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All Journal RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Dessy Damayanthy
IAI Nasional Laa Roiba Bogor
Religion Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Pendistribusian Dana Zakat Produktif terhadap Tingkat Pendapatan Mustahik di DPU Daarut Tauhid Bogor Anggia Safitri; Riyanto Riyanto; Dessy Damayanthy
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 1 No 2 (2020): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (528.304 KB) | DOI: 10.47467/elmal.v1i2.313

Abstract

ABSTRACT Lembaga Amil Zakat Dompet Peduli Ummat Daarut Tauhiid (DPU DT to contribute to community empowerment in the economic field, Education, preaching, humanity and social. This research is motivated by the problem of how to distribute or distribution of productive zakat funds to the level of economic income mustahik. Seeing the problems experienced by mustahik better than before and after becoming a mustahik, with the empowerment of this productive zakat mustahik is expected to be able to run his business continuously so that increase economic income. This research is a descriptive-quantitative research using the Simple Linear Regression method. Sample in research this amounted to 20 respondents. Data collection using a questionnaire and Data processing using analysis tools SPSS Version 26.0, research result shows that the distribution of productive zakat funds has an effect on Mustahik's income level is 61.1%, while the rest are influenced by another factor of 38.9%. Therefore, Productive zakat distribution in Business capital by DPU DT Bogor Branch can be increased.
Analisis Tingkat Pengetahuan, Lokasi dan Literasi Keuangan Syariah terhadap Minat Masyarakat Menggunakan Produk Bank Syariah Indonesia Cabang Kabupaten Belitung Dessy Damayanthy; Efrita Norman; Desy Kurnia Ramadhanti
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 2 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i2.5406

Abstract

Sharia banking is an implementation of a larger sharia economic system. This research aims to find out whether the level of knowledge, location and sharia financial literacy influence people's decisions to use Bank Syariah Indonesia products at the Belitung Regency branch. This research uses a descriptive quantitative approach. The techniques used in sampling are non-probability sampling and convenience sampling and the data analysis technique used is multiple linear regression. The results of the analysis using the t test illustrate that the level of knowledge influences people's interest with a t value of 4.461 which is greater than t table 1.991. Location has no influence on people's interest in using Bank Syariah Indonesia products based on a tcount value of 6.797 which is greater than ttable 1.991. Meanwhile, sharia financial literacy influences people's interest in using Bank Syariah Indonesia products with a tcount value of 6.797 which is greater than ttable 1.991. Furthermore, based on multiple linear regression testing, the coefficient of determination R2 is 0.641 or 64.1%, which means that the variables of level of knowledge, location and sharia financial literacy influence 64.1% of people's interest in using Bank Syariah Indonesia products and the remaining 35.9% is explained by other variables outside the variables studied in the research such as government policy and public demand.
Co-Authors Anggia Safitri Desy Kurnia Ramadhanti Efrita Norman Riyanto Riyanto