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Pelatihan Pembuatan Ecoprint Melalui Konsep Design Thinking Untuk Meningkatkan Ketrampilan dan Kemandirian Santri Raisa Fitri; Sudarmiatin Sudarmiatin; Della Ayu Zonna Lia; Aniek Murniati
Jurnal KARINOV Vol 4, No 1 (2021): Januari
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v4i1p%p

Abstract

Pelatihan Pembuatan Ecoprint Melalui Konsep Design Thinking Untuk Meningkatkan Ketrampilan dan Kemandirian Santri
Kinerja Keuangan Bank Atas Pertumbuhan Laba Pada Bank Umum Syariah Periode 2018-2020 Aniek Murniati
Accounting Research Unit (ARU Journal) Vol 2 No 2 (2021): Accounting Research Unit (ARU JOURNAL)
Publisher : Program Studi Akuntansi PSDKU Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.277 KB) | DOI: 10.30598/arujournalvol2iss2pp34-44

Abstract

Kinerja pertumbuhan industri perbankan syarih akhir-akhir ini tercatat meningkat, termasukperbaikan dari sisi kredit macet (Non Performing Financing/NPF), namun kadang kondisitidak stabil terkait fruktuasi kenaikan dan penurunan beberapa kinerja perbankkan syariahseperti CAR .Penelitian bertujuan untuk menguji kinerja bank syariah terhadap pertumbuhanlaba. Penelitian ini dilakukan dengan metode kuantitatif terhadap laporan keuanganperbankan syariah yang terdaftar di OJK tahun 2018-2020. Teknik pemilihan sampelmenggunakan metode purposive sampling. Kinerja bank syariah diukur dengan VariabelNPF (Non Performin, Financing), FDR (Financing to Deposit Ratio), dan CAR (CapitalAdequacy Ratio) kinerja tersebut bagaimana pengaruhnya atas pertumbuhan laba bisadiketahui dengan menggunakan analisis regresi. Hasil penelitian secara simultan menunjukanbahwa variabel non performing financing (NPF), financing deposit ratio (FDR), capitaladequacy ratio (CAR) berpengaruh secara bersama-sama (simultan) terhadap variabeldependen yaitu pertumbuhan laba. Secara parsial variabel yang mempengaruhi pertumbuhanlaba adalah non performing financing (NPF) dan capital adequacy ratio (CAR).
Kinerja Keuangan Bank Terhadap Pertumbuhan Laba Pada Bank Umum Syariah Periode 2018-2020 Aniek Murniati
Jurnal Penelitian Teori & Terapan Akuntansi (PETA) Vol. 7 No. 1 (2022): Januari 2022
Publisher : Program Studi Akuntansi - STIE Kesuma Negara Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51289/peta.v7i1.560

Abstract

The growth performance of the Islamic banking industry has recently recorded an increase, including improvements in terms of non-performing financing (NPF), but sometimes conditions are unstable due to fluctuations in the increase and decrease in the performance of some Islamic banking such as CAR. This study aims to examine the performance of Islamic banks on profit growth. This research was conducted using a quantitative method on the financial statements of Islamic banking registered with the OJK in 2018-2020. The sampling technique used was purposive sampling method. The performance of Islamic banks is measured by the variables of NPF (Non Performing, Financing), FDR (Financing to Deposit Ratio), and CAR (Capital Adequacy Ratio). The results of the study simultaneously show that the variables of non-performing financing (NPF), financing deposit ratio (FDR), capital adequacy ratio (CAR) have a simultaneous effect on the dependent variable, namely profit growth. Partially the variables that affect profit growth are non-performing financing (NPF) and capital adequacy ratio (CAR).
Sharia Cooperative Financial Inclusion and Entrepreneurial Orientation To Improve Sharia-Based MSME Empowerment New Normal Era In Malang City Raisa Fitri; Aniek Murniati
JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Vol 7 No 1 (2021): March
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (615.507 KB) | DOI: 10.21070/jbmp.v7i1.1226

Abstract

The problem that is faced by Islamic boarding school-based MSMEs is capital constraints. This capital constraint is due to the lack of information on MSME actors about how to apply for credit and how to utilize financing funds. Financial inclusion can be realized, there is a need for parties who have direct contact with the community, especially the lower middle class in terms of distributing micro credit. Therefore, the role of sharia banking and sharia cooperatives needs to be increased to increase the growth of MSMEs in Malang City, especially Sharia-based MSMEs so that financial inclusion can be realized. Based on the results of a survey conducted through the Cooperatives and MSMEs Offices, there are about 25 Sharia cooperatives with several criteria, namely cooperatives in Malang City that are legal entities. The multiple regression was chosen to be carried out in this research activity. The results of the study show that the good performance of an MSMEs can be seen from its entrepreneurial orientation because the increasing spirit of entrepreneurial orientation will motivate MSMEs to make innovations and be ready to face all possible risks in the future.