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ANALISA PENGEMBANGAN SUMBER DAYA MANUSIA SEBAGAI UPAYA PENINGKATAN KINERJA KSPPS ASSYAFI’IYAH METRO-LAMPUNG Haris Santoso; Rita Rahmawati; Nur Alfi Khotamin
I-ECONOMICS: A Research Journal on Islamic Economics Vol 6 No 2 (2020): I-ECONOMIC: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v6i2.7024

Abstract

Human resource development is considered to be one of the most effective ways to improve company performance and productivity. With the development of human resources, it is hoped that the technical skills and professional skills of employees can be improved. However, the success of the program implementation cannot be carried out immediately during implementation, but can be seen from the results of the employees' work after participating in human resource development whether there have been changes or not. Based on the results of research and discussion related to this research, the authors conclude that: BMT Assyafi'iyah Metro Lampung City in improving employee performance is through human resource development, namely by means of transfer, promotion, supervision, work motivation and coaching. career. Human resource development carried out by BMT Assyafi'iyah Metro Lampung City can improve employee performance. The provision of career coaching has an impact on the increasing work performance of employees, this is evident from the provision of internships and training. Supervision has an impact on employees so that employees are more honest in carrying out their duties. So that it is hoped that there will be no deviations by employees. And also the employees are more disciplined in various ways, one of which is the punctuality and accuracy of the targets given. Granting a job transfer has an impact on employees so that they become more responsible for the tasks that have been assigned to these employees.
IMPLEMENTASI SIMPANAN BERJANGKA SYARIAH DENGAN AKAD MUDHARABAH PERSPEKTIF FATWA DSN MUI NO.03/DSN-MUI/IV/2000: (Studi Di Bmt Assyafi’iyah Berkah Nasional Cabang Metro) Rizky Devi Rahmawati; Rita Rahmawati; Nur Alfi Khotamin; Ambariyani Ambariyani
IQTISODINA Vol. 5 No. 1 (2022): JUNI
Publisher : LPPM IAI Nazhatut Thullab

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (712.671 KB)

Abstract

Simpanan berjangka syariah dengan akad mudharabah menjadi produk yang diminati anggota karena dianggap jauh lebih menguntungkan. Maka disini peneliti menarik beberapa rumusan masalah yaitu bagaimana implementasi simpanan berjangka syariah dengan akad mudharabah di BMT Assyafi’iyah Berkah Nasional Cabang Metro dan apakah implementasi simpanan berjangka syariah sudah sesuai dengan perspektif Fatwa DSN MUI No. 03/DSN-MUI/IV/2000. Tujuan dari penelitian ini yaitu untuk mengetahui implementasi simpanan berjangka syariah di BMT Assyafi’iyah Berkah Nasional Cabang Metro dan untuk mengetahui implementasi simpanan berjangka dengan Fatwa DSN MUI No.03/DSN-MUI/IV/2000. Jenis penelitian ini adalah penelitian lapangan (field research), adapun metode pengumpulan data adalah observasi, wawancara, dan dokumentasi dengan menggunakan sumber data primer, sekunder dan tersier. Hasil penelitian ini menyimpulkan implementasi simpanan berjangka syariah di BMT Assyafi’iyah Berkah Nasional Cabang Metro menggunakan akad mudharabah dengan prinsip-prinsip syariah dalam pengumpulan, pengelolaan dan pembagian hasilnya, selanjutnya diinvestasikan oleh BMT dalam bentuk pembiayaan dan keuntungan yang didapat akan dibagi berdasarkan nisbah yang ditetapkan sebelumnya. Pada implementasi simpanan berjangka syariah di BMT Assyafi’iyah Berkah Nasional Cabang Metro sudah sesuai dengan Fatwa DSN MUI No.03/DSN-MUI/IV/2000 yaitu memenuhi ketentuan pasal satu sampai dengan pasal enam Fatwa DSN MUI No.03/DSN-MUI/IV/2000