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All Journal I-ECONOMICS: A Research Journal on Islamic Economics
Mei Nurul Aini
Universitas Muhammadiyah Surakarta
Economics, Econometrics & Finance

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ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) Afief El Ashfahany; Mei Nurul Aini
I-ECONOMICS: A Research Journal on Islamic Economics Vol 7 No 1 (2021): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v7i1.8572

Abstract

Baitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact of SMEs by acquiring financial facilities through Islamic microfinancing or BMT. The study is using descriptive with an inductive analysis. This study finds that financing through Islamic microfinance has a positive economic impact to increase the potential income of SMEs. On the other hand, financing through BMT has its positive psychological impact such as peace of mind and increasing the religiosity level of the respondent.
Co-Authors Afief El Ashfahany