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Munrokhim Misanam
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Economics, Econometrics & Finance Education

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Bunga Bank, Bagi Hasil dan Relijiusitas: suatu Investigasi Loyalitas Nasabah terhadap Perbankan Syari’ah Munrokhim Misanam; Lili Liana
Sinergi: Kajian Bisnis dan Manajemen Vol. 9 No. 1 (2007)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/js.v9i1.231

Abstract

The recommendation of Indonesian Moslem Scholar Council (Majelis Ulama Indonesia, MUI) about the status of bank interest which is categorized a riba has been striking. The implied expectation was that there would be a massive fund migration from conventional banking into syari’ah one. The evidence, however, shows that this is not the case. The amount of deposit and other form of account in syari’ah banking increases only slightly. This evidence prompts a spe¬cu¬lation as to what has been the underlying cause behind the evidence. The main suspicion is that the degree of religiosity of depositing people has big energy to drive the emergence of the fact.The research aimed at getting the fix answer over this paradox issue. It explores the theoretical model centered on consumer and saving choice theory in addition to an investment theory, over which hypotheses are derived. It also employees systematic random sampling to get around three hundred fifty respondents scattered over three banks: Bank Syari’ah Mandiri, Bank Muammalah and Bank Rakyat Indonesia all are in YogyakartaApproaching the estimation with Logit type Dummy-dependent variable and Maximum likelihood estimation, it found that conventional bank interest, profit share and attribute of syari’ah banks are all significant event in less that one percent while the religiosity is insignificant, instead This findings are implicative in that syari’ah banking should also prospect the non-Moslem for their customer and sharpening the quality of their services.Keywords: interest, profit share, attribute, loyality
Membentuk Kurva Penawaran Berdasarkan Maksimisasi Profit Munrokhim Misanam
Economic Journal of Emerging Markets Volume 13 Issue 2, 2008: Indonesian Version
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v13i2.223

Abstract

Following the process of deriving demand curve, which traces it from the consumer behavior to keep being in the optimum utility, one should also be able to form supply curve from producer behavior especially in getting maximum profit. But this does not work. In the case of output maximization, instead of supply curve, one will ends up with demand for inputs. While when using profit-maximum condition, MC = MR, one will find an ambiguous situation. This is so because only segment that is above average cost, AC, represents maximum profit; while the other segment represents losses. However, this concept is not strong. Even in the segment that is perceived as representing maximum profit, there is also doubtful situation, as Misanam (2007) shows it, where there is no guarantee that the condition will surely produces the maximum profit; This happens because the failure to insert the second condition that serves as sufficient condition.This paper is trying to extend the finding of Misanam (2007): maximum profit condition. From the new profit maximization condition this article proceed further to explore the existence of the authentic supply curve. The exploration introduces a new concept which is called “marginal net advantage” that serves as the incentive for producer to produce more. Based on the new concept, the exploration finds production choice curve that is a locus for maximum profit. Finally, the authentic supply curve is formed by selecting  the most viable production choice curve. The resulted supply curve has actually a convex curve in nature, instead of linear line.*****Key words: Marginal net advantage, production choice curve
Catatan untuk Maksimisasi Keuntungan: Sebuah Pertanyaan yang Ditujukan Kepada Prinsip “MC=MR” Munrokhim Misanam
Economic Journal of Emerging Markets Volume 12 Issue 1, 2007
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v12i1.519

Abstract

It has long been set that the condition for maximum profit is MC=MR. Moreover, this condition has been one of doctrines in microeconomics for decades since Professor Marshall changed the name of the area from Political Economy to be Economics. The condition is mathematically derived from the process of profit maximization. This article is trying to ask whether the condition is valid for every situation. There is one hole that makes this condition seems weird, that is, in the case of unitary elastic and inelastic demand. In the first case the condition dictates that the producer should take infinity mark-up, while in the second case the condition commands to make a negative mark-up which is of course unreasonable in either way. This article also explores the possible argument for this condition, which is linear demand curve. Still, this argument cannot cover the entire cases. Furthermore, this article argues that the demand producers always face is either non linear or constant-elasticity in nature. The imperfection of the condition stems from the fact that it fails to impose second order (sufficient) condition when maximizing profit. This article is trying to explore the assumption-free condition by imposing second order (sufficient) condition. The result even though a bit complex in its expression but it gives a strong implication.Keywords: MC, MR, profit maximization
Kontroversi subsidi BBM dalam keuangan negara: Legitimasi dari fakra empiris Munrokhim Misanam
Economic Journal of Emerging Markets Vol 3, No 1 (1998)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v3i1.6851

Abstract

The debate over the importance of subsidizing fuel energy still persist in nowdays. The conventional argument against the policy argues that it puts government in a difficult financial situation. While the argument for the policy argues that it supports the economy especially of the lower-income people.
Kandungan impor dan daya saing internasional barang-barang berteknologi tinggi Munrokhim Misanam
Economic Journal of Emerging Markets Vol 5, No 1 (2000)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v5i1.6896

Abstract

One important factor determining international trade is technology content of each product. The goal of this research is to examine whether Indonesia has ability to export product having high technology content.
Co-Authors Lili Liana