Muhammad Anton Athoillah
Faculty Of Sharia And Law, Universitas Islam Negeri Sunan Gunung Djati Bandung

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

Ekonomi Islam: transaksi dan problematikanya Muhammad Anton Athoillah
Ijtihad : Jurnal Wacana Hukum Islam dan Kemanusiaan Vol 13, No 2 (2013)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijtihad.v13i2.269-289

Abstract

Transaction in Islam is often criticized for not having a clear differentiator from the other transaction. Although departing from the different basic principles, but havingnot a much different impact than the other transaction. Often asked, whether Islamic economics is capitalism minus usury or socialism plusIslam? Therefore, no less important to know are, what a plus-minus of conventional transaction, what the distinguishing element between a conventional transaction with Shari’ah transaction, and whether the distinguishing element has different impact than what is produced by a conventional transaction.
Distribusi zakat di Indonesia: antara sentralisasi dan desentralisasi Aden Rosadi; Mohamad Anton Athoillah
Ijtihad : Jurnal Wacana Hukum Islam dan Kemanusiaan Vol 15, No 2 (2015)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijtihad.v15i2.237-256

Abstract

The problem of poverty that be falls in the muslim communities is influenced by the systems used inthe distribution of zakah funds. Each system used has some advantages and disadvantages in accordancewith the priority issues to be resolved. If the priority is to reduce poverty, then decentralization isthe best choice of either of these options. This paper would like to reiterate the importance of decentralizeddistribution of charity funds so that funds raised by an area will be returned to the area and theproblems of poverty faced from which the funds collected will soon be resolved.
THE ZAKAT EFFECT ON ECONOMIC GROWTH, UNEMPLOYMENT, AND POVERTY IN THE ISLAND OF JAVA: PANEL DATA ANALYSIS 2001-2012 Mohamad Anton Athoillah
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 10 No 2 (2018)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v10i2.1211

Abstract

The background of this research is the phenomena of zakat and poverty which conduct in six provinces on the Island of Java during the period 2001-2012. In the region and the period, the data of zakat acquisition on the one side, tends to increase sharply. While the data of poor population on the other side, although decreasing, the numbers are still high, even during that period had experienced twice fluctuations. This research uses panel data analysis, with a fixed-effect approach and data used are secondary data. The results of this study explained through quantitative interpretation procedure, which is sourced from the regression coefficients, such as the calculation results of the estimation model built. From the recursive models built, by placing economic growth and unemployment variables as control variables, this research found that zakat has positively and significantly effect on economic growth; negatively but not significantly effect on unemployment; and negatively and significantly effect on poverty. The findings of this study concluded that zakat can be used as an instrument of poverty alleviation in six provinces on the Island of Java. This study also recommends an assessment of the discourse of distributing zakat funds to non-Muslims. With a number of classic references available, there are opportunities to reformulate the distribution of zakat funds obtained. As a nation state, it is hoped that Indonesia can be used as an example of how zakat funds can become an adhesive for the life of the nation and state in a pluralistic and pluralistic society. Keywords: Zakat, Economic Growth, Unemployment and Poverty.
PRODUCT INNOVATION OF SHARIA FINANCIAL INSTITUTION: THEORY REVIEW Dedi Mulyadi; Mohamad Anton Athoillah
Journal of Economicate Studies Vol. 1 No. 1 (2017): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (555.297 KB) | DOI: 10.32506/joes.v1i1.3

Abstract

Competitions in the financial industry are so tight that sharia banks can no longer simply rely on standard products to attract the public. The development of sharia banking products and services should not merely 'imitate' from conventional banking products. However, the development of this innovation product does not mean eliminating the principles of syariah let alone just be used as legal and administrative hilah to gain profit alone, on the grounds that Islamic banks are positioned as a financial intermediary institution based on business not a social institution. Based on these problems, the authors get some solution that is, development of innovation (product) is permitted when there is a stronger proposition and clarity of meaning contained therein, conformity with the purpose of sharia (maqashid al-syariah), and relevance to the development of the times and needs Human beings will transactions and modern contracts.
SAVINGS INVESTMENTS IN SHARIA BANKS IN THE PERSPECTIVE OF SHARIAH ECONOMIC LAW (CASE STUDY AT “BANK SYARIAH BUKOPIN”) Agus Rojak Samsudin; Mohamad Anton Athoillah
Journal of Economicate Studies Vol. 1 No. 2 (2017): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (158.774 KB) | DOI: 10.32506/joes.v1i2.175

Abstract

There are three motives a person to save funds through savings in the Conventional Bank: security, plans and investment. Implementation of interest system in Conventional banks is a very fundamental constraint for a Muslim to invest his funds in the bank. Because in the view of the scholars of the flower system is identical with the usury (riba) that is forbidden in Islam. It turns out long before the birth of money storage system in conventional bank interest, in classical fiqh literature known the concept and theory of al wadiah and mudharabah which is substantially no differences from the savings and investment savings offered by conventional banks. This paper discusses the theory, concepts and implementation of al wadiah as non-interest investment savings applied in sharia bank in the perspective of shariah economic law, by looking at case examples of the saving products of Bank Syariah Bukopin (BSB). It was found that all investment contracts in savings products offered by BSB were in accordance with the principles of shariah; as outlined in the Qur'an and Sunnah as the basis of Shariah, as well as Law Number 21 Year 2008 and Law no. 10 year 1998, Bank Indonesia Regulation (Peraturan Bank Indonesia [PBI]), Compilation of Islamic Economic Law (Kompilasi Hukum Ekonomi Syariah [KHES]) and Fatwa of National Sharia Board (Dewan Syariah Indonesia [DSN]) Indonesian Council of Ulama (Majelis Ulama Indonesia [MUI])
RISK ANALYSIS OF ISLAMIC BANKING FINANCING BUSINESS IN INDONESIA 2014-2018 Herlan Firmansyah; Mohamad Anton Athoillah
Jurnal Ilmiah Al-Syir'ah Vol 17, No 2 (2019)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v17i2.957

Abstract

The purpose of this article is to analyze business risk in Islamic banking financing in Indonesia. The method used in this study is a qualitative research method with a descriptive approach. The data used in this study are secondary data sourced from Sharia Banking Statistics (SBS). The conclusions of this article are ten business risks that must be managed by Islamic banks in carrying out their functions, namely financing risk, market risk, liquidity risk, operational risk, legal risk, reputation risk, strategic risk, compliance risk, yield risk, yield risk, and investment risk. Four business risks affect the profitability of Sharia Commercial Banks (BUS) in Indonesia, namely financing risk as measured by NPF, the rupiah exchange rate measures market risk against the USD and inflation, return NCD measures risk on total deposits and investment risk measured by the percentage potential loss profit-sharing financing for mudharabah and musyarakah investment portfolios.