Article Per Year (5 Year)
p-Index From 2019 - 2024
0.61
P-Index
This Author published in this journals
All Journal Pro Bisnis Syi'ar Iqtishadi Progress: Jurnal Pendidikan, Akuntansi dan Keuangan
Sri Wellis Anggraeni
universitas singaperbangsa karawang
Economics, Econometrics & Finance Education Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PENGARUH RISIKO KREDIT, RISIKO LIKUIDITAS, DAN RISIKO OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM PERSERO PERIODE 2013-2020 Sri Wellis Anggraeni; Gusganda Suria Manda
Progress: Jurnal Pendidikan, Akuntansi dan Keuangan Vol 5 No 1 (2022): Progress: Jurnal Pendidikan Akuntansi dan Keuangan
Publisher : FKIP, Universitas Banten Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/progress.v5i1.1629

Abstract

This study aims to determine the effect of credit risk, liquidity risk and operational risk either partially or simultaneously on the profitability of state-owned commercial banks listed on the IDX for the period 2013-2020. The type of research method is associative. The samples used were 4 banking companies including PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Mandiri (Persero) Tbk, PT Bank Negara Indonesia (Persero) Tbk and PT Bank Tabungan Negara (Persero) Tbk. In this study, a sampling technique was used in the form of saturated sampling with secondary data in the form of the annual financial statements of state-owned commercial banks for the period 2013-2020 which were obtained through the official website of the Indonesia Stock Exchange www.idx.co.id. The analysis technique was carried out through multiple linear regression analysis and with SPPS 16 software as data processing. This study obtained the results that credit risk and liquidity risk partially have no significant effect on profitability, while operational risk partially has a negative and significant effect on profitability. Simultaneous results, namely credit risk, liquidity risk and operational risk have a significant effect on profitability.
PENGARUH NPL, LDR DAN ROA TERHADAP PENYALURAN KREDIT PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2020 Eveline Ester Saumur; Sri Wellis Anggraeni; Nana Diana
Pro Bisnis Vol 14, No 2: Agustus (2021)
Publisher : Universitas Amikom Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35671/probisnis.v14i2.1318

Abstract

Penyaluran kredit merupakan salah satu fungsi dari bank yang digunakan bagi peningkatan kegiatan ekonomi masyarakat. Proses penyaluran kredit ini akan mempertimbangkan faktor tertentu seperti Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Return on Asset (ROA). Penelitian ini menguji dampak variabel NPL, LDR dan ROA ke penyaluran kredit terutama pada bank umum konvesional periode 2018-2020. Metode penelitian menggunakan deskriptif verifikatif berdasarkan pendekatan kuantitatif dan dianalisis menggunakan regresi linier berganda. Data penelitian berupa laporan historis rasio keuangan dan laporan tahunan. Populasi sebanyak 41 bank dan yang menjadi sampel penelitian sebesar 24 bank. Penelitian menghasilkan terdapat pengaruh NPL, LDR dan ROA baik secara parsial maupun simultan terhadap penyaluran kredit pada bank umum konvensional periode 2018-2020.
Pengaruh Pembiayaan Mudharabah dan Musyarakah terhadap Profitabilitas (ROA) pada Bank Muamalat Indonesia Periode 2017-2019 Sri Wellis Anggraeni; Wirman Wirman
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.13712

Abstract

The purpose of this study is to determine the effect of mudharabah and musyarakah financing on profitability (ROA) at Bank Muamalat Indonesia for the 2017-2019 period. The method used is a quantitative method with secondary data types. The sampling technique used was saturated sampling. The population as well as the sample used is the monthly financial report of Bank Muamalat Indonesia with a total of 36 data. Data collection techniques using library research and documentation techniques. The tests in this study include the classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination (R2) testing with the help of a data processing program in the form of SPSS version 16. The results of this study are partially mudharabah financing has a significant negative effect on profitability (ROA). ) and musyarakah financing have a significant positive effect on profitability (ROA). Meanwhile, mudharabah and musyarakah financing simultaneously have a significant positive effect on profitability (ROA).
Co-Authors Eveline Ester Saumur Gusganda Suria Manda Nana Diana Wirman .