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All Journal Unram Law Review Jurnal Panorama Hukum Pena Justisia: Media Komunikasi dan Kajian Hukum
Danang Wahyu Muhammad
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Law, Crime, Criminology & Criminal Justice

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Credit relaxation Policy Affected by Covid-19 at Bank BRI Nogotirto Unit Muhammad Jauhar Shiddiq; Danang Wahyu Muhammad
Unram Law Review Vol 5 No 1 (2021): Unram Law Review (Ulrev)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v5i1.152

Abstract

This research purpose to determine the implementation of relaxation policies based on POJK No.II / POJK.03/2020 and to examine the apply the precautionary principle (prudential principal) after the issuance of POJK No.II/POJK.03/2020 on Bank BRI Nogotirto Unit. This is using empirical juridical method with qualitative analysis then inductive-verification testing is carried out on the latest facts contained in societyThe results of this show indicate that the implementation of the relaxation policy at the BRI Nogotirto Unit is in accordance with POJK No.II/POJK.03/ concerning 2020 National Economic Stimulus related to the requirements and procedures for applying for credit restructuring, namely the the debtor is experiencing payment difficulties (principal and/ or interest on credit), the debtor has good business prospects, shows good faith and is willing to fulfill credit obligations after restructuring. The implementation of the bank’s prudential principle (prudential principal) after the POJK was enforced at the Bank BRI Nogotirto uinit by mapping the affected customers according to the categories regulated by POJK, carrying out a restructuring scheme based on the decrease in turnover due to Covid-19, conducting debtor survival assessment, application of 5C principles are Character, Capacity, Capital, Collateral and Economic Condition of as well as based on the principles of objectivity, independence, avoiding confiicts of interest, and fairness in implementing credit restructuring at Bank BRI Nogotirto.
Urgensi Pembaharuan Asas-Asas Hukum Pada Undang-Undang No 37 Tahun 2004 Berdasarkan Teori Keadilan Distributif Izzy Al Kautsar; Danang Wahyu Muhammad
Jurnal Panorama Hukum Vol 5 No 2 (2020): Desember
Publisher : Fakultas Hukum Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jph.v5i2.4529

Abstract

In Law Number 37 of 2004 there are many legal vacancies, due to the lack of existing legal principles causing injustice for the parties. The legal vacuum exists because there are many legal principles that are not heeded in the drafting of the Law, so that the justice of the parties is not guaranteed.. This research aims to find the principles that should exist in the Bankruptcy Law in order to be able to guarantee the continuity of perfect law and justice for the parties. This normative research used secondary data consisting of primary, secondary, and tertiary legal materials. It is found that the addition of legal principles is indispensable in order to maximize the presence of the bankruptcy law in Indonesia, the principle that needs to be added to the bankruptcy law is the principle which has an element of justice that is distributive justice.
Reviews Include In The Categories Of Providing Information Or Utterances Hate Susila Susila; Danang Wahyu Muhammad
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol 22, No 2 (2023): PENA JUSTISIA
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v22i2.2489

Abstract

Reviewing part of consumer rights as described in Article 4 of the Consumer Protection Act, complaints and opinions in the review are part of Electronic word-of-mouth (e-WOM). This activity is very beneficial for business actors in the field of information and advertising. This study uses normative research sourced from previous research and binding regulations. This study discusses the provisions of the review included in information or hate speech and how business ethics are the limitations of the review. The submitted review will be included in the information stipulated in the binding legal provisions. The freedom of opinion in the proposed study has limitations, namely mutually beneficial business ethics as desired
Co-Authors Izzy Al Kautsar Muhammad Jauhar Shiddiq Susila Susila