Hendro Wibowo
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Model Pengelolaan Badan Usaha Milik Desa (BUMDes) Dalam Membangun Perekonomian Desa (Studi Kasus Desa Masalima) Ryan Marala; Hendro Wibowo; Rachmat Rizky Kurniawan
JURNAL EKONOMI DAN PERBANKAN SYARIAH Vol 6, No 1 (2018): JURNAL EKONOMI DAN PERBANKAN SYARIAH
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v6i1.90

Abstract

The author conducts research Model Management of Village Owned Enterprises (BUMDes) in Building Village Economy. The goal is to know and recognize the attraction and potential of Masalima Village to be optimized and know how to set up Village Owned Enterprises (BUMDes) as well as to know the Model Management of BUMDes in improving the economy of Masalima Village community. The research method used is the type of qualitative research with descriptive description is a study that aims to obtain a picture to understand and explain the model management of Village Owned Enterprises (BUMDes) in Developing the Village Economy. In this study the authors analyze what potentials can be developed in Masalima Village so that it can be developed and processed through the Village Owned Enterprises (BUMDes).
The Impact Of Productive Zakat On The Economic Empowerment Program Based On Social Return On Investments (SROI): Case Study Of PT Karya Masyarakat Mandiri Shofia Hidayat; Hendro Wibowo; Muhammad Doddy
Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2019): JURNAL EKONOMI DAN PERBANKAN SYARIAH
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v7i1.101

Abstract

Various programs are presented in zakat distribution practice. Productive zakat is one type of zakat that can provide sustainable benefits for the zakat mustahiq. PT KMM is a Social Enterprise formed by Dompet Dhuafa to focus on providing empowerment programs to the community as an effort to alleviate poverty. As an institution funded by zakat funds, PT KMM requires evidence on the impact and the extent of the impact of empowerment program that has been implemented for the sake of transparency of the distributed zakat funds. This study aims to calculate the impact produced by PT KMM using Social Return on Investment (SROI). The result of this study indicates that the SROI ratio was 4.89: 1. It means every Rp. 1 invested has generated benefit approximately Rp. 4.98 on economic, social and environment. This means that the empowerment program in the form of the Green Hortim M3 program through the Sumber Jaya Tani Community has the capability to yield benefits of 4.89 times greater than the input value invested.
ANALISIS POTENSI TERJADINYA FINANCIAL DISTRESS PADA BANK UMUM SYARIAH (BUS) DI INDONESIA Melan Rahmaniah; Hendro Wibowo
Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2015): JURNAL EKONOMI DAN PERBANKAN SYARIAH
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v3i1.151

Abstract

ABSTRAK: Tujuan penelitian ini adalah untuk mengukur tingkat kesehatan bank dengan menggunakan metode RGEC. Faktor-faktor yang dinilai adalah Risk profile, GCG, earnings, dan capital. Data dalam penelitian ini adalah data sekunder yang diambil dari laporan tahunan tiga Bank Umum Syariah (BUS) pada tahun 2011 sampai 2013. Penelitian ini menggunakan pendekatan deskriptif kuantitatif. Hasil penelitian ini menunjukkan bahwa pada tahun 2011 hingga 2013 dari ketiga BUS tidak ada yang dinyatakan tidak sehat dan tidak berpotensi terjadinya high financial distress. Hasil Penelitian ini juga menunjukkan bahwa ketiga BUS tersebut mengalami penurunan dalam kinerja earning yang diukur dari rasio ROA dan ROE dan risiko likuiditas yaitu rasio FDR, akan tetapi penurunan kinerja tersebut tidak berpengaruh signifikan dan tidak menyebabkan masing-masing BUS mengalami potensi high financial distress.Kata kunci: Tingkat Kesehatan, Bank Umum Syariah, Metode RGEC, dan Financial Distress.ABSTRACT: This study aims to measure the soundness of Islamic banking using RGEC method. As RGEC method, factors used in this study are risk profile, good corporate government (GCG), earnings, and capital. The data used is secondary data which taken from annual report of three of Islamic bank from 2011 to 2013. This research used quantitative and descriptive approach to analyse the data. The result showed that the three Islamic banks are in a secure level of the soundness and has no potential of high financial distress. Moreover the result showed us that the three bank have decreased on earning performance which is measured by performance of ROA (Return on Asset) and ROE (Return on Equity) and liquidity risk is the ratio of FDR (Financing to Deposit Ratio), however the influence of it is not significant and each bank has not lead to high financial distress.Keywords: Level of Soundness, Islamic Banks, RGEC Method, and Financial Distress.