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All Journal Jurnal Diskursus Islam Islaminomics: Journal of Islamic Economics, Business and Finance Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) el-Jizya: Jurnal Ekonomi Islam Cross-Border Journal of Business Management
Sri Deti
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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KONTRIBUSI PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI KABUPATEN SAMBAS Sri Deti; Sabri Samin; Amiruddin Amiruddin; Kasjim Salenda
Jurnal Diskursus Islam Vol 5 No 2 (2017): August
Publisher : Pascasarjana UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jdi.v5i2.7046

Abstract

Penelitian ini mengkaji tentang kontribusi dana pihak ketiga dan pembiayaan perbankan syariah terhadap pertumbuhan ekonomi (Produk Domestik Regional Bruto) Kabupaten Sambas. Penelitian ini merupakan penelitian kuantitatif dengan jenis penelitian applied research yang bersifat eksplanatif dengan pendekatan scientific (ilmiah-empiris). Hasil dari penelitian ini diketahui  kontribusi dana pihak ketiga (DPK) terhadap pertumbuhan ekonomi (Produk Domestik Regional Bruto) Kabupaten Sambas adalah sebesar 0.64%. Angka tersebut dapat dikatakan sangat kecil jika dibandingkan dengan kontribusi dana pihak ketiga yang dapat dihimpun oleh perbankan konvensional yaitu sebesar 27.02%. Demikian juga halnya dengan kontribusi pembiayaan terhadap pertumbuhan ekonomi (Produk Domestik Regional Bruto) Kabupaten Sambas, juga menunjukkan angka yang relatif kecil yaitu sebesar 1.17%, jauh dibawah kontribusi pembiayaan yang berhasil disalurkan oleh perbankan konvensional yaitu sebesar 34.39%. Secara umum kontribusi perbankan syariah melalui total dana pihak ketiga (DPK) dan total pembiayaan terhadap pertumbuhan ekonomi (Produk Domestik Regional Bruto) Kabupaten Sambas hanya sebesar 1.81% jauh dibawah kontribusi dana pihak ketiga (DPK) dan pembiayaan perbankan konvensional yaitu sebesar 61.41%. Sebagai implikasi diharapkan agar hasil penelitian ini dapat menjadi bahan pertimbangan pihak perbankan syariah dalam mengambil keputusan terutama dalam mengoptimalkan penghimpunan dana pihak ketiga dan penyaluran pembiayaan, sehingga dapat berkontribusi terhadap pertumbuhan di Kabupaten Sambas. Serta dapat memanfaatkan faktor pendukung secara maksimal dan meminimalisir faktor penghambat agar dapat meningkatkan total dana pihak ketiga dan pembiayaan. Selain itu dapat meningkatkan hubungan kerjasama yang saling menguntungkan dengan berbagai pihak agar kehadiran perbankan syariah dapat memberikan kontribusi terhadap laju pertumbuhan ekonomi di Kabupaten Sambas.
Analisis Pengaruh Kualitas Pelayanan terhadap Kepuasan Anggota Koperasi Persaudaraan Harmonis Syariah Bonang Tangerang Banten Aisyah Defy R. Simatupang; Sri Deti
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 11, No 1 (2021): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v11i1.177

Abstract

This study aims to see how much influence the quality of employee service has on the satisfaction of members of the Sharia Harmonious Brotherhood Cooperative. The data used were obtained from questionnaire data that were distributed to Kopernis members. Determination of sample using purposive sample found 60 samples. The data analysis method is multiple linear regression and the hypothesis testing is simultaneous test (F test), partial test (T test) and determination coefficient test (R2). The data was processed using SPPS version 22. The multiple regression test in this study is: Y = 4,832 + 570 X1 + -186 X2 + 204 X3 + 458 X4 + -230 X5 + 070 X6. From the calculation of the simultaneous F test, it is obtained 11,957 (sig value 0,000 <0.05, which means that there is a significant influence between CARTER and member satisfaction. Meanwhile, the partial test results (t) show that the variables of Sharia Compliance and Tangibles have a significant positive effect on the satisfaction of members of the Harmonious Brotherhood Cooperative. Sharia, while the variables of Assurance, Reliability, Empathy and Responsiveness do not have a significant effect on the satisfaction of the members of the Bonang Syariah Harmonious Brotherhood Cooperative, seen from the results of the determination test (R2) is 0.575.
PEMBERDAYAAN EKONOMI UMAT MELALUI PEMBIAYAAN MIKRO SYARIAH Sri Deti
el-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.419 KB)

Abstract

Abstract Economic empowerment of the people means developing an economic system of its own people by the people and for the benefit of the people. It also means improving the ability of the people as a whole by developing and mendinamiskan potential. Resource mobilization efforts to develop the economic potential of the people will increase the productivity of the people. Thus, the people or the people with the environment is able to produce and foster participatory added value increase the prosperity and well-being. There are continuous efforts to improve the economy of the people by strengthening the sector of micro, small and medium, both by the government as policy makers, the private sector (financial institutions bank and non-bank) were enough attention to this sector, or direct community is the driving force with the continued proliferation of barns effort. This was driven by the shift in perspective that had been partly the Community as an employee or employees of being an entrepreneur. One way to strengthen the sector of micro, small and medium enterprises is through micro-financing Islamic, microfinance is an activity of business financing in the form of raising funds on the loan for micro (small) run by entrepreneurs are lower middle income people who have income in below average. The magnitude of the potential of Islamic micro finance will encourage a number of Islamic financial institutions to continue to provide financing facilities to the public, so that all walks of life can be easy to develop a business that has been owned, and for those who would set up a new business. Keywords: Economic Empowerment of People, Microfinance Sharia
Potensi Pasar Rabu dalam Meningkatkan Perekonomian Pedagang Muslim di Kecamatan Galing Kabupaten Sambas Juni Sherven Juni Sherven; Sri Deti
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 4 No. 1 (2022): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v4i1.534

Abstract

Penelitian ini dilatarbelakangi oleh adanya indikasi bahwa pasar merupakan salah satu usaha dalam meningkatkan perekonomian seperti menjual kebutuhan sehari-hari. Dengan adanya usaha demikian diharapkan untuk memungkinkan pedagang dalam menciptakan kondisi ekonomi yang lebih baik dari sebelumnya. Terutama dalam pemenuhan kebutuhan para pedagang di pasar tersebut. Agar pencapaian ini dapat dilakukan secara maksimal maka dianggap perlu menggali potensi yang ada untuk dikembangkan lebih jauh lagi. Penelitian ini menggunakan pendekatan kualitatif deskriptif, dan termasuk jenis penelitian lapangan dimana peneliti terjun langsung kelapangan untuk mendapatkan data pada informan. Berdasarkan hasil penelitian menyimpulkan bahwa Pasar Rabu berpotensi terhadap peningkatan perekonomian pedagang muslim di Kecamatan Galing Kabupaten Sambas, karena memberikan kepuasan serta target yang ditentukan selalu tercapai.
PENGARUH LABEL HALAL, HARGA, DAN IKLAN TERHADAP KEPUTUSAN PEMBELIAN PRODUK LIPSTIK PADA MAHASISWI PROGRAM STUDI EKONOMI SYARIAH INSTITUT AGAMA ISLAM SULTAN MUHAMMAD SYAFIUDDIN SAMBAS Emelia; Sri Deti; Oskar Hutagaluh
Cross-Border Journal of Business Management Vol. 3 No. 1 (2023): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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Abstract

Appearance is a psychological portrait, like a tool to communicate with others. The large number of people who want and need beauty care products will greatly help shape the market potential for beauty care products, so that many companies are taking advantage of this opportunity to produce cosmetics according to their needs. The needs and desires of consumers for cosmetics can lead to increasingly fierce competition in the cosmetic industry market. This study aims to determine the effect of Halal Labels, Prices and Advertising on Lipstick Product Purchasing Decisions in Islamic Economics Study Program Students, Faculty of Islamic Economics and Business, Islamic Institute of Religion, Sultan Muhammad Syafiuddin Sambas. The subjects of this study were female students of the Islamic Economics Study Program, Faculty of Islamic Economics and Business with a total sample of 74 female students. The object of this study is Halal Labels, Prices and Advertising on the Purchase Decision of Lipstick Products. The method used is quantitative with the type of research that is field research. This study uses multiple linear regression analysis method. The sample selection technique used is purposive sampling. The analytical method used in this study includes validity test, reliability test, classic assumption test and hypothesis testing through multiple linear regression analysis test. The results show that Halal label has a positive effect on purchasing decisions, this can be seen from the significance of 0.001 < 0.05 and can be seen from the tcount of 3.616, which means tcount 3.616 > ttable 1.66691; price has a no effect on purchasing decisions, this can be seen from the significance of 0.045 < 0.05 and can be seen from tcount of 1,045 which means tcount of 1,045 > ttable of 1,66691; and advertising has a positive effect on purchasing decisions, this can be seen from the significance of advertising of 0.017 < 0.05 and can be seen from tcount of 2.456 which means tcount 2.456 > ttable 1.66691.
Co-Authors Aisyah Defy R. Simatupang Amiruddin . Emelia Juni Sherven Juni Sherven Kasjim Salenda Oskar Hutagaluh Sabri Samin