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All Journal Jurnal Ilmiah Ekonomi Islam Al-Azhar Journal of Islamic Economics Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Medani : Jurnal Pengabdian Masyarakat
Asyraf Mustamin
Universitas Islam Negeri Alauddin Makassar
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Strategi Bisnis Bank Syariah di Masa Pandemi Covid-19 Pada PT. Bank Panin Dubai Syariah Cabang Makassar Tri Mulato; Asyraf Mustamin; Supriadi Supriadi; St Hafsah Umar; Surya Ningsih
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (245.947 KB) | DOI: 10.29040/jiei.v7i3.2908

Abstract

The purpose of this study was to determine the development of PT Bank Panin Dubai Syariah during the covid-19 pandemic. And to find out the business strategy implemented by PT Bank Panin Dubai Syariah Makassar Branch during the covid-19 pandemic. The research method used in this research is qualitative by describing the development and business strategy of Panin Dubai Syariah Bank Makassar Branch. This type of research is a field study, primary data collection. Sources of data were obtained directly with interview data collection techniques and documentation from various sources. The data analysis technique used is descriptive qualitative, which describes the development of PT Bank Panin Dubai Syariah during the pandemic. As well as the Business Strategy carried out by PT Bank Panin Dubai Syariah Makassar branch. The results of the research on the growth of PT Bank Panin Dubai Syariah in the period May 2020 to May 2021 experienced an increase in assets of 7.6 percent, and for murabahah financing, it decreased by -44 percent. Current accounts grew by 11 percent, savings grew by 27 percent, and time deposits decreased by -7.9 percent. The business strategy implemented by PT Bank Panin Dubai Syariah during the Covid-19 pandemic was to improve office services by implementing health protocols, increasing digital-based services, increasing ATM, Mobile Banking, and Cash Management System facilities to fulfill customer transactions. For financing recovery for financing affected by COVID-19 so that they can recover, as well as continuing to carry out product offerings and penetration to attract new financing.
Membangun Kreativitas dan Literasi Keuangan di Masa Pandemi Covid-19 Trimulato Trimulato; Nasrullah Bin Sapa; Samsul Samsul; Supriadi Supriadi; Muhlis Muhlis; Asyraf Mustamin; St Hafsah Umar; Rizki Rahim
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 1, No 1 (2021): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (275.128 KB) | DOI: 10.59818/jpm.v1i3.40

Abstract

Kegiatan pengabdian masyarakat merupakan bagian dari Tridharma perguruan tinggi yang harus dilaksanakan. Semenjak kemunculan wabah pandemi covid-19 mengakibatkan banyak kegiatan sedikit berkurang, dan sangat terbatas. Dalam kondisi seperti ini produktifitas tetap harus dilaksanakan, banyak membutuhkan kegiatan untuk kegiatan tetap berjalan di masyarakat. Tujuan dari kegiatan ini untuk meningkatkan literasi keuangan syariah masyarakat. Kemudian untuk meningkatkan kreatifitas di masa pandemic, serta kegiatan sosial untuk masyarakat. Kegiatan ini melalui beberapa tahapan, peninjauan lokasi kegiatan, pengajuan izin kegiatan, penyusunan kegiatan, sampai dengan pelaksanaan kegiatan. Hasil kegiatan ini diharapkan dapatkan meningkatkan literasi keuangan syariah di tengah masyarakat di desa binaan kampung Amanah kota Makassar. Hadirnya barang dari hasil krativitas, serta kegiatan charity berbagai kegiatan untuk masyarakat.
Risiko Perkembangan Teknologi Perbankan Syariah Era Millenial Muhlis Masin; Asyraf Mustamin; Farid Fajrin; Supriadi Supriadi; Trisno Wardy Putra; Trimulato Trimulato
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i1.148

Abstract

The risk that have been faced by sharia financial institution is not merely about financial issue but also non-financial. Hence, it is considered as an urgency to be able to implement the risk management in order to conduct the hedging strategy in sharia financial institution, and also to anticipate and ready for further action needed in facing some irrelevant situations which are not according with the expectations and the objectives of the institution. This writing aims to assess the risk management in identifying and in managing of that.  However, because of the complexity of the risk encountered both in financial and non-financial issue; such as operational risk of the use of modern technology services which does increasingly pamper the current millennial clients and that prone to cyber-security threat and thus needs protection. Also economic uncertainty with the state of pandemic covid 19.  
Pelatihan Pembuatan Laporan Keuangan Bagi UMKM Binaan Lapak Berkah Lembaga IZI Makassar Trimulato; Sudirman Sudirman; Asyraf Mustamin
Medani : Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2022): April 2022
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (826.418 KB) | DOI: 10.59086/jpm.v1i1.88

Abstract

Peran seluruh pihak dalam mendukung perkembangan Usaha Mikro Kecil dan Menengah (UMKM), perlu dilakukan untuk mendukung perkembangan ekonomi. Sebagaimana porsi UMKM terbesar dalam pergerakan ekonomi di Indonesia, UMKM melibatkan banyak pihak kegiatannya sehingga memberikan peluang lapangan kerja yang lebih besar. Hanya saja terkadang UMKM memiliki kendala dalam pengembangannya, seperti kendala permodalan, kendala penggunaan teknologi, dan kendala dalam menyusun laporan keuangan. Terkadang UMKM tidak mendapat akses pembiayaan dari lembaga keuangan karena tidak memiliki laporan keuangan yang baik, sehingga dibutuhkan pendampingan bagi UMKM untuk penyusunan laporan keuangan yang baik. Tujuan dari kegiatan pengabdian ini untuk memberikan pelatihan pendampingan laporan keuangan yang mudah bagi UMKM lapak berkah binaan lembaga Inziatif Zakat Indonesia (IZI) Makassar. Metode pengabdian masyarakat yang dilakukan ini melalui pendampingan langsung kepada para pelaku UMKM, dengan melakukan beberapa tahapan sebelum pelaksanaan kegiatan. Hasil dari kegiatan pengabdian masyarakat pelaku UMKM mengetahui cara pembuatan laporan keuangan yang sederhana, pelaku UMKM. Kegiatan ini merupakan program kegiatan program studi perbankan syariah UIN Alauddin Makassar berkerjasama dengan lembaga IZI Makassar.
Co-Authors Farid Fajrin Muhlis Masin Muhlis Muhlis Nasrullah Bin Sapa Rizki Rahim Samsul Samsul St Hafsah Umar Sudirman Sudirman Supriadi Supriadi Surya Ningsih Tri Mulato Trimulato Trimulato Trimulato Trisno Wardy Putra