Aam Slamet Rusydiana
STEI Tazkia

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MICRO AND SMALL ENTERPRISES FINANCING MODEL THROUGH THE REVOLVING FUND MANAGEMENT INSTITUTION IN INDONESIA: AHP APPROACH Taufik Nugroho; Aam Slamet Rusydiana; Naelati Tubastuvi
IJIBE (International Journal of Islamic Business Ethics) Vol 3, No 2 (2018): September 2018
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.3.2.496-504

Abstract

The government established a Revolving Fund Management Institution (LPDB) which aims to help capitalize MSMEs by providing loan and financing assistance as needed. This study attempts to analyze effective MSME financing strategies to improve LPDB’s performance using the Analytic Hierarchy Process approach. The results show thatfrom the perspective ofgoals development, an increase in the workforce is considered more priority than a reduction in poverty and inequality. Meanwhile, from the perspective of the criteria for developing LPDB in Indonesia, the success of utilization is the priority compared to other criteria. From an alternative side, the form of a cooperative or Islamic cooperative is preferred over other forms.Keywords: LPDB Sharia, Small medium enterprises, Analytic Hierarchy Process
DIGITALISASI KEUANGAN SYARIAH MENUJU KEUANGAN INKLUSIF: KERANGKA MAQASHID SYARIAH Irfan Nurfalah; Aam Slamet Rusydiana
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 11 No 1 (2019)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v11i1.1205

Abstract

Sharia financial literacy and financial inclusion in indonesia are still in the lower level, Indonesian’s Financial Services Authority launched in 2016 that the data of sharia financial literacy is about 8.11% and sharia financial inclusion only about 11.06%. The easiness of access against sharia financial products and services are the main factors that caused both are still in the lower level. In case of enhancement of society knowledge and access needs the innovation to simplify the utilization of sharia financial products and services. One of the best innovation must be developed by Sharia Financial Institution is digitalization.The digitalization will affect the increase of sharia financial literacy and inclusion index, because this era is an open public information, most people now are easy to access the internet and also the smartphone users in Indonesia are increasing every year. So this is an opportunity for Sharia Financial Institution to combine their products and services with the latest technology. The author makes a digital innovation solution to accommodate these opportunities, named "Connected, One Stop Solution" which are 20 features that can be enjoyed by all segments of society. In addition, the 20 features are adapted to sharia rules which refer to maqashid sharia.
MANAKAH PRIORITAS SEKTOR PENGEMBANGAN WAKAF DI INDONESIA? AAM SLAMET RUSYDIANA; SUDANA SUDANA; LINA MARLINA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i1.205

Abstract

In order to create a comprehensive policy, waqf institutions should determine the view of waqif(someone whotakes waqf ) related to which sector should be the priority of Indonesian waqf development in the future.This research would determine the preference of waqif related to the Indonesian waqf development in thefuture. This research used Analytic Network Process (ANP) method which was developed by Thomas L.Saaty to identify priority rank of waqf development. Based on the analysis result, it could be seen that themost prioritize of Indonesian waqf development was on the education sector. Waqif tended to trust waqfinstitution which have been actively involved in the education sector. It showed that education sector wasthe most important sector in Indonesia. Beside education, the second important ranked sector was the healthsector.Beside waqf development sector, analysis result found that priority of Indonesian development waqfwas more to the cash waqf. It showed that the cash waqf was viewed to be more important to be developedin Indonesia because the waqf property was liquid (in cash money).