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All Journal JBTI : Jurnal Bisnis : Teori dan Implementasi
Daningrum, Januar
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Economics, Econometrics & Finance

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Metode Penyisihan Piutang Tak Tertagih Pada Produk Qardh Di Bank Pembiayaan Rakyat Syariah Barokah Dana Sejahtera Yogyakarta Periode 2017 Daningrum, Januar; Mikhriani, Mikhriani
JBTI : Jurnal Bisnis : Teori dan Implementasi Vol 9, No 1 (2018): Februari 2018
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/bti.91097

Abstract

The giving of credit is one of the products that become a mainstay for the bank. Not a few banks use a credit as a means to attract customers or branding. The crediting process involves two parties, namely the bank as the creditor and the customer as the debtor. Lending or credit will increase the profit for the bank, but if it can’t be managed properly will cause losses. Customers who are experiencing difficulties in paying installments to ultimately experience a default. This will result in bad debts for banks. If it is not handled seriously it will endanger the liquidity of the bank and end up in bankruptcy
Co-Authors Mikhriani Mikhriani, Mikhriani