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Pengaruh Pembiayaan Syariah dan Indeks Pembangunan Manusia (IPM) Terhadap Tingkat Kemiskinan Di Provinsi Aceh: Analisis Data Panel Misfi Laili Rohmi; Tiara Juliana Jaya; Mahfudz Reza Fahlevi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.663 KB) | DOI: 10.29040/jiei.v7i3.2602

Abstract

Poverty is a significant problem faced by developing countries, including Indonesia. Islam teaches its people to fight poverty because poverty is closer to kufr. Aceh is famous for applying Islamic law, but Aceh is the poorest province on the island of Sumatra in 2020. Meanwhile, in terms of Sharia financing, Aceh Province ranks 4th, and the Human Development Index (IPM) ranks 11th highest nationally. This panel aims to determine the effect of Islamic financing and the Human Development Index (HDI) on poverty levels in Aceh Province. Data analysis was carried out using panel data regression by choosing the best regression model, namely the Fixed Effect Model, by combining cross-section data of 21 districts/cities in Aceh Province during the 2016-2020 period. The study results, both partially and simultaneously, Islamic financing and HDI have a negative and significant effect on the poverty level in Aceh Province.
The Effects Pandemic Covid-19 On Indonesia Foreign Trade Misfi Laili Rohmi; Tiara Juliana Jaya; Nur Syamsiyah
Jurnal Ekonomi Vol. 26 No. 2 (2021): July 2021
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v26i2.750

Abstract

Indonesia is a developing country whose needs are exported from abroad. Therefore Indonesia needs foreign trade to fulfil goods that cannot be produced domestically or to distribute goods in which Indonesia has an absolute advantage in producing these goods. However, the policies are taken by the domestic government and Indonesia's foreign trading partner countries to limit the spread of the Covid-19 virus have an impact on the inflow of goods to and from abroad. Thus, this study intends to see how the Covid-19 pandemic has affected Indonesia's foreign trade by using the Paired Sample T-test, which observes conditions before and during/after a pandemic occurs. This study found that the Covid-19 pandemic had an impact on Indonesia's foreign trade from the aspect of oil and gas exports, imports of raw materials, and imports of Indonesian capital goods.
Analisis Dampak Covid-19 Terhadap Bagi Hasil Mudharabah Bank Umum Syariah di Indonesia Misfi Laili Rohmi
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 6 No 2 (2021): Asy-Syar'iyyah Desember 2021
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v6i2.2065

Abstract

Penelitian ini bertujuan untuk menganalisis sejauh mana pandemi Covid-19 berdampak pada pembiayaan bagi hasil mudharabah perbankan Syariah di Indonesia saat menghadapi pandemi Covid-19. Penelitian ini merupakan penelitian kuantitatif dengan uji sampel berpasangan (uji paired sample t test). Uji paired sample t test dipilih karena peneliti ingin mengetahui apakah terhadap perbedaan yang nyata tentang bagi hasil mudharabah perbankan Syariah di Indonesia antara sebelum dan saat pandemi, dengan data yang bersumber dari Statistik Perbankan Syariah (SPS) yang dirilis oleh Otoritas Jasa Keuangan (OJK) tahun 2019 dan 2020. Hasil penelitian menunjukkan bahwa nilai sig. (2-tailed) dalam tabel output SPSS Paired Sample T-test adalah 0.0000 kurang dari nilai alpha yang digunakan (0,05) sehingga dapat dikatakan ada pengaruh yang signifikan antara dana bagi hasil mudharabah perbankan Syariah Indonesia sebelum dan saat pandemi Covid 19 melanda.
PENGARUH PROGRAM KELUARGA HARAPAN DAN INDEKS PEMBANGUNAN MANUSIA TERHADAP TINGKAT KEMISKINAN DI INDONESIA Misfi Laili Rohmi; Mahfudz Reza Fahlevi; Mega Mariska
Budgeting: Jurnal Akuntansi Syariah Vol 2 No 2 (2021): Vol 2 No 2 (2021): Budgeting: Jurnal Akuntansi Syariah, Desember 2021
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

A government program for accelerating poverty reduction in Indonesia is about Family Hope Program (PKH). The PKH is expected to be one of the answers to the problems faced by the government. This research used secondary data with multiple regression model analysis. PKH coefficient's value is -0.169818 with 95% confidence level. The HDI regression coefficient value is 0.471132 with a 95% confidence level. PKH has a negative effect on poverty where every increase in the PKH budget will reduce the poverty rate in Indonesia, HDI does not significantly affect the poverty level. The increase in HDI will actually increase the percentage of poverty in Indonesia, PKH and HDI together have a negative influence on poverty in Indonesia. Increasing the allocation of PKH funds and the percentage of HDI together can reduce the poverty rate in Indonesia.
Analisis Perilaku Perantara Penjualan Sapi Dalam Perspektif Selling Syariah Di Desa Purbosembodo Kecamatan Metro Kibang Kabupaten Lampung Timur Arinta Rahma Sari; Misfi Laili Rohmi
Budgeting: Jurnal Akuntansi Syariah Vol 4 No 1 (2023): Budgeting: Jurnal Akuntansi Syariah, Juni 2023
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v4i1.3537

Abstract

Penelitian ini berlokasi di Desa Purbosembodo, Kecamatan Metro Kibang, Kabupaten Lampung Timur. Penelitian ini di lakukan karena adanya dugaan yang timbul terkait hal-hal yang bertentangan dengan prinsip syariah sehingga peneliti ingin mengkaji lebih jauh serta menganalisis faktor yang mendasari perilaku para blantik tersebut. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kualitatif lapangan (field research). Teknik pengumpulan data melalui wawancara langsung kepada blantik dan konsumen. Adapun uji keabsahan yang digunakan pada penelitian ini yaitu dengan menggunakan tenik pengujian konfirmability dan teknik analisa data kualitatif yang digunakan pada penelitian ini dilakukan menggunakan model analisis data menurut Miles dan Huberman. Hasil penelitian mununjukkan bahwa indikator selling syariah yang dipenuhi blantik sapi yaitu menjual barang yang halal dan berkualitas; mengambil keuntungan dengan sewajarnya; saling menguntungkan kedua belah pihak; bersikap murah hati kepada pembeli; memandang pesaing adalah mitra; tidak menawarkan barang yang sama kepada pembeli. Namun ada dua indikator yang tidak dapat dipenuhi yaitu niat karena Allah serta berperilaku jujur dan amanah. Perilaku yang dilakukan oleh blantik tersebut didorong oleh faktor eksternal dan faktor individu. Faktor eksternal berupa adanya dorongan dari pihak keluarga dan faktor individu yang mempengaruhi para blantik tidak melakukan perilaku sesuai akhlak penjualan syariah yaitu karena minimnya pengetahuan dan pendidikan tentang penjualan syariah.
Kontribusi Unit Usaha Pesantren dalam Meningkatkan Kemandirian Ekonomi Pesantren Diah Ayu Septianingsih; Misfi Laili Rohmi
Budgeting: Jurnal Akuntansi Syariah Vol 4 No 1 (2023): Budgeting: Jurnal Akuntansi Syariah, Juni 2023
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v4i1.3538

Abstract

Islamic boarding schools are one of the Islamic educational institutions. Initially, pesantren were traditional in nature to study Islamic religious knowledge as a way of life (Tafaqquh Fi Al-din) which emphasized the importance of morality in society, but were also institutions that created superior human resources and were able to create independence. In line with this, the Baitunnur Islamic Boarding School is a pesantren that not only provides education in the religious field, but also provides educational knowledge in the economic field by teaching entrepreneurship. The Baitunnur Islamic Boarding School has four business units, namely the santri convection, the santri cooperative, the gallon depot, and the santri barbershop. This type of research is field research (Field Research) conducted at the Baitunnur Tanggulangin Punggur Islamic Boarding School, Central Lampung. Sources of data in this study are primary data sources, namely from old foundations, business unit managers, students and alumni who participate in entrepreneurial activities and secondary data sources in the form of books, journals and documents relevant to research. Meanwhile, data collection techniques used observation, interviews, and documentation. The data validity guarantee technique uses the comfirmability method. The data analysis technique is through data reduction, data presentation, as well as verification and drawing conclusions. Based on the results of research conducted by researchers regarding the Role of Islamic Boarding School Business Units in Islamic Boarding School Economic Independence at Baitunnur Tanggulangin Punggur Central Lampung, it can be concluded that the role of business units in Islamic boarding schools' economic independence at Baitunnur Islamic Boarding School has been going well. This can be seen from the Islamic boarding schools that provide a forum for students to develop their skills to build a business or business, provide job opportunities through business unit activities and continue to fulfill and carry out Islamic boarding school activities even though they are not assisted by donors.