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All Journal Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Manajemen dan Bisnis Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis
Dewi Hartika
Sekolah Tinggi Ilmu Ekonomi Indragiri (STIE-I) Rengat
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS FAKTOR-FAKTOR KENDALA IBU RUMAH TANGGA UNTUK BERWIRAUSAHA Dewi Hartika; Deci Deci Ririen; Kurnia Dewi
Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Vol 5 No 2 (2020): Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Housewives have the potential to become entrepreneurs, but there are not many studies on entrepreneurial housewives. The purpose of this study was to determine the factors that become obstacles for housewives to do entrepreneurship and what factors are the most dominant constraints for housewives to do entrepreneurship. The data from the questionnaire were analyzed using factor analysis, with the validity and reliability tests of the instrument as a preliminary analysis. The results showed that six factors formed become obstacles for housewives, especially in Air Jernih Village, to become entrepreneurs. Factor 1 is constraints on personal values, factor 2 is the community environment, factor 3 is the family environment, factor 4 is promotion, factor 5 is the level of knowledge, factor 6 is the network. The most dominant factor that becomes an obstacle for housewives to become entrepreneurs is the personal values ​​factor with an eigenvalue of 5.689. The factor or sub-variable member that has the greatest factor loading is not having high creativity to open or develop a business. Ibu rumah tangga memiliki potensi menjadi wirausaha, namun belum banyak kajian tentang ibu rumah tangga yang berwirausaha. Tujuan penelitian ini adalah mengetahui faktor-faktor yang menjadi kendala ibu rumah tangga untuk berwirausaha dan faktor apa yang paling dominan menjadi kendala ibu rumah tangga untuk berwirausaha. Data hasil kuesioner dianalisis menggunakan analisis faktor, dengan uji validitas dan uji reliabilitas isntrumen sebagai analisis pendahuluan. Hasil penelitian menunjukkan enam faktor yang terbentuk menjadi kendala ibu rumah tangga khususnya di Desa Air jernih untuk berwirausaha. Faktor 1 adalah kendala nilai-nilai personal, faktor 2 adalah lingkungan masyarakat, faktor 3 adalah lingkungan keluarga, faktor 4 adalah promosi, faktor 5 adalah tingkat pengetahuan, faktor 6 adalah jaringan. Faktor paling dominan yang menjadi kendala ibu-ibu rumah tangga untuk berwirausaha yaitu faktor nilai-nilai personal dengan eigenvalue sebesar 5,689. Anggota faktor atau sub-variabel yang memiliki loading faktor paling besar adalah tidak memiliki kreatifitas yang tinggi untuk membuka atau mengembangkan suatu usaha.
Identifikasi Kesulitan Belajar Mahasiswa pada Mata Kuliah Statistika Selama Masa Pandemi Covid-I9 Deci Ririen; Dewi Hartika
Jurnal Ilmiah Universitas Batanghari Jambi Vol 21, No 1 (2021): Februari
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v21i1.1236

Abstract

The length of the online learning period in tertiary institutions that has lasted for approximately 10 months has made students uneasy, because the majority of students consider statistics courses to be difficult to understand, especially with the Covid-19 pandemic conditions. The purpose of this study was to determine the factors that caused student learning difficulties in the Statistics course during the Covid-19 pandemic and to determine the dominant factors causing student learning difficulties in the Statistics course during the Covid-19 pandemic. The research subjects were STIE-Indragiri students taking Statistics courses. Instruments of the research method through questionnaires and interviews with research subjects. The results obtained were the factors that made learning difficulties for students in the statistics course during the Covid-19 pandemic, namely the factors themselves, lecturers' factors, environmental factors / parents as well as facilities and infrastructure factors. The most dominant factor affecting student learning difficulties in statistics courses during the Covid-19 pandemic was the infrastructure factor with a TCR value of 64.38%.
ANALYSIS OF PREMIUM INCOME, INVESTMENT RESULTS AND UNDETWRITING RESULTS ON PROFIT (CASE STUDY AT PT. ASURANSI BANGUN ASKRIDA) Masriza Masriza; Gita Sari Gustika; Hasanah Yaspita; Dewi Hartika
JURNAL MANAJEMEN DAN BISNIS Vol 11 No 1 (2022): JURNAL MANAJEMEN DAN BISNIS (TERBIT JUNI 2022)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v11i1.470

Abstract

This research was conducted at PT. Asuransi Bangun Askrida. Just like in other financial institutions in general, insurance companies are required to sharpen the direction so that the vision and mission of insurance can be achieved. One strategy to achieve this vision is to improve the company's financial performance. PT. Asuransi Bangun Askrida with a partner motto in the business of protecting in grief, Askrida offers complete and intelligent insurance protection as well as reliable and trustworthy. In addition to receiving premiums as one of the company's sources of income, the company also makes investments, the results of which are to offer insurance programs for both the public and the company. This is because apart from its business activities that provide protection to the public, insurance is also an institution that raises funds sourced from receiving insurance premiums from the public. Underwriting results are also profit-maximizing activities through risk acceptance which is expected to generate profits. Recognition of premium income and investment returns as well as underwriting results obtained in a certain period will determine the profit of the insurance company. This study aims to analyze the effect of premium income, investment returns and underwriting results on profits. This study uses secondary data and multiple regression analysis. The targeted output in this research is publish disinta 3 or 4.
Co-Authors Deci Deci Ririen Deci Ririen Gita Sari Gustika Hasanah Yaspita Kurnia Dewi Masriza Masriza