Claim Missing Document
Check
Articles

Found 3 Documents
Search

Perbedaan Rasio Profitabilitas Bank di Indonesia sebelum dan saat Pandemi Covid-19 Dania Hellin Amrina; Iva Faizah; Okta Supriyaningsih
Al-Mashrof: Islamic Banking and Finance Vol 2, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.094 KB) | DOI: 10.24042/al-mashrof.v2i2.9902

Abstract

This study aims to analyze differences in the financial performance of banks in Indonesia using the profitability ratios of Return on Assets (ROA) and Net Interest Margin (NIM). The method used in this study used a different paired sample t-test. The results of research on the financial performance of banks in Indonesia using the ROA and NIM ratios show differences in banks' financial performance before and during the covid-19 pandemic. Statistical results show a decline in banks' financial performance in Indonesia before and during the COVID-19 pandemic. The decline in financial performance during the pandemic is inevitable, not only from the banking sector. Indonesian banks are not yet effective enough in using assets to generate profits during the pandemic, and weak credit growth so that the allocation of third party funds are placed more in State Securities (SBN) is one of the causes.Keywords: Profitability Ratio, ROA, NIM, Covid-19 
Pelatihan Pembuatan Pupuk Organik Cair dari Limbah Sayuran dan Kulit Buah Iva Faizah; Novalia Sagita; Dania Hellin Amrina
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 2, No 2 (2021): Desember 2021
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.641 KB) | DOI: 10.24042/almuawanah.v2i2.9822

Abstract

This community service project in the form of training was carried out on the basis of the collaboration of KKN-DR students from UIN Raden Intan Lampung and the Tanjung Jati village community, with the help of Tanjung Jati village officials in the southern coastal district of the west coast district of Lampung Province, in order to provide product training for the community and Pekon Tanjung Jati officials make liquid organic fertilizer from vegetable waste to fertilize plants. The method used is by socializing, practicing and providing training to the community and village officials which is held at the village hall of Tanjung Jati. The purpose of this service is as a means of education and processing vegetable waste to fertilize plants. As a result, people are very aware that vegetable waste that is recycled into liquid organic fertilizer has benefits for fertilizing plants.
Perbedaan Rasio Profitabilitas Bank di Indonesia sebelum dan saat Pandemi Covid-19 Dania Hellin Amrina; Iva Faizah; Okta Supriyaningsih
Al-Mashrof: Islamic Banking and Finance Vol 2, No 2 (2021): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v2i2.9902

Abstract

This study aims to analyze differences in the financial performance of banks in Indonesia using the profitability ratios of Return on Assets (ROA) and Net Interest Margin (NIM). The method used in this study used a different paired sample t-test. The results of research on the financial performance of banks in Indonesia using the ROA and NIM ratios show differences in banks' financial performance before and during the covid-19 pandemic. Statistical results show a decline in banks' financial performance in Indonesia before and during the COVID-19 pandemic. The decline in financial performance during the pandemic is inevitable, not only from the banking sector. Indonesian banks are not yet effective enough in using assets to generate profits during the pandemic, and weak credit growth so that the allocation of third party funds are placed more in State Securities (SBN) is one of the causes.Keywords: Profitability Ratio, ROA, NIM, Covid-19Â