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All Journal Proceedings of The International Conference on Social and Islamic Studies Al-Muhtarifin: Islamic Banking and Islamic Economic Journal
Ririn Khairiyah
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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DETERMINANTS OF NON-MUSLIMS INTENTION TO HAVE ISLAMIC INSURANCE PRODUCTS Andri Soemitra; Ririn Khairiyah
International Conference on Social and Islamic Studies Proceedings of the International Conference on Social and Islamic Studies (SIS) 2021
Publisher : International Conference on Social and Islamic Studies

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Abstract

The Islamic insurance industry is developing along with the development of the Islamic finance industry. Islamic finance has universal characteristics, namely that it can not only be used by Muslims but also by non-Muslims. This study aims to examine the determinants of non-Muslim communities using sharia insurance products. This study uses quantitative research by collecting data through the distribution of questionnaires with a Likert scale to research respondents totaling 34 people. Respondents were identified as being Hindu, Buddhist, Protestant, Catholic, and Confucian. The analysis technique used in this research is Multiple Linear Regression Analysis. The results of this study clearly show that premium rates, products, and promotions partially affect the intention of non-Muslims to use Islamic insurance products. The Islamic insurance literacy variable does not partially affect the non-Muslims intention to use Islamic insurance products. Variables Rates (Premiums), Product Quality, Promotion, and understanding simultaneously influence the intention of non-Muslims to use Islamic insurance. The non-Muslims intention to have sharia Islamic can be explained by the tariff variable, product quality variable, promotion variable, and understanding of 41.4%, while the remaining 58.6% is influenced by other variables outside the variables used in this study.
Analysis Of The Effect Of Inflation, Sbis, And Exchange Rates On Third Party Funds (DPK) For Islamic Banking In Indonesia Ririn Khairiyah
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 1, No 1 (2022)
Publisher : Universitas Muhammadiyah Sumatera Utara

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Abstract

This Reasearch aim to know Analysis Of The Effect Of Inflation, Sbis, And Exchange Rates On Third Party Funds (DPK) For Islamic Banking In Indonesia, methods Classical Assumption Test, Normality Test, Autocorrelation Test. Hypothesis Test, Partial Test (t-test), F-Test Coefficient of Determination Test (R2). Then The Results are 1) Inflation has a negative effect on Islamic Banking Third Party Funds in Indonesia for the 2013-2018 period,2) SBIS has a positive and significant impact on Islamic Banking Third Party Funds in Indonesia for the 2013-2018 period, 3) Exchange rate has a positive and significant impact on Islamic Banking Third Party Funds in Indonesia for the 2013-2018 period, 4) nflation, SBIS and the exchange rate simultaneously have a significant effect on third party funds for Islamic banking in Indonesia for the 2013-2018 period.
Co-Authors Andri Soemitra