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All Journal ISLAMICA: Jurnal Studi Keislaman
Fahrur Ulum
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Education

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Optimalisasi Intermediasi dan Pembiayaan BMT Menuju Pemberdayaan Ekonomi Masyarakat Fahrur Ulum
Islamica: Jurnal Studi Keislaman Vol. 9 No. 1 (2014): September
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (737.698 KB) | DOI: 10.15642/islamica.2014.9.1.161-192

Abstract

This article seeks to discuss the economic empowerment of society through the optimalization of BMT?s function of intermediating and financing. Using a descriptive and qualitative approach, this article reveals that the success of economic empowerment should be supported by strategy, tactics and stepping. The program should also be implemented through segmentation and training of clients, providing human resources that understand the vision and mission of empowerment, optimizing BMT?s function of intermediating, and providing a coordinated tool of saving. Intermediation is conducted through developing economic potentials of Muslim community (ummah), improving the quality of human resources, mobilizing societal resources, bridging the relation between the rich and the poor and between the fund owners and users, coaching and balancing in terms of financial support.
Brotherhood dalam Dimensi Sistem Ekonomi Islam Fahrur Ulum
Islamica: Jurnal Studi Keislaman Vol. 11 No. 2 (2017): Maret
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (678.517 KB) | DOI: 10.15642/islamica.2017.11.2.499-521

Abstract

This article discusses the issue of brotherhood in Islamic economic system. The goal of Islamic economics is to create advantages (falâh}) for all economic man. To achieve this goal, Muslim economists have agreed to set up the philosophical pillars of Islamic economic system which consists of tawhîd, ‘ibâdah, khilâfah, and ukhuwwah. One of the important challenges to deal with is how to place the idea of brotherhood as a pillar of Islamic economic system that is applicable in economic activities which then lead to equal advantages. Muslim economists argue that Islamic economic system has led economic man to possess altruistic personality. This is not only related to the problem of consumption but also to that of production. In addition, the distribution of wealth specific in Islamic economic system has resulted in brotherhood. The spirit of brotherhood has inspired the effort of distributing wealth economically and non-economically towards shared advantages. Specific wealth distribution in Islamic economics is by placing human as economic being and social being alike. Therefore, brotherhood is implemented in market and non-market economic activities. The implementation of brotherhood is not only in the form of cooperative but more than that is to be oriented to efforts of empowering economic man.
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