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Skema Investasi di Lembaga Asuransi Syariah Fala Akbar Fathoni; Mochammad Hafidh Alifuddin; Rofiqotul Izza; Fatimah Sari Dewi; Lilik Rahmawati
TAFAQQUH: Jurnal Hukum Ekonomi Syariah Dan Ahwal Syahsiyah Vol. 5 No. 1 (2020): Juni
Publisher : LP2M Sekolah Tinggi Ilmu Syariah Darul Falah Mataram

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Abstract

Sharia investment is an activity that generates benefits from the results of fund management, where the results of these benefits are divided into profit sharing between the owner and fund manager. And investment can also be called an investment activity in several sectors (both the financial sector and the real sector) where in a certain period will produce the expected benefits. One form of sharia investment is investment in sharia insurance institutions. The purpose of this paper is to explain the sharia insurance investment scheme. The research method used in this paper is a qualitative research method that is the type of research that is artistic and interpretive, the results of the research are only interpreted into the data found in the field, how to get the data is done by interviewing to get information from a resource person of a member of the party PT. Family Takaful Insurance. Investment in Islamic insurance when investing participant funds is only placed in Islamic investment instruments that have been listed on the Indonesia Stock Exchange (IDX) under the supervision of the Indonesian Ulema Council (MUI). Islamic insurance investment in PT. Asuransi Takaful Keluarga is in the form of savings, and the savings product is divided into two namely traditional products such as Islamic deposits and non-traditional products such as Islamic stocks, sukuk, mutual funds.
Fintech Syariah : Manfaat Dan Problematika Penerapan Pada UMKM Dina Dwi Setiani; Hanien Nivanty; Wardah Lutfiah; Lilik Rahmawati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.243 KB) | DOI: 10.30651/jms.v5i1.4718

Abstract

Fintech syariah
Sistem Kebijakan Fiskal Modern dan Islam Lilik Rahmawati
OECONOMICUS Journal of Economics Vol. 1 No. 1 (2016): [Desember] Edisi 1
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2016.1.1.21-48

Abstract

Tulisan ini berusaha untuk menjawab permasalahan terkait sistem kebijakan fiscal modern dan Islam. Catatan terhadap kebijakan fiskal modern adalah tidak dimasukkannya etika baik itu dalam tinjauan sistem maupun teorinya. Pemasukkan preferensi nilai tersebut, paling tidak dapat dijadikan upaya preventif untuk mencegah terjadinya krisis-krisis moral yang menjangkiti pelbagai institusi ekonomi pemerintah yang kemudian dapat mengurangi secara signifikan hasil-hasil fiskal ekonomi moderen dalam merekayasa perekonomian. Kesimpulan dari tulisan ini adalah bahwa secara umum kebijakan fiskal di Romawi, Yunani, Mesir Kuno dan India berada pada otoritas penguasa. Sedangkan dalam Islam, kebijakan fiskal merupakan suatu kewajiban negara demi menjadi hak rakyat, sehingga kebijakan fiskal bukan hanya sebagai suatu kebutuhan untuk perbaikan ekonomi maupun peningkatan kesejahteraan rakyat, tetapi lebih pada penciptaan mekanisme distribusi ekonomi yang adil. Sumber pemasukan tetap bagi negara Islam adalah fai’, ghanimah, Kharaj, jizyah, ‘ushur dan khumus. Sedangkan zakat merupakan alat bantu sosial mandiri yang menjadi kewajiban moral bagi orang kaya untuk membantu mereka yang miskin dan terabaikan.
Pengembangan Kewirausahaan Islam di UIN Sunan Ampel Surabaya Menuju Islamic Entrepreneurial University Lilik Rahmawati
OECONOMICUS Journal of Economics Vol. 3 No. 1 (2018): [Desember] edisi 5
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2018.3.1.81-100

Abstract

Tujuan dari penelitian ini adalah untuk desain program kewirausahaan UIN Sunan Ampel dengan basis islamic entrepreneurial campus. penelitian ini terkategori library research dengan menggunakan pendekatan kualitatif. Adapun teknik pengumpulan data penelitian ini dengan studi dokumentasi. Analisis data yang dilakukan bersifat deskriptif–analisis. Desain Islamic Entrepreneurial University UIN Sunan Ampel dalam penelitian ini meliputi beberapa hal: pertama: penyelenggaraan kurikulum kewirausahaan terpadu; kedua: Peningkatan Sumber Daya Manusia; ketiga: Implementasi Entrepreneurship Center; keempat:Kerjasama dengan Dunia Usaha; Kelima: Membentuk Unit Usaha untuk mahasiswa; keenam:Kerjasama dengan Institusi Keuangan (perbankan/non perbankan); ketujuh: Penyelenggaraan Entrepreneurship Award.
Analisis Kontribusi Pajak Kendaraan Bermotor dan Bea Balik Nama Kendaraan Bermotor terhadap Pendapatan Asli Daerah (PAD) Provinsi Jawa Timur Debby Islami; Lilik Rahmawati
OECONOMICUS Journal of Economics Vol. 4 No. 2 (2020): (Juni) edisi 8
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2020.4.2.169-179

Abstract

Pajak daerah merupakan iuran wajib yang harus dibayarkan oleh setiap masyarakat sebagai bentuk kontribusi kepada daerah yang sifatnya memaksa berdasarkan undang-undang. Adanya otonomi daerah memaksa setiap daerah untuk berinovasi dalam menghasilkan pendapatan daerahnya sendiri dengan melakukan penggalian terhadap sumber-sumber pendapatan khususnya Pendapatan Asli Daerah. Berdasarkan hasil penelitian, pajak merupakan komponen Pendapatan Asli Daerah yang memiliki kontribusi besar, diantaranya adalah pajak kendaraan bermotor dan bea balik nama kendaraan bermotor. Sektor pajak merupakan sektor yang sangat memengaruhi kondisi keuangan Pemerintah Provinsi Jawa Timur karena digunakan untuk mengelola dan mengatur perekonomian Provinsi Jawa Timur. Penelitian ini menjelaskan bagaimana kontribusi dari pajak kendaraan bermotor dan bea balik nama kendaraan bermotor terhadap Pendapatan Asli Daerah Provinsi Jawa Timur. Penerimaan dari dana Pendapatan Asli Daerah diharapkan dapat meningkatkan kualitas dan pelayanan baik dalam pembangunan fisik maupun non fisik di Provinsi Jawa Timur. Perwujudan otonomi daerah di Provinsi Jawa Timur sudah efektif dapat dilihat dengan keberhasilan dalam menggali sumber-sumber dana dan pembangunan daerah
ANALISIS HARGA OBAT DAN ALAT KESEHATAN DIMASA PANDEMI COVID-19 (STUDI LITERATUR PEMIKIRAN IBNU TAIMIYAH DAN ABU YUSUF) Zuhrotun Nisa' Sukaiyan; Lilik Rahmawati; Maulana Firdaus
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8205

Abstract

The COVID-19 pandemic has had a tremendous impact on the health sector. This study aims to analyze the prices of drugs and medical devices during the COVID-19 pandemic from the perspective of Ibn Taimiyah and Abu Yusuf. The research method used in this research is literature study. The price of masks which are usually only Rp. 25,000, at the beginning of the pandemic it became Rp. 500,000, Dettol instant hand sanitizer which normally costs Rp. 12,600 to Rp. 126,000. The government's policy to minimize price increases is by limiting the export of masks and supervising traders. This policy is relevant to the thought of Abu Yusuf who said that he did not agree with the government that set the price. The thoughts of Abu Yusuf who oppose the opinion that prices are inversely proportional to the amount of inventory are not relevant to the conditions that occur. If viewed from Ibn Taimiyah's thought, there are individuals who commit price fraud while the goods are really needed by the community, the government is allowed to set prices, but the government does not do it and only makes efforts to normalize prices. Keywords; Price Mechanism, COVID-19, Abu Yusuf, Ibn Taymiyya.
DISTRIBUSI ZAKAT UNTUK KESEJAHTERAAN: STUDI PADA LAZ YATIM MANDIRI SURABAYA Moch. Irfansyah; Moh. Romdlon Izzul Haq; Ziyanatun Nafisah; Erinda Kusuma Dayanti; Lilik Rahmawati
JURNAL PROFIT Vol 4, No 1 (2020): Economic Management
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v4i1.1218

Abstract

Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.
STRATEGI PEMASARAN DALAM MENINGKATKAN NASABAH PADA ASURANSI SYARIAH PT ASURANSI JIWA SYARIAH BUMIPUTERA CABANG SURABAYA Lilik Rahmawati; Farichatus Sholikhah; Hanifah Muslimah; Indi Rafiqa Amalia; Laila Maghfiroh
JURNAL PROFIT Vol 5, No 2 (2021): ECONOMIC MILENIAL
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v5i2.3201

Abstract

Sharia Insurance is an institution that provides services in the service sector that appears among people who still do not understand about sharia insurance and its mechanisms, so that people are still awkward to use the insurance services. Islamic insurance in Indonesia has the potential to grow along with the growth of the Islamic financial market. The sharia insurance strategy to increase product sales is carried out by conducting outreach to the public. In terms of increasing the number of customers, especially by expanding the market, especially for people who have not used sharia insurance services through direct socialization, maintaining and improving existing markets by trying to always maintain communication with customers to provide quality services, introducing financial planning and management. risk in Islamic insurance. Fast service provides convenience for more strategic management of needs so that it creates public interest in using sharia insurance services.
Perilaku Konsumsi Santri Milenial dalam Perspektif Ekonomi Islam Gabriele Lailatul Muharromah; Lilik Rahmawati; Ani Lutfiyah
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.24786

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Kebiasaan untuk berbelanja online juga menarik perhatian santri milenial. Santri Pondok Pesantren Jagad 'Alimussirry (PPJA) yang termasuk santri milenial juga sering melakukan kegiatan konsumsi dengan berbelanja di marketplace. Penelitian ini bertujuan untuk meneliti perilaku konsumsi santri milenial yakni santriwan dan santriwati Pondok Pesantren Jagad 'Alimussirry dalam perspektif ekonomi Islam. Penelitian mengenai kebiasaan kebiasaan dengan prinsip-prinsip konsumsi dalam Islam. Metode penelitian yang digunakan menggunakan pendekatan kualitatif, data primer yang diperoleh dengan metode wawancara yang dilakukan pada santri PPJA. Hasil penelitian menunjukkan bahwa perilaku konsumsi santri PPJA milenial telah sesuai dengan prinsip-prinsip konsumsi dalam ekonomi Islam.
PERANAN ISLAMIC SOCIAL JUSTICE UNTUK MEMBANGUN KESEJAHTERAAN UMAT DI MASA PANDEMI COVID – 19 Zakiyyah Ilma Ahmad; Lilik Rahmawati; Siti Rukmana
Jurnal Istiqro Vol. 8 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v8i1.1268

Abstract

The purpose of this study is to examine the role of Islamic social justice during the COVID-19 pandemic, especially for the welfare of the people at large, both in the economic, health and security fields. The research in this article uses a literature study instrument which is carried out by collecting data information relating to the role of Islamic social justice during the covid-19 pandemic. Very important role is Islamic social justice which is known in the form of zakat, infaq, alms, waqf. Islamic social justice that has been carried out by philanthropic institutions on the ZISWAF instrument plays a very important role in the welfare of the people during the covid-19 pandemic in the fields of health, economy and security, although it is not comprehensive or can alleviate poverty but can improve the welfare of the community during the COVID-19 pandemic.