Siti Muflichah
Faculty of Law, Universitas Jenderal Soedirman

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IMPLEMENTATION AND PROTECTION OF LEGAL LAW ON CASH WAQF TOWARD TABUNG WAKAF INDONESIA OF DOMPET DHUAFA JAKARTA Siti Muflichah
Jurnal Dinamika Hukum Vol 17, No 2 (2017)
Publisher : Faculty of Law, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jdh.2017.17.2.730

Abstract

Waqf institution is an effort made by Muslim community and government to overcome poverty issues. One of the institutions that manage cash waqf is Wakaf Tunai Dompet Dhuafa Jakarta. Article 49 Paragraph 3 of Religious Court Law stated that the ownership of land waqf is protected and governed by the government rules This research aims to examine how the implementation and protection of waqf law on Tabung Wakaf Indonesia of Dompet Dhuafa Jakarta. This research is normative-juridical research using statute approach, conceptual approach and case approach. Then the analysis was qualitatively presented. Based on the results, the implementation of cash waqf in Tabung Wakaf Indonesia was conducted by collecting cash waqf funds to be managed into productive and non-productive activities. Tabung Wakaf Indonesia has provided legal protection to the waqif by certification of cash waqf. However, till present, there is no legitimate legality for individual cash waqf recipients or legal entities as stipulated in government regulations.Keywords: legal protection, cash waqf, tabung wakaf indonesia
Optimization of Legal Protection For Laku Pandai (Branchless Banking) As A Micro Business Empowerment Effort By OJK in The Central Region S. Sulistyandari; Siti Muflichah; M Wiwik Yuni Hastuti
Authentica Vol 4, No 2 (2021)
Publisher : Notary Master Programe, Faculty of Law Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.atc.2021.4.2.252

Abstract

The Laku PandaiProgram is a manifestation of OJK's commitment to support the Indonesian Government's programme of launching the National Strategy for Financial Inclusion, a part of which is branchless banking. Laku Pandai envisages provision of banking and / or other financial services not through an office network, but through cooperation with other parties and needs to be supported by the use of information technology facilities. Based on OJK data, the Laku Pandai programme has progressed; however, the Laku Pandai empowerment policy is still the focus of OJK in 2019-2020, because there are still several obstacles to its implementation. The Laku Pandai agent, as a micro business actor, needs empowerment. This study aims to examine legal protection, constraints, benefits and empowerment of the implementation of Laku Pandai. The research method used was normative and sociological juridical by the use of secondary and primary data, and data analysis using the normative qualitative method. The results of the study show that legal protection is not optimal, that there are several obstacles to the implementation of branchless banking from both agents and banks and that empowerment of micro branchless banking agents is very useful in achieving Government goals for the realization of inclusive finance in Indonesia.Keywords: Laku pandai, Legal Protection, Empowerment