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Asuransi Sosial Syariah bagi Muslim Indonesia Fatkhul Muin; Rully Syahrul Mucharom
AHKAM : Jurnal Ilmu Syariah Vol 15, No 1 (2015)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v15i1.2854

The basic concept of the insurance is because people need protection against any incident that occurs in the community such as illness and natural disasters. The article 14 In Law No. 2 of 1992 on Insurance, that social insurance is a type of insurance to the implemented by the government for public welfare. The current population is Moslem Indonesia reached 80%, therefore, the Indonesian Muslim community needs the systema syariah social insurance. The system of syariah social insurance where there are 2 (two) products, where there are participants and savings accounts tabarru’ and as managers by the BUMN (state corporation) in law No. 2 of 1992 on Insurance.DOI: 10.15408/ajis.v15i1.2854

THE HEALTHCARE SERVICE SYSTEM OF BPJS PARTICIPANTS IN TANGERANG REGENCY Rully Syahrul Mucharom; Rilla Kusumaningsih
Legal Standing : Jurnal Ilmu Hukum Vol 3, No 1 (2019): Maret
Publisher : Universitas Muhammadiyah Ponorogo

Healthcare service has become the main priority of executors as it is one of the basic rights of the people, and that its service must be established by the government. As mentioned in the Republic of Indonesia’s 1945 Constitution Article 28H paragraph (1) and Article 34 paragraph (3), the government has the obligation to provide proper and worthy healthcare services which suit the needs of the people. A state is an instrument which may give protection for all its citizens through a system built by that state. Economic gaps tend to bring out problems such as poverty and social gaps. Both of them are the central issues of social policies and of the welfare development. In early 2014, right on January 1 st the government of Indonesia through the Ministry of Health has operated the National Healthcare Security Program (Program Jaminan Kesehatan Nasional/JKN). The JKN program has also been applied in Tangerang. One of the focuses of the regional government and the BPJS (Badan Penyelenggara Jaminan Sosial/Social Security Administering Body) in Tangerang Regency is establishing social welfare for its citizens and to start a system of Healthcare Social Security.

Analysis of Overmacht Credit Agreements During Pandemic (Case Study of Loss Claims Rejections By Judges) Rully Syahrul Mucharom; Toto Tohir Suriaatmadja; Dey Ravena; M. Faiz Mufidi
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol 21, No 2 (2022): PENA JUSTISIA
Publisher : Faculty of Law, Universitas Pekalongan

The purpose of this research is to identify and analyze Covid-19 as a form of comparative advantage and the consequences of the advantage method in loan agreements and loan termination policies due to the Covid-19 pandemic. The research method is norm-law. It is a legal research method that examines and studies the provisions of legislation as a basis for subsequent analysis of the issues discussed. The research uses primary and secondary legal material for analysis through the study of relevant documents and literature. The analysis is a qualitative analysis that addresses the question in question. According to the research, Covid-19 is an unnatural disaster and thus can be classified as a measure of superiority. As a priority relationship, the laws governing the spread of Covid-19 result in a priority relationship with the loan agreement, which means that the debtor must continue to meet his obligations to the debtor even after Covid-19 is over. When it was implemented following POJK 11/2020, the debtor obtained credit relief through restructuring in the form of interest rate cuts, extension of maturity, reduction of funds owed, and interest reduction in arrears according to the restructuring table issued by the bank. After verification and analysis by the bank, the affected debtor Covid- 19

Analysis of Overmacht Credit Agreements During Pandemic (Case Study of Loss Claims Rejections By Judges) Rully Syahrul Mucharom; Toto Tohir Suriaatmadja; Dey Ravena; M. Faiz Mufidi
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol 21, No 2 (2022): PENA JUSTISIA
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v21i2.2290

The purpose of this research is to identify and analyze Covid-19 as a form of comparative advantage and the consequences of the advantage method in loan agreements and loan termination policies due to the Covid-19 pandemic. The research method is norm-law. It is a legal research method that examines and studies the provisions of legislation as a basis for subsequent analysis of the issues discussed. The research uses primary and secondary legal material for analysis through the study of relevant documents and literature. The analysis is a qualitative analysis that addresses the question in question. According to the research, Covid-19 is an unnatural disaster and thus can be classified as a measure of superiority. As a priority relationship, the laws governing the spread of Covid-19 result in a priority relationship with the loan agreement, which means that the debtor must continue to meet his obligations to the debtor even after Covid-19 is over. When it was implemented following POJK 11/2020, the debtor obtained credit relief through restructuring in the form of interest rate cuts, extension of maturity, reduction of funds owed, and interest reduction in arrears according to the restructuring table issued by the bank. After verification and analysis by the bank, the affected debtor Covid- 19

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