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All Journal Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Soso-Q : Jurnal Manajemen
R Suryati Ismail
Universitas Kristen Indonesia Maluku
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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Development Strategy For Micro Small Business (Umk) During The Covid-19 Pandemic In Maluku Province Jolyne Myrell Parera; Debby Likumahua; R Suryati Ismail
MediaTrend Vol 16, No 2 (2021): OKTOBER
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v16i2.11698

Abstract

This research was conducted based on the reality of the research problem, where economic activity in SMEs is in a threatened position due to the COVID-19 pandemic. This study aims to analyze the internal and external sides of SMEs, measure financial  stability and lending to banks, analyze whether credit provision has been efficient  or not in improving banking performance for SMEs. In addition, strategic policy measures are taken through a roadmap for developing competitive and sustainable SMEs. The research method used is a survey method. The data obtained were processed based on the principles of descriptive statistics, namely the analysis of Non Performing Loans (NPL) to determine the ratio of NPL and the average NPL. The time period used for analysis needs is 2019 and 2020. The results of the SWOT analysis, Non Performing Loans (NPL), effectiveness and efficiency, indicate that banks have not been effective and not efficient in disbursing credit. This needs to be a concern for banks in disbursing credit to SMEs, by providing easy administrative requirements for SMEs proposing credit, so that SMEs can have business capital for the development of competitive and sustainable SMEs. On the other hand, the results of the NPL calculation are below 5%, this shows a healthy banking performance, meaning that there are no bad loans, as a result of relaxation and stimulus from the Government to SMEs when SMEs experience a chaotic situation due to the COVID-19 pandemic. Furthermore, a 5-year development plan was carried out, namely from 2020-2025, with the goal of strategic planning being competitive and sustainable SMEs based on e-commerce.
ANALISA PENGELOLAAN MODAL KERJA TERHADAP TINGKAT LIKUIDITAS PADA UD. CAHAYA MANDIRI DI KOTA AMBON Rumra Suryanti Ismail; Marissa Silooy
Soso-Q : Jurnal Manajemen Vol 6, No 2 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/sosoq.v6i2.758

Abstract

This   study   aimed   to   analyze   the   influence   of   working   capital management to the level of liquidity in UD. Cahaya Mandiri in the city of Ambon from years 2014-2016. Variables used in this study is the management  of  working  capital  and  liquidity  as  the  independent variable as the dependent variable. Statistical methods used in this study is a simple linear regression analysis in ad vance of working capital management with measurement tools that turnover of working capital and liquidity analysis measuring devices are used, among others Curren Ratio, Quick Ratio and Cash Ratio. The result showed that the management  of  working  capital  have  a  negative  impact  and  no significant effect on the level of liquidity in the company UD. Cahaya Mandiri in the city of Ambon.Keywords: Working Capital Management, Liquidity and Ratio Analysis
Co-Authors Debby Likumahua Jolyne Myrell Parera Marissa Silooy