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Strategi Lembaga Keuangan Syariah Menghadapi Pembiayaan Bermasalah Di Masa Pandemi COVID-19 Abdul Ghofur; MA Syarifuddin; Abdul Majid Toyyibi; Retno Kurnianingsih
Ulumuddin : Jurnal Ilmu-ilmu Keislaman Vol 11 No 2 (2021): Ulumuddin: Jurnal Ilmu-ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v11i2.795

Abstract

The COVID-19 pandemic period is a disease outbreak that has brought the community's economy to a drastic decline because this outbreak resulted in the cessation of the community's business wheels and not only that, the banking sector, industry and so on were affected. So that people's income decreases and also results in the fulfillment of obligations, especially in payment of financing installments at Islamic financial institutions (LKS). This research is a type of descriptive qualitative research in which researchers conduct field studies to obtain accurate information by conducting interviews, from these results data analysis and data credibility are carried out in order to get good results. This results in LKS providing leeway and not everything depends on each financial institution which has its own policy, starting from reducing the amount of installment payments.
PENDAMPINGAN PEDAGANG DALAM PRAKTEK GARANSI (KHIYAR) PADA TRANSAKSI BAI’ AL - MUSAWAMAH DI PASAR TRADISIONAL WADUNG ASRI WARU SIDOARJO Abdul Majid Toyyibi
Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2021): Februari
Publisher : LP2M Institut Agama Islam Nazhatut Thullab Sampang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (219.905 KB) | DOI: 10.35127/al-khidmah.v1i2.4444

Abstract

Khiyar adalah meminta yang terbaik dari dua pilihan yakni melanjutkan atau membatalkan transaksi jual - beli. Tujuan dilakukan pengabdian yakni untuk para pedagang Pasar Wadungasri bahwa dalam bertransaksi jual beli untuk menerapkan akad khiyar. Hal ini merupakan bagian kecil dari strategi penjualan untuk menjadikan pembeli merasakan nyaman dan puas membeli barangnya. Sehingga barang barang yang di transaksikan mempunyai nilai barokah pada income yang diperoleh penjual. Adapun metode yang dilakukan adalah ada beberapa tahap mulai pelatihan hingga pendampingan dalam praktek khiyar/garansi tersebut.