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Factors Affecting The Use Of Digital Financial Services Among Moslems: An Attempt To Extend The Technology Acceptance Model Poppy Dian Indira Kusuma; Bambang Agus Pramuka; Sugiarto; Icuk Rangga Bawono
Jurnal Reviu Akuntansi dan Keuangan Vol. 12 No. 1: Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v12i1.18151

Abstract

Digital financial services has been popular, particularly in the Covid-19 pandemic where human mobility is limited and sosial distancing is strictly enforced. Therefore, it is not surprising if the use of digital financial services has been increasingly significant. Based on Technology Acceptance Model (TAM), this study aims at examining the effect of perceived benefit and perceived ease of use on moslems’ intention to adopt digital financial services. To improve the explanatory power of TAM, this study also examines the effect of halal integrity and digital leadership which are expected to be relevant for moslems and implementing at individual level. Quantitative data were obtained from 92 respondents which were selected using convenience technique sampling. Data were analyzed using multiple linear regression and the findings indicate that perceived benefit, perceived ease of use, and digital leadership have a positive effect on moslems intention to use digital financial services. These findings imply that digital technology providers need to pay attention to these three key factors when developing a new digital technology, particularly in case of moslems adopters.
EFFORTS TO IMPROVE SMES PERFORMANCE IN PURWOKERTO THROUGH FINANCIAL LITERACY, FINANCIAL INCLUSION AND DIGITATION EMIR SURYA RAHMAJATI; POPPY DIAN INDIRA KUSUMA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 8, No 1 (2023): Januari - Juni 2023
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v8i1.613

Abstract

This study aims to examine the effect of financial literacy, financial inclusion, and digitization on the performance of SMEs. This study is quantitative and uses a survey method to collect data. An online questionnaire was distributed to respondents from SME managers in Purwokerto city. Data were analyzed using multiple regression analysis. The sample in this study was 118 respondents selected using a convenient sampling method. The results show that financial literacy, financial inclusion, and digitization positively affect SMEs’ performance. The results imply the importance of increasing financial literacy, financial inclusion, and digitization among SMEs in Purwokerto. The findings emphasize the crucial role of financial literacy, financial inclusion, and digitization in enhancing the performance and sustainability of SMEs in Purwokerto. These implications can lead to a supportive ecosystem that empowers SMEs, fosters economic growth, and creates regional employment opportunities.
Developments in the Implementation of Corporate Governance in Initial Public Offerings (IPO) Ratih Prajna Paramita; Poppy Dian Indira Kusuma
Riwayat: Educational Journal of History and Humanities Vol 6, No 4 (2023): Educational, Historical Studies and Humanities
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v6i4.35305

Abstract

This literature review aims to discuss the impact of effective corporate governance on implementation developments for companies conducting initial public offerings (IPOs) on the Indonesia Stock Exchange. Based on good corporate governance practices in Asia, Indonesia is a low-ranking company, so this study uses 10 variables approved by the Indonesian Ministry of Research and Technology. Good corporate governance variables include committees, independent committees, board of directors, directors, board of directors and independent directors. The test used as a method is a systematic literature search. The results of this study show empirical evidence in a review that the effectiveness of corporate governance has a positive and negative effect on underpricing.
PEMBERDAYAAN MASYARAKAT MELALUI PELATIHAN KERAJINAN TANGAN MACRAME DAN OPTIMALISASI PEMANFAATAN TEKNOLOGI INFORMASI UNTUK PEMASARAN PRODUK Poppy Dian Indira Kusuma; Afiq Chamim Mubaroq; Ninda Dwi Safitri; Suci Indah Pratiwi; Syifa’ Ibnatu Sulaiman; Rr Puteri Aida Laily Inas
Jurnal Abdimas Bina Bangsa Vol. 5 No. 1 (2024): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v5i1.924

Abstract

Poverty has been a problem for almost all countries. Efforts to reduce poverty can be done by increasing community capacity and productivity and creating new jobs. Family Welfare Empowerment (PKK) is a forum for society to increase its capacity and productivity. The main problem faced by the people of Karangnanas Village, Banyumas Regency is the lack of optimal empowerment of their resources, especially human resources. This Community Service Activity (PKM) aims to empower the community through macrame handicraft and social media optimization training for product marketing. These trainings are expected to increase the knowledge and skills of the community, as well as foster the entrepreneurial spirit of the people of Karangnanas Village. Optimizing marketing via social media is an important strategy in business. With advances in information technology, product sales will become more efficient and can reach a wider market. This PKM activities are carried out through 3 stages: preparation, training and practice, as well as evaluation. These PKM activities are expected to be sustainable and encourage people to become entrepreneurs which in turn will improve the welfare of the people of Karangnanas Village