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All Journal Al-Musthofa: Journal of Sharia Economics Al-Mubin: Islamic Scientific Journal At Tasyri'i Jurnal Prodi Perbankan Syariah
Fathudin
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science Other

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PENYELESAIAN PEMBIAYAAN MURĀBAHAH BERMASALAH DI BMT MIKAT AL-KHIDMAH PURWOREJO Muhajir; Fathudin; Hary Listyadi
Al-Mubin Jurnal Ilmiah Islam
Publisher : Department of Research and Community Service at the Ummul Quro Al-Islami Bogor Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/almubin.v4i2.126

Abstract

The existence of financing is problematic because many partners / customers get stuck in making payments. This problematic financing at BMT Mikat Al-Khidmah Purworejo is not an ordinary problem, and it needs serious handling from BMT Mikat Al-Khidmah. Therefore, the researcher took this title with the aim of wanting to know how the handling of problematic financing was carried out by BMT Mikat Al-Khidmah and how the Islamic Law views the handling methods carried out by BMT Mikat Al-Khidmah. This research is a type of field research (field research) by taking the object of research at BMT Mikat Al-Khidmah Purworejo. Data sources consist of primary and secondary data. Primary data is obtained directly through observation, interviews and documentation. Meanwhile, secondary data is further information relating to research problems from the literature or previous research. Data collection methods used in this research are observation, interview, and documentation methods. Furthermore, data analysis using descriptive analysis method, namely analyzing the data that has been collected and then analyzed to determine the handling of problematic Murābahah financing at BMT Mikat Al-Khidmah
Praktek Jual Beli Crypto Asset di Futures Market Perspektif Hukum Syariah Fathudin; Nurul Fahmi, Muhammad
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 1 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i1.1677

Abstract

With his journey initially rejected, crypto assets began to be accepted internationally. In these few years to this day, it shows the process of changing international views on crypto assets. Although crypto assets are not considered as legal tender, Indonesia categorizes crypto assets as assets or commodities. This makes crypto assets under the regulation of the Commodity Futures Trading Supervisory Agency (BAPPEBTI) which is confirmed in Article 1 of the Regulation of the Minister of Trade of the Republic of Indonesia Number 99 of 2018 concerning General Policy for the Implementation of Crypto Assets Futures Trading (Crypto Assets), designated as commodities that can be subject to futures contracts. traded on futures exchanges. The purpose of this study is to examine and analyze the practice of buying and selling crypto assets on the Futures Market in terms of Sharia law. This research when viewed from the source of the data is normative legal research, namely research by examining library materials which are secondary data and also referred to as library research. The results of this study produce practices that occur in crypto asset trading contracts in the futures market, which are basically ribâl fadli practices. In addition, the legal prohibition of trading crypto assets in the futures market is due to the element of maisir. 'This illat appears as the option that small traders have is only one, which is to only sell at maturity. As a result, it automatically cancels the contract so that only the new price is left for the "down payment" and not the "crypto commodity". Keywords: Crypto Asset, Futures Market, Sharia Law
Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh kualitas pelayanan terhadap kepuasan anggota bagi pengguna produk wadi’ah di BMT Binamas Cabang Gebang Purworejo. Populasi dalam penelitian ini adalah seluruh anggota bagi pengguna produk w Ma'rifatul Mahbubah; Fathudin
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 4 No. 1 (2021): Jurnal At Tasyri'i Januari-Juni 2021
Publisher : STAI YAPTIP

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Salah satu hal penting yang dapat dilakukan dalam menciptakan keunggulan bersaing dalam meraih potensi pasar di lembaga keuangan adalah menjaga keharmonisan dengan pelanggan, yaitu dengan cara mengutamakan kekuatan ikatan emosional (emotional bonding) dan meningkatkan kualitas hubungan (relationship quality) dengan pelanggan sehingga akan terwujud loyalitas pelanggan. Dalam penulisan ini, Ikatan emosional (emotional bonding) diukur melalui persepsi nilai dan kepuasan, sedangkan kualitas hubungan (relationship quality) diukur melalui komunikasi dan kepercayaan untuk mengetahui seberapa pengaruh loyalitas anggota simpanan di BMT BIMA KCP Borobudur. Dengan empat variabel bebas yaitu persepsi nilai, kepuasan, komunikasi, dan kepercayaan dan satu variabel terikat yaitu loyalitas anggota. Penulisan ini menggunakan tekhnik accidental sampling dan sampel yang digunakan berjumlah 80 responden yang terdiri dari anggota simpanan di BMT BIMA KCP Borobudur. Tekhnik analisis data yang digunakan dalam penelitian ini adalah analisis regresi berganda, disertai dengan uji asumsi klasik. Hasil penelitian ini menunjukkan bahwa secara parsial (Uji t) pengaruh yang signifikan dijelaskan oleh tiga variabel berupa persepsi nilai (t.4,968), kepuasan (t.3,947), dan komunikasi (t.5,040), sedangkan variabel kepercayaan (t.-0,525) tidak membuktikan adanya pengaruh yang signifikan terhadap loyalitas anggota simpanan di BMT BIMA KCP Borobudur dengan sig. di atas 0,005 dan t hitung lebih kecil t tabel. Sesuai hasil Uji F (simultan) keempat variabel tersebut berpengaruh terhadap loyalitas anggota, dengan nilai koefisien determinasi (Adjusted R2sebesar 0,784, yang berarti bahwa peningkatan loyalitas anggota dijelaskan oleh variabel persepsi nilai, kepuasan, komunikasi, dan kepercayaan sebesar 78,4%.
Co-Authors Hary Listyadi Ma'rifatul Mahbubah Muhajir NURUL FAHMI, MUHAMMAD