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All Journal SOROT: Jurnal Ilmu-ilmu Sosial Jurnal Pendidikan Ekonomi (JUPE) Jurnal Ilmu Sosial dan Humaniora JIPSINDO (Jurnal Pendidikan Ilmu Pengetahuan Sosial Indonesia) Journal of Socioeconomics and Development Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Ecces: Economics, Social, and Development Studies Bulletin of Economic Studies (BEST) Seminar Nasional Pengabdian Kepada Masyarakat
Wardihan Sabar
UNIVERSITAS ISLAM NEGERI ALAUDDIN MAKASSAR
Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Menakar Dampak Suku Bunga, Nilai Tukar, dan Inflasi Terhadap Permintaan Kredit Konsumsi Sabar, Wardihan; Kuslin, Kuslin
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 2, No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (534.007 KB) | DOI: 10.24252/al-mashrafiyah.v2i1.6190

Abstract

Kredit merupakan aktivitas bank yang paling dominan dari seluruh kegiatan aktivitas operasional bank. Bahkan sebagian besar aset bank berasal dari kredit. Bedasarkan data tahun 2007-2016 permintaan kredit konsumsi di Sulawesi Selatan terus mengalami peningkatan. Disisi lain data empirik selama periode pengamatan menunjukan bahwa suku bunga, nilai tukar rupiah, dan inflasi yang menjadi faktor penting yang mempengaruhi aktifitas penyaluran kredit terus berfluktuasi. Artikel ini bermaksud mengulas pengaruh suku bunga, nilai tukar dan inflasi terhadap permintaan kredit konsumsi di sulawesi selatan. Pendekatan yang digunakan adalah pendekatan eksplanatori, dengan teknik pengolahan data regresi linear berganda dengan metode kuadrat terkecil. Hasil penelitian menunjukkan bahwa suku bunga signifikan negatif terhadap permintaan kredit di Sulawesi Selatan. Lain halnya dengan nilai tukar berpengaruh signifikan positif terhadap permintaan kredit konsumsi di sulawesi selatan, sedangkan inflasi tidak berpengaruh signifikan terhadap permintaan kredit konsumsi di provinsi Sulawesi selatan. Peningkatan kredit konsmtif di Sulawesi Selatan tetap perlu diwaspadai, dan dikendalikan oleh Bank Indonesia selaku regulator perbankan di Indonesia. Sebab kenaikan kredit konsumtif tidak memberikan dampak pada penguatan fundamental perekonomian, dan mendorong pengikatan inflasi di sulawesi Selatan.Kata Kunci: Suku Bunga, Nilai Tukar Rupiah, Inflasi, dan Kredit KonsumsiCredit is the bank's most dominant activity of all bank operational activities. Even most of the bank's assets come from credit. Based on data from 2007-2016, demand for consumption credit in South Sulawesi continued to increase. On the other hand empirical data during the observation period shows that interest rates, rupiah exchange rates, and inflation which are important factors influencing lending activities continue to fluctuate. This article intends to review the influence of interest rates, exchange rates and inflation on demand for consumption credit in South Sulawesi. The approach used is an explanatory method, with multiple linear regression data processing techniques with the least squares method. The results showed that the interest rates were significantly negative for credit demand in South Sulawesi. In contrast, the exchange rate has a significant positive effect on demand for consumption credit in South Sulawesi, while inflation has no significant effect on demand for consumption credit in the province of South Sulawesi. Consistent Credit Improvement in South Sulawesi still needs to be watched out, and controlled by Bank Indonesia as the banking regulator in Indonesia. Because the increase in consumer credit does not have an impact on the strengthening of economic fundamentals, and encourage increased inflation in South Sulawesi.Keywords: Interest Rates, Exchange Rates, Inflation Rate, and Comsumption Credit 
Menakar Dampak Suku Bunga, Nilai Tukar, dan Inflasi Terhadap Permintaan Kredit Konsumsi Sabar, Wardihan; Kuslin, Kuslin
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 2, No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (534.007 KB) | DOI: 10.24252/al-mashrafiyah.v2i1.6190

Abstract

Kredit merupakan aktivitas bank yang paling dominan dari seluruh kegiatan aktivitas operasional bank. Bahkan sebagian besar aset bank berasal dari kredit. Bedasarkan data tahun 2007-2016 permintaan kredit konsumsi di Sulawesi Selatan terus mengalami peningkatan. Disisi lain data empirik selama periode pengamatan menunjukan bahwa suku bunga, nilai tukar rupiah, dan inflasi yang menjadi faktor penting yang mempengaruhi aktifitas penyaluran kredit terus berfluktuasi. Artikel ini bermaksud mengulas pengaruh suku bunga, nilai tukar dan inflasi terhadap permintaan kredit konsumsi di sulawesi selatan. Pendekatan yang digunakan adalah pendekatan eksplanatori, dengan teknik pengolahan data regresi linear berganda dengan metode kuadrat terkecil. Hasil penelitian menunjukkan bahwa suku bunga signifikan negatif terhadap permintaan kredit di Sulawesi Selatan. Lain halnya dengan nilai tukar berpengaruh signifikan positif terhadap permintaan kredit konsumsi di sulawesi selatan, sedangkan inflasi tidak berpengaruh signifikan terhadap permintaan kredit konsumsi di provinsi Sulawesi selatan. Peningkatan kredit konsmtif di Sulawesi Selatan tetap perlu diwaspadai, dan dikendalikan oleh Bank Indonesia selaku regulator perbankan di Indonesia. Sebab kenaikan kredit konsumtif tidak memberikan dampak pada penguatan fundamental perekonomian, dan mendorong pengikatan inflasi di sulawesi Selatan.Kata Kunci: Suku Bunga, Nilai Tukar Rupiah, Inflasi, dan Kredit KonsumsiCredit is the bank's most dominant activity of all bank operational activities. Even most of the bank's assets come from credit. Based on data from 2007-2016, demand for consumption credit in South Sulawesi continued to increase. On the other hand empirical data during the observation period shows that interest rates, rupiah exchange rates, and inflation which are important factors influencing lending activities continue to fluctuate. This article intends to review the influence of interest rates, exchange rates and inflation on demand for consumption credit in South Sulawesi. The approach used is an explanatory method, with multiple linear regression data processing techniques with the least squares method. The results showed that the interest rates were significantly negative for credit demand in South Sulawesi. In contrast, the exchange rate has a significant positive effect on demand for consumption credit in South Sulawesi, while inflation has no significant effect on demand for consumption credit in the province of South Sulawesi. Consistent Credit Improvement in South Sulawesi still needs to be watched out, and controlled by Bank Indonesia as the banking regulator in Indonesia. Because the increase in consumer credit does not have an impact on the strengthening of economic fundamentals, and encourage increased inflation in South Sulawesi.Keywords: Interest Rates, Exchange Rates, Inflation Rate, and Comsumption Credit 
Determinan Tingkat Pendapatan Nelayan Perahu Motor Tempel Wardihan Sabar; Nur Indasari
EcceS (Economics, Social, and Development Studies) Vol 5 No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ecc.v5i1.5236

Abstract

Kabupaten Takalar sebagai salah satu sentrum produksiperikanan tangkap di Sulawesi Selatan, mengalami peningkatan produksi dari waktu ke waktu. Akan tetapi, kondisi tersebut justru belum mampu meningkatkan pendapatan nelayan secara signifikan di wilayah ini. Hal tersebut semakin diperparah dengan rendahnya tingkat produktifitas nelayan, sehingga masalah ini kian begitu kompleks secara keseluruhan di Kabupaten Takalar, termasuk yang ada di Desa Tamasaju Kecamatan Galesong Utara Kabupaten Takalar.Penelitian ini bertujuan untuk untuk menganalisis faktor-faktor yang mempengaruhi pendapatan nelayan perahu motor tempel di Desa Tamasaju Kecamatan Galesong Utara Kabupaten Takalar. Penelitian ini merupakan penelitian kuantitatif, dengan pendekatan eksplanatori. Data yang digunakan adalah data primer yang diperoleh dengan teknik kuesioner. Analisis data dilakukan melalui teknik regresi linear berganda dengan pendekatan fungsi Cobb-Douglas, dan pengujian Asumsi Klasik. Data diolah dengan menggunakan program SPSS 23. Hasil penelitian menunjukkan bahwa variabel biaya bahan bakar minyak berpengaruh positif dan signifikan terhadap pendapatan nelayan perahu motor tempel di Desa Tamasaju, pengalaman melaut berpengaruh positif namun tidak signifikan, sedangkan lama melaut dan umur nelayan berpengaruh negatif dan tidak signifikan terhadap pendapatan nelayan perahu motor tempel di Desa Tamasaju. Dengan demikian hasil penelitian ini diharapkan dapat bermanfaat dalam menyusun kebijakan dan strategi untuk meningkatkan pendapatan nelayan perahu motor tempel di Desa Tamasaju Kecamatan Galesong Utara Kabupaten Takalar. Kata Kunci: Determinan Pendapatan, Nelayan, Perahu Motor.  
Efek Belanja Modal Pemerintah Terhadap Indeks Pembangunan Manusia di Kabupaten/Kota Provinsi Sulawesi Selatan Wardihan Sabar
EcceS (Economics, Social, and Development Studies) Vol 6 No 2 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ecc.v6i2.10920

Abstract

Capaian IPM Provinsi Sulawesi Selatan selama kurun waktu 2007-2016 terus mengalami peningkatan, namun angkanya masih lebih rendah dibandingkan angka IPM Nasional. Artikel ini mengulas pengaruh belanja belanja modal pendidikan, belanja modal kesehatan, belanja modal ekonomi terhadap indeks pembangunan manusia di Kabupaten/Kota Provinsi Sulawesi Selatan periode 2007-2016. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanatori. Jenis data yang digunakan pada penelitian ini berupa data sekunder dalam bentuk data panel (pooled data) di Kabupaten/Kota Provinsi Sulawesi Selatan. Variabel yang digunakan pada penelitian ini adalah belanja modal pendidikan, belanja modal kesehatan dan belanja modal ekonomi dari APBD seluruh Kabupaten/Kota Provinsi Sulawesi Selatan. Estimasi parameter dari variabel tersebut dengan menggunakan metode Ordinary Least Square (OLS). Hasil penelitian ini menunjukkan bahwa belanja modal pendidikan, dan belanja modal kesehatan, dan belanja modal ekonomi berpengaruh signifikan terhadap IPM di Provinsi Sulawesi Selatan. Peningkatan alokasi belanja modal pada ketiga sektor ini memberikan dampak positif terhadap upaya meningkatkan indeks pembangunan manusia di Kabupaten/Kota Provinsi Sulawesi Selatan.Kata kunci:  Indeks Pembangunan Manusia, Sulawesi Selatan,  Belanja Pemerintah.
Prospects of E-Commerce Innovation in Increasing Students Consumer Trust Wardihan Sabar
Jurnal Pendidikan Ekonomi (JUPE) Vol 10 No 2 (2022)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v10n2.p121-129

Abstract

Various innovations have been made to solve problems in increasing consumer confidence to shop safely on e-commerce portals. This study aims to determine the level of consumer confidence in the e-commerce innovation model, as well as to explore the academic point of view. The study used a descriptive approach. The number of respondents in this study was 61 respondents for Students consumers, and 3 explanations from the perspective of academics. The results of the study show various problems that are often experienced by consumers and make consumer confidence relatively low, including; the first is the issue of personal information security, and the second is the issue of conformity with consumer expectations. Consumers believe that buying and selling online increases their shopping effectiveness. In addition, consumers perceive that the presence of an e-commerce portal provides great benefits for the ease of finding goods and services that consumers need. The tendency of consumers to shop online in the future will continue to increase, but consumers have not fully demonstrated the belief that mainstream online buying and selling in the future is more desirable than shopping in shopping centers
Contribution of Local Tax and Retribution to Local Own-source Revenue in East Luwu Regency Fikri Yatul Hasanah; Wardihan Sabar
Bulletin of Economic Studies (BEST) Vol 1 No 3 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/best.v1i3.26000

Abstract

Local Own-source Revenue is an important element in regional economic development. This study describes the contribution of various types of regional taxes and levies to Local Own-source Revenue in East Luwu Regency for the 2015-2019 period. This research is descriptive quantitative. The data used is secondary data sourced from the local Financial Management Agency of East Luwu Regency and the Central Statistics Agency of East Luwu Regency. The analytical method used is contribution analysis which is an analytical tool to find out how much the contribution of local taxes and levies to local revenue in East Luwu Regency. The results show that the contribution of local taxes as a whole gives a very good contribution to local revenue in East Luwu Regency, and the type of tax with the largest contribution to local revenue comes from taxes on non-metallic minerals and rocks. Meanwhile, the contribution of regional retribution as a whole still provides a very low level of contribution to regional original income in East Luwu Regency. Among the various types of retribution, the largest contribution to local revenue comes from retribution for licensing servicesKeywords: Local Taxes, Local Levies, Local Own-source Revenue, East Luwu Regency
Pelatihan Teknik Penulisan Artikel Ilmiah Internasional Bereputasi dan Nasional Terakreditasi Mahasiswa Program Pascasarjana Universitas Negeri Makassar Abd. Rahim; Abdul Malik; Diah Retno Dwi Hastuti; Ulfa Syam; Wardihan Sabar
Seminar Nasional Pengabdian Kepada Masyarakat PROSIDING EDISI 1: SEMNAS 2020
Publisher : Seminar Nasional Pengabdian Kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (922.667 KB)

Abstract

Artikel ilmiah merupakan  suatu tulisan yang berisi kumpulan ide, gagasan, dan hasil pemikiran dari seseorang atau sekelompok orang setelah melalui proses penelitian ke dalam suatu bentuk laporan tertulis sesuai dengan sistematika ilmiah selanjutnya dipublikasikan pada jurnal ilmiah nasional maupun internasional. Tujuan dari pelaksanaan kegiatan ini adalah diharapkan setelah peserta mengikuti pelatihan ini mahasiswa Program Pascasarjana Universitas Negeri Makassar secara mandiri memahami teknik artikel untuk jurnal internasional bereputasi dan nasional terakreditasi. Hasil identifikasi masalah melalui virtual adalah Mahasiswa menghadapi permasalahan dalam menulis artikel ilmiah sehingga artikelnya telah dikirim ke jurnal sering mendapatkan penolakan dari editor dan peer reviewer jurnal, baik nasional maupun internasional. Dari kegiatan pelaksanaan pelatihan di temukan bahwa pada prinsipnya mahasiswa Program Pascasarjana Universitas Negeri Makassar cukup antusias mengikuti pelatihan tersebut karena belum pernah mendapatkan pengetahuan pelatihan tersebut.  Dari 88 peserta pelatihan berdasarkan absensi google form, maka hanya 5 orang peserta sebagai perwakilan yang bertanya mengenai topik ini. Luaran yang diharapkan setelah peserta mengikuti pelatihan ini adalah mahasiswa secara mandiri memahami teknik penulisan artikel baik jurnal internasional bereputasi (terindeks Web of Scince dan Scopus) maupun jurnal internasional tidak bereputasi (terindeks Index Copernicus Value, EBSCOhost, dan DOAJ) serta jurnal nasional terakreditasi dengan terindeks Sinta).
Decision of Informal Workers in Ownership of Employment BPJS Insurance in Makassar City Sri Nurfiaty Jufri; Wardihan Sabar
Bulletin of Economic Studies (BEST) Vol 1 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/best.v1i2.24125

Abstract

Ownership of insurance for informal workers is an important part that accommodates various professions or occupations in participating in the national health insurance program for workers in Indonesia. This study aims to determine the factors that influence the ownership of BPJS Employment insurance on informal sector workers in Makassar City. This study uses quantitative methods. The number of samples is 70 informal workers in the city of Makassar with the sampling technique used is purposive sampling while the data collection techniques are observation, questionnaires and documentation. For binary logistic regression analysis method. The results of this study indicate that income and education factors have a significant effect on BPJS Employment insurance ownership for informal sector workers in the city of Makassar. Meanwhile, age and number of Family have no significant effect on BPJS Employment insurance ownership in the informal worker sector in Makassar City. Keywords: Insurance Ownership, BPJS, Informal Workers, Logistic Binner
Online Shopping Interest in Makassar City Wardihan Sabar; Asrini Said
Bulletin of Economic Studies (BEST) Vol 2 No 1 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/best.v2i1.30559

Abstract

Mainstream online shopping through various shopping sites continues to increase in the variety of products offered. This study aims to determine the determinants of the level of demand for products offered online. This research is Quantitative Research with an explanatory approach. This research was conducted in Makassar City by involving 50 respondents randomly but with the criteria of having an online shopping experience. Data collection techniques using a questionnaire. Giving a score with a Likert Scale technique. The data analysis technique used is multiple linear regression with the help of E-Views version 9.0 software. The results showed that product quality), price, substitution price, and taste had a positive and significant effect on the demand for online products in Makassar City. Meanwhile, the price of substitute goods has no significant effect on the demand for online products in Makassar City. Indicators of Quality, Price, and Taste can be valuable inputs for online sellers to maintain and increase consumer confidence to be able to boost sales of their products.
Do Economic Growth, Income Distribution, and Investment Reduce Poverty Level? Suwandi; Wardihan Sabar
Bulletin of Economic Studies (BEST) Vol 2 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/best.v2i2.31479

Abstract

Poverty is a condition of the population's inability to meet a decent standard of living. Poverty is also a measure of success in the development of a country or region. This study proposes a hypothesis where economic growth, income distribution, and investment are considered to have a large enough impact on reducing poverty in Enrekang Regency. The data used in this study is secondary data in the form of time series data for the period 2011-2020. The data analysis technique used multiple linear regression analysis. The results of this study indicate that economic growth and income distribution have no significant effect on the poverty level in Enrekang Regency. Meanwhile, investment has a significant negative effect on the poverty level in Enrekang Regency, which means that an increase in multisectoral investment can reduce poverty in this region. So that one of the important things in this study is the hope that the level of labor-intensive investment in Enrekang Regency can continue to be increased in various economic sectors.
Co-Authors Abdul Malik Alifia Retno Sari Asrini Said Aulia Rahman Bato Baso Iwang Diah Retno Dwi Hastuti Fikri Yatul Hasanah Irwandi Irwandi Muh Maisar Nur Indasari Nurul Fadillah Rahim, Abd Sri Nurfiaty Jufri Suwandi Ulfa Syam