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All Journal Account : Jurnal Akuntansi, Keuangan dan Perbankan Mitra Akademia: Jurnal Pengabdian Masyarakat Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Journal of Business Studies and Management Review
Nurul Hasanah
Politeknik Negeri Jakarta
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences

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Pendampingan Pendirian Koperasi Simpan Pinjam dan Pembiayaan Syariah Koperasi Dana Bakti Sahabat Nurul Hasanah; Silvia Rosa; Ach. Bakhrul Muchtasib
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2018): Mitra Akademia
Publisher : Unit Penelitian dan Pengabdian kepada Masyarakat (UP2M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v1i2.1357

Abstract

Pengabdian masyarakat ini bertujuan sebagai sarana memberikan wawasan tentang koperasi syariah bagi Komunitas Bakti Sahabat Depok. Sekaligus memberikan pendampingan dan pemberdayaan ekonomi melalui pendirian koperasi simpan pinjam dan pembiayaan syariah. Disisi lain pengabdian masyarakat ini sebagai kontribusi nyata Politeknik Negeri Jakarta dalam hal ini program studi Keuangan dan Perbankan Syariah.Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) yang merupakan lembaga keuangan mikro (LKM) yang mampu melayani kebutuhan masyarakat pelaku usaha mikro dan kecil. Lembaga ini memfasilitasi terbangunnya kondisi (sistem, metoda, teknik dan output) terwujudnya perimbangan kekayaan yang tidak hanya berada pada segolongan masyarakat. Secara simultan, KSPPS juga menjadi wadah sinergi masyarakat dan manciptakan kearifan lokal. Kearifan local yang dimaksud adalah bagaimana menyiapkan infrastruktur pembangunan berbasis partisipasi masyarakat lokal, yang tidak memiliki ketergantungan permanen pada bantuan, baik dari pemerintah maupun yang lain. Pelaksanaan KSPPS dilakukan dengan bersandar kepada aturan syariah dan aturan koperasi yang ada selama tidak bertentangan dengan hukum syariah. Kekuatan nilai-nilai spiritual dan sosial dari KSPPS  ini menjadi kelebihan koperasi berbasis syariah dengan koperasi simpan pinjam konvensional. Dalam menjalankan program pengabdian ini akan dilakukan dengan melakukan pendekatan metode; persiapan, pembelajaran, dan pendirian koperasi simpan pinjam dan pembiayaan syariah.
PENGUATAN DAN PENGEMBANGAN USAHA KOPERASI Ach. Bakhrul Muchtasib; Dede Abdul Fatah; Nurul Hasanah; Ida Syafrida; Abdillah dillah; Nuraeni Hadiati Farhani
Mitra Akademia: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2021): Mitra Akademia
Publisher : Unit Penelitian dan Pengabdian kepada Masyarakat (UP2M) Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/mapnj.v4i2.4278

Abstract

This article is stemmed from a community service that aims to develop the fostered cooperative businesses, namely the Dana Bakti Sahabat cooperative, the Pesantren Luhur Sabilussalam Cooperative, and the Bina Mujtama’ Madani Cooperative. The community service that has taken is dedicated to community economic empowerment through strengthening and developing cooperative businesses. This community service is also a real contribution of the Politeknik Negeri Jakarta, especially in developing Islamic Banking and Finance study program.  It uses a mentoring approach with the Asset Based Communities Development (ABCD) method, where this method prioritizes the utilization of the potential or assets in the cooperative business. Its result are, among others, legalizing the status of cooperatives, strengthening cooperative system, as well as capital assisting for cooperative business development. Capital assistance is provided in the form ofgrants for goods needed by cooperatives.Keywords: Mentoring, Asset Based Communities Development, legality, system, capital assistance Pengabdian masyarakat ini bertujuan untuk mengembangkan usaha koperasi binaan, yaitu koperasi Dana Bakti Sahabat, Koperasi Pesantren Luhur Sabilussalam, dan Koperasi Bina Mujtama’ Madani. Pengabdian ini untuk pemberdayaan ekonomi masyarakat melalui penguatan dan pengembangan usaha koperasi. Disisi lain pengabdian masyarakat ini juga sebagai bentuk kontribusi nyata Politeknik Negeri Jakarta dalam hal ini program studi Keuangan dan Perbankan Syariah. Dalam pengabdian ini menggunakan pendekatan pendampingan dengan menggunakan metode Asset Based Communities Development (ABCD), yang mana metode ini mengutamakan pemanfaatan potensi atau aset yang ada di koperasi. Pelaksanaan pengabdian menghasilkan legalitas koperasi, sistem koperasi, dan bantuan modal untuk pengembangan usaha koperasi. Untuk bantuan modal diberikan dalam bentuk hibah barang yang dibutuhkan koperasi. Kata kunci: Pendampingan, Asset Based Communities Development, legalitas, sistem, bantuan moda
THE EFFECT OF CORPORATE IMAGE AND ADVERTISING ON HASANAH CARD ON CUSTOMER'S DECISION TO BECOME A CARD HOLDER IN BNI SYARIAH Raka Agritama Kuncoro; Sylvia Rozza; Nurul Hasanah
Account : Jurnal Akuntansi, Keuangan dan Perbankan Vol. 6 No. 2 (2019): EDISI DESEMBER 2019
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/acc.v6i2.2486

Abstract

THE EFFECT OF CORPORATE IMAGE AND ADVERTISING ON HASANAH CARD ON CUSTOMER'S DECISION TO BECOME A CARD HOLDER IN BNI SYARIAH Raka Agritama Kuncoro Rakaagritama57@gmail.com Sylvia Rozza Sylvia_rozza@yahoo.com Nurul Hasanah Hasanah.nurul12@gmail.com Sharia Finance and Banking Study Program Politeknik Negeri Jakarta ABSTRACT This research aims to analyze the effect of corporate image and advertising on the customer's decision to become a card holder of Hasanah Card in BNI Syariah Bank. The method used in this research is quantitative. The sample is BNI Syariah Customers, with a total of 100 respondents. The results of the research through multiple linear regression tests show that corporate image and advertising have a positive and significant effect either partially or simultaneously on customer decision in using Hasanah Card. The result of the research is expected to be useful as an additional reference for BNI Syariah Bank in making a strategy to increase Hasanah Card users. Keywords: Corporate Image, Advertising, Customer Decisions. ABSTRAK Penelitian ini bertujuan untuk menganalisis adakah pengaruh citra perusahaan dan periklanan terhadap keputusan nasabah untuk menjadi card holder Hasanah Card di Bank BNI Syariah. Metode yang digunakan dalam penelitian ini adalah kuantitatif. Sampel dalam penelitian ini adalah Nasabah Bank BNI Syariah, dengan total responden sebanyak 100 orang. Hasil penelitian melalui uji regresi linear berganda menunjukan bahwa citra perusahaan dan periklanan memiliki hubungan yang positif dan signifikan baik secara parsial ataupun secara simultan. Penelitian ini diharapkan dapat bermanfaat sebagai referensi tambahan dalam menyusun strategi untuk meningkatkan jumlah pengguna Hasanah Card di Bank BNI Syariah. Kata Kunci: Citra Perusahaan, Periklanan, Keputuasn Nasabah
EMPIRICAL ANALYSIS OF FEMALE PARTICIPATION IN EDUCATION, PARLIAMENTS, AND WORKFORCE ON ECONOMIC DEVELOPMENT IN MUSLIM COUNTRIES Nurul Hasanah; Ira Eka Pratiwi
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 1 No. 2 (2020): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (756.992 KB) | DOI: 10.53491/oikonomika.v1i2.74

Abstract

The main objective of this study is to investigate female participation on education, parliament, and workforce in Muslim countries. By using secondary data over the period from 2010 until 2014 and parametric analysis, it can be concluded that there is a significant difference between female participation in Middle East and non-Middle East countries. The estimation showed that the average of female in parliament and female labor force participation are higher in non-Middle East countries. Furthermore, the study also estimates the influence of female participation on economic growth. By using multiple regression panel data method, processed by E-Views, the result found that both female literacy rate and female participation in parliament have a positive and significant relationship with economic growth in Muslim countries. Meanwhile, the result of female labor force participation and female unemployment rate show insignificant effect on economic growth.
ANALISIS PENGUNGKAPAN TANGGUNG JAWAB SOSIAL BANK UMUM SYARIAH MENGGUNAKAN ISLAMIC SOCIAL REPORTING INDEX Fifin Violita Wijaksani; Ida Syafrida; Nurul Hasanah
Account : Jurnal Akuntansi, Keuangan dan Perbankan Vol. 8 No. 2 (2021): EDISI DESEMBER 2021
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

CSR (Corporate Social Responsibility) merupakan suatu kegiatan yang wajib dilakukan dan diungkapkan oleh perusahaan berbentuk Perseroan Terbatas, salah satunya Bank Umum Syariah (BUS). Belum adanya pedoman pengungkapan CSR bagi perusahaan berbasis syariah mengakibatkan BUS masih banyak yang mengacu pada indeks GRI (Global Reporting Initiative) dalam mengungkapkan kegiatan CSR-nya. Adapun tujuan penelitian ini diantaranya adalah untuk mendiskripsikan dan mengevaluasi tingkat pengungkapan tanggung jawab sosial oleh BUS menggunakan indikator indeks Islamic Social Reporting (ISR). Kriteria sampel yang digunakan dalam penelitian ini adalah BUS yang terdaftar di Statistik Perbankan Syariah dan termasuk dalam kategori Bank Umum Kegiatan Usaha (BUKU) 3 di Statistik Perbankan Indonesia serta telah menyediakan laporan tahunan di web masing-masing bank. Periode penelitian yang diambil adalah tahun 2018 sampai 2020. Teknis analisa data yang digunakan adalah metode content analysis berdasarkan indikator indeks ISR. Hasil pada penelitian ini menunjukkan bahwa 4 (empat) BUS pada tahun 2018 sampai 2020 bila diukur menggunakan indeks ISR berpredikat Informatif dengan perolehan nilai sebesar 75%, namun masih ada beberapa item yang kurang mendapat perhatian BUS sehingga terlewatkan pengungkapannya dalam annual report. Kata kunci: CSR, Indeks ISR, BUS
Pengaruh Impor, Utang Luar Negeri, Pajak Impor terhadap Cadangan Devisa Indonesia Nadya Putri Ariyani; Nurul Hasanah
Account : Jurnal Akuntansi, Keuangan dan Perbankan Vol. 10 No. 1 (2023): EDISI JUNI 2023
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/account.v10i1.4873

Abstract

At the beginning of 2020, almost all countries in the world experienced a pandemic due to the covid-19 virus. This pandemic has caused all community activities to be limited, including international trade. With the limitation of all activities both domestically and abroad, the economy in various countries continues to decline. But not for Indonesia, even during this pandemic, Indonesia managed to increase its foreign exchange reserves. The purpose of this study is to analyze the role of imports, foreign debt, import taxes which are factors that affect Indonesia's foreign exchange reserves either partially or simultaneously in the period April 2018 to February 2022. The results show that imports have a positive and significant effect, foreign debt has a positive and significant effect, and import taxes have no effect on Indonesia's foreign exchange reserves. Simultaneously imports, foreign debt, import taxes have a significant effect on foreign exchange reserves. The government and Bank Indonesia must control and maintain the stability of the Indonesian economy, especially for export and import activities.
DETERMINANTS OF SHARIA RETIREMENT FINANCIAL PLANNING MILLENNIAL GENERATION IN INDONESIA Nurul Hasanah; Ratna Juwita; Aprilia Nur Fitriana; Muthi'ah Rahmah Syahidah; Ricardo Marcell Dimas Djiwandono
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 7 No. 1 (2023): JBSMR, Vol 7 No.1 December 2023
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v7i1.29182

Abstract

The research was motivated by a phenomenon where many retirees in Indonesia could not enjoy a prosperous retirement, and some even had to continue working to meet their living needs. Based on this phenomenon, financial planning is very important for well-being in old age and needs to be done early when someone is still in their productive period. However, the millennial generation, as the largest population of productive age, does not yet have financial planning for retirement. In line with Indonesian society, which is predominantly Muslim, the goal of finance is not only for peace in this world but also in the afterlife. For this reason, the research aims to analyze the factors determining the millennial generation's Islamic retirement financial planning. The research method used is SEM-PLS with the variables studied including financial literacy, clarity of retirement goals, and financial attitudes as mediating variables. The research results show that financial literacy and clarity of retirement goals directly influence financial attitudes, but do not influence sharia retirement financial planning. Apart from that, financial attitudes also show that the results do not affect sharia retirement financial planning. Financial attitudes do not mediate the influence of financial literacy and clarity of retirement goals on Sharia retirement financial planning. The results of this research can be used as consideration for the government and pension fund companies in determining strategies and policies to improve the welfare of the Indonesian population.
Co-Authors Abdillah dillah Aprilia Nur Fitriana Dede Abdul Fatah Fifin Violita Wijaksani Ida Syafrida Ida Syafrida Muchtasib, Ach. Bakhrul Muthi'ah Rahmah Syahidah Nadya Putri Ariyani Nuraeni Hadiati Farhani Pratiwi, Ira Eka Raka Agritama Kuncoro Ratna Juwita* Ricardo Marcell Dimas Djiwandono Silvia Rosa Sylvia Rozza