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The Role of E-money on Business Growth in Indonesia Harril Brimantyo; Agung Suwandaru; Anandhayu Mahatma Ratri; Ginanjar Indra Kusuma Nugraha; Muhammad Rizki Firdaus
Jurnal Bisnis dan Manajemen Vol 8, No 2 (2021): Jurnal Bisnis dan Manajemen Volume 8 Nomor 2 Tahun 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v8i2.7091

Abstract

The objective of this research are to analyze the differences in business growth in Indonesia before and after the e-money, era and to analyze the the role of e-money in business growth in Indonesia.The type of this research is quantitative with comparative and explanatory method. The data used in this research is e-money and Indonesia Composite Index (also known as IHSG). Data analysis technique used in this research are paired t-test and regression. The result shows that there is significant difference of business growth in Indonesia between before and after e-money era. Furthermore, based on regression analysis shows that e-money has significant effect on business growth in Indonesia.
Comparison of Indonesian Banking Performance Pre and Post Pandemic Covid-19 Anandhayu Mahatma Ratri; Agung Suwandaru; Harril Brimantyo; Ginanjar Indra Kusuma Nugraha; Almer Rasyid
Jurnal Bisnis dan Manajemen Vol 9, No 1 (2022): Jurnal Bisnis dan Manajemen Volume 9 Nomor 1 Tahun 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v9i1.7637

Abstract

This research aims to determine and analyze the performance of Indonesia's Banking Sub Sector before and during the pandemic. We apply the CAMEL method to assess the Bank's performance via CAR (Capital Adequacy Ratio), NPL (Non-Performing Loan), NPM (Net Profit Margin), ROA (Return on Assets), and LDR (Loan to Deposit Ratio) in both situations. The sample uses 42 banking companies listed on the Indonesia Stock Exchange from 2019 – 2020. The results show that the CAR, NPL, and NPM values during the pandemic have increased compared to before the pandemic. However, the ROA and LDR values decreased during the pandemic compared to before the pandemic. The other findings exhibit no significant differences in CAR, NPL, NPM, ROA, and LDR on bank performance before and during the pandemic. In conclusion, banks should be aware of changes during the pandemic and will change various financial transactions. The research results are also significant for policymakers to make policies that can facilitate the community and the banking world in the post-pandemic era by paying attention to changes.
The Implementation of Halal Slaughterhouse in the Perspective of Talcott Parson's Functional Structural Theory Hikmatul Hasanah; Agung Suwandaru
Journal of Islamic Studies and Civilization Vol. 1 No. 02 (2023): Journal of Islamic Studies and Civilization
Publisher : ADP Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61680/jisc.v1i02.17

Abstract

Large-scale slaughterhouses and meat producers catering to the broader community as consumers bear the ongoing responsibility of ensuring the sustainability of their businesses. Consequently, continuous structural and functional improvements must be prioritized to foster trust, safety, and comfort within the wider community. The halal abattoir operates as an "action" system, striving to maintain its sustainability by fulfilling the four functions outlined in Talcott Parson's functional structural theory: adaptation, goal attainment, integration, and latency or pattern maintenance. To remain viable and function optimally, the abattoir must execute these four functions effectively. Consumer protection activities are integral, encompassing the public's choices in meat consumption. This involves not only the establishment of halal abattoirs but also the meticulous execution of their functions to meet and exceed the expectations of the community