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All Journal SYIRKAH MALIA: Journal of Islamic Banking and Finance Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Dharma Jnana
Siregar, Fitri Ana
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Indonesian Islamic Bank Financing in Increasing Halal-Based Micro, Small and Medium Enterprises in the Industrial Era 5.0‎ Siregar, Fitri Ana; Siregar, Erwin Saputra
MALIA: Journal of Islamic Banking and Finance Vol 8, No 1 (2024): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v8i1.25716

Abstract

Micro, Small and Medium Enterprises Financing is financing provided by business-based Islamic financial institutions, meaning that the capital is rolled out for working capital. Increased public awareness of halal matter and strong stakeholder support are important factors in the development of the halal industry ecosystem in Indonesia. The Industrial Era 5.0 had an impact on all existing sectors including the economic sector in the form of banking and halal-based business entities. This study discusses Indonesian Islamic Banks in halal-based Micro, Small and Medium Enterprises financing in the industrial era 5.0 which has an impact on the economy in Indonesia. It is based on literature research in the form of reading financial archives, field observations, and analysis results from the financial statements of Bank Syariah Indonesia. This study argues that financing Bank Syariah Indonesia as a provider of capital will increase Halal-based Micro, Small and Medium Enterprises supported by the use of digital media in the era of industrial 5.0.
Sosialisasi Produk Pasar Modal Syariah Sebagai Pilihan Untuk Berinvestasi Pada UMKM Sukses Bersama Mantap Anggraini, Dessy; Ismadharliani, Aztyara; Siregar, Fitri Ana; Istiqomah, Khusnul; Kurniyati; Sudharyati, Neneng; Ahmad, Syahril; Ladini, Urwawuska
Jurnal Dharma Jnana Vol. 3 No. 1 (2023): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

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Abstract

Pengabdian ini mencoba memberikan pengetahuan betapa pentingnya pemahaman mengenai produk-produk yang ada di dalam pasar modal syariah sebagai salah satu pilihan untuk berinvestasi kepada masyarakat terutama yang memiliki usaha mikro, kecil, dan menengah. Tahap penyusunan artikel ini menggunakan studi literatur berbagai referensi yang mendukung proses pengabdian pada UMKM Sukses Bersama Mantap. Selain itu, untuk mengetahui secara nyata keadaan di lapangan, maka penelitian ini menggunakan teknik wawancara kepada beberapa para pelaku UMKM. Pengabdian ini berkaitan dengan pasar modal syariah dan cara berinvestasi  secara legal dan aman serta dengan adanya pengabdian ini diharapkan para pelaku UMKM mampu menganalisa saham syariah yang baik, salah satunya dengan cara menganalisa laporan keuangan.
PENGARUH PRODUK DAN PROMOSI TERHADAP KEPUTUSAN NASABAH MENABUNG DI BANK SYARIAH INDONESIA KC JAMBI PATTIMURA DENGAN RELIGIUSITAS SEBAGAI VARIABEL MODERATING Selbi, Selbi; Addirahman, Addirahman; Siregar, Fitri Ana
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 3 (2023): Oktober : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i3.608

Abstract

This research is motivated by the instability of customers who are still experiencing ups and downs of customers. The purpose of this study was to determine the effect of products and promotions on customers' decisions to save in Islamic banks with religiosity as a moderating variable. This study used a quantitative method with a sample of 100 respondents and a non-probability sampling technique. The data analysis tool in this study used moderated regression analysis (MRA), which was processed using the IBM SPSS Statistics 25 tool.  The results of this study have an influence on the customer's decision to save at Bank Syariah Indonesia KC Jambi Pattimura with a significance value of 0.001 <0.05. Promotion has an influence on customers' decisions to save at Bank Syariah Indonesia KC Jambi Pattimura with a significance value of 0.000 < 0.05. Simultaneously, the product and promotion variables influence the customer's decision to save at Bank Syariah Indonesia KC Jambi Pattimura with a significance value of 0.000 < 0.05. And the Religiosity variable is known that the significant value of 0.000 is less than 0.05 and the R Square value is 0.821 meaning that religiosity moderates the simultaneous effect of product and promotion on customers' saving decisions
Indonesian Islamic Bank Financing in Increasing Halal-Based Micro, Small and Medium Enterprises in the Industrial Era 5.0‎ Siregar, Fitri Ana; Siregar, Erwin Saputra
MALIA: Journal of Islamic Banking and Finance Vol 8, No 1 (2024): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v8i1.25716

Abstract

Micro, Small and Medium Enterprises Financing is financing provided by business-based Islamic financial institutions, meaning that the capital is rolled out for working capital. Increased public awareness of halal matter and strong stakeholder support are important factors in the development of the halal industry ecosystem in Indonesia. The Industrial Era 5.0 had an impact on all existing sectors including the economic sector in the form of banking and halal-based business entities. This study discusses Indonesian Islamic Banks in halal-based Micro, Small and Medium Enterprises financing in the industrial era 5.0 which has an impact on the economy in Indonesia. It is based on literature research in the form of reading financial archives, field observations, and analysis results from the financial statements of Bank Syariah Indonesia. This study argues that financing Bank Syariah Indonesia as a provider of capital will increase Halal-based Micro, Small and Medium Enterprises supported by the use of digital media in the era of industrial 5.0.
Co-Authors Addirahman, Addirahman Anggraini, Dessy Erwin Saputra Siregar Ismadharliani, Aztyara Khusnul Istiqomah Kurniyati Ladini, Urwawuska Selbi, Selbi Sudharyati, Neneng Syahril Ahmad