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Ardito Bhinadi
Fakultas Ekonomi Dan Bisnis UPN Veteran Yogyakarta
Economics, Econometrics & Finance

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PROBABILITAS KREDIT BERMASALAH PADA BANK PERKREDITAN RAKYAT Bhinadi, Ardito
Jurnal Ekonomi & Studi Pembangunan JESP Volume 11 Nomor 1, April 2010
Publisher : Universitas Muhammadiyah Yogyakarta

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Abstract

Risk of non-performing loans is one of the risks faced by rural banks as one type of micro-bank financial institutions. Rural Banks should have risk control system to minimize the possibility of a credit crunch. This paper has the purpose of estimating the factors that affect a credit crunch in BPR XYZ. The model was built estimated by logistic regression. There are two models to be estimated. Model One is the complete model, while Model Two is a simple model. Model two independent variables are the result of extraction from unrestricted variable Model One using factor analysis. The results show that the probability of nonperforming loans in BPR XYZ is influenced by the predictor credit interest, the ratio of collateral and credit, the level of risk of collateral types and levels of risk customer groups
STRUKTUR PASAR, DISTRIBUSI, DAN PEMBENTUKAN HARGA BERAS Bhinadi, Ardito
Jurnal Ekonomi & Studi Pembangunan JESP Volume 13 Nomor 1, April 2012
Publisher : Universitas Muhammadiyah Yogyakarta

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Abstract: Food commodities especially rice become one of the significant contributors to inflation. This paper aims to identify the market structure,  distribution patterns, and the formation of rice prices in Yogyakarta Indonesia. The method used is descriptive and statistical modeling approach Houck. Based on the results of the survey, it’s found that the market structure in Yogyakarta at the collectors is an oligopoly, the increasingly competitive downstream. The pattern of distribution of rice in Yogyakarta is following the path length, which is collected from the manufacturers. Wholesalers collectors bought new distributed to retailers for sale to consumers. At the level of manufacturers, the price of rice is determined by the buyer; collectors follow at the highest market price. At wholesalers levels, the price follows the price of competitors, and at the retailers, the price follows the highest market price. Factor that determines the price of rice from manufacturers to retailers is alike, that is the availability of supy. Abstrak: Komoditas pangan khususnya beras menjadi salah satu penyumbang inflasi yang signifikan. Paper ini bertujuan mengidentifikasi struktur pasar, pola distribusi, dan pembentukan harga beras di Yogyakarta. Metode yang dilakukan adalah statistik deskriptif dan pendekatan model Houck. Berdasarkan hasil survei ditemukan bahwa struktur pasar besar di Yogyakarta pada tingkat Pengepul  adalah oligopoli, semakin ke hilir semakin kompetitif.Pola distribusi beras di Yogyakarta mengikuti jalur panjang, yaitu dari Produsendikumpulkan Pengepul dibeli Pedagang Besar didistribusikan ke Pengecer baru dijual ke Konsumen. Pada tingkat Produsen, harga beras ditentukan oleh  pembeli; di tingkat Pengepul mengikuti harga pasar tertinggi. Di tingkat Pedagang Besar mengikuti harga pesaing, dan di tingkat Pengecer mengikuti harga pasar tertinggi. Faktor yang menentukan harga jual beras dari Produsen hingga Pengecer sama, yaitu ketersediaan pasokan.
MEKANISME TRANSMISI HARGA INTERNASIONAL DALAM RANGKA PENETAPAN KEBIJAKAN HARGA OLEH PEMERINTAH TERHADAP BEBERAPA KOMODITAS HASIL PERTANIAN TERTENTU Nuryadin, Didi; Astuti, Rini Dwi; Bhinadi, Ardito
Jurnal Ekonomi & Studi Pembangunan JESP Volume 17 Nomor 1, April 2016
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.17.1.3634

Abstract

This study aimed to analyze the mechanism of transmission of international prices in the context of preparing the government's policy of controlling prices through the pricing of certain agricultural commodities. This price control in order to ensure stability of prices of agricultural commodities so as to support and ensure the economic stability. The analytical tool used is regression to the data period used was May 2009 to December 2013. The results showed that the increase in retail price increases in producer prices which indicates that the market red peppers, chicken meat and fresh fish are not integrated perfectly. Variation changes in retail prices is a source of variation and the producer price changes have a significant relationship between producer prices at retail prices. Changes in retail prices is not transmitted completely to the producer price which the retail price increases pushed up producer prices.
Disparitas Pertumbuhan Ekonomi Jawa dengan Luar Jawa Ardito Bhinadi
Economic Journal of Emerging Markets Vol. 8 No. 1 (2003)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v8i1.638

Abstract

The background of this study was an unbalanced dynamic space of Indonesian de¬velopment. The cross-region development showed that the region in Java, in general, de¬vel¬oped faster than in the others. The differences of cross-region growth, Java and out of Java impacted to a gap of wealth and developing cross-region. The purpose of this study was to estimate sources of regional growth between Java with the other regions, and to analyze regional disparity between Java with the other regions. The data used in this study was an¬nual data. The variables used in this study are per capita GRDP growth at constant prices (Y), capital growth (K), labor growth (L) and human capital growth (E). The model of regional economic growth was estimated with panel data. T-test and F-test were used to analyze dis¬parity of income growth. General conclusion of this study was the fact that significantly capital growth (K) influent regional economic growth. But, labor growth (L) and human capital growth (E) were not. The outcomes of statistic test showed that there was not re¬gional growth disparity. Key words: sources of growth, growth disparit.
Co-Authors Didi Nuryadin, Didi RINI DWI ASTUTI