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Alasan Nasabah Non Muslim Memilih Pembiayaan Murabahah di Bank Syariah (Studi Kasus Nasabah di BNI Syariah KC. Rungkut Surabaya) Azmi, Amaliah Al; Fauzy, R. Moh. Qudsi
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 1 (2015): Januari-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

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This research aims to find the reason of non muslim customers chose murabahah as theirÂ funding at BNI Syariah and to find the benefit after they got those funding. This research wasÂ conducted at BNI Syariah Branch Office Rungkut Surabaya, involving of 6 non muslimÂ customers as prime respondents and 3 employees of BNI Syariah as second respondent.Â Data were collected by interviewing the respondents and then the answers compared withÂ the data from marketing or Account Officer as source triangulation. Purposive samplingÂ technique was chosen because there were some criteria to be respondent in this research,Â that are: the customer should be non muslim and using murabahah. The result of this studyÂ showed that there were 3 reason of non muslim customers to choose murabahah as theirÂ choice, the first reason was the simplicity of scheme, second reason was the promotion, andÂ the third reason was profit.

Alasan Nasabah Non Muslim Memilih Pembiayaan Murabahah di Bank Syariah (Studi Kasus Nasabah di BNI Syariah KC. Rungkut Surabaya) Amaliah Al Azmi; R. Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 1 (2015): Januari-2015
Publisher : Universitas Airlangga

This research aims to find the reason of non muslim customers chose murabahah as their funding at BNI Syariah and to find the benefit after they got those funding. This research was conducted at BNI Syariah Branch Office Rungkut Surabaya, involving of 6 non muslim customers as prime respondents and 3 employees of BNI Syariah as second respondent. Data were collected by interviewing the respondents and then the answers compared with the data from marketing or Account Officer as source triangulation. Purposive sampling technique was chosen because there were some criteria to be respondent in this research, that are: the customer should be non muslim and using murabahah. The result of this study showed that there were 3 reason of non muslim customers to choose murabahah as their choice, the first reason was the simplicity of scheme, second reason was the promotion, and the third reason was profit.

Tiga Faktor Penghambat Pengembangan Bisnis Pada Pedagang Muslim di Pasar Ikan Hias Gungsari Surabaya Amri Kumara; R. Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 4 (2015): April-2015
Publisher : Universitas Airlangga

This research aims to determine the hindering factors that influence bussiness growth of Moslem vendors at Pasar Ikan Hias Gunungsari Surabaya.This research used quantitative methods through exploratory factor analysis.Characteristic of the population in this research are Moslem vendors at Pasar Ikan Hias Gunungsari Surabaya that have been active for at least a year. The number of samples at the time required 105 respondents. The sampling technique used is probability sampling. Sampling was done using simple random sampling.Results of the study indicate that there are three hindering factors that influence bussiness growth on Moslem vendors at Pasar Ikan Hias Gunungsari Surabaya. The three factors are the result of reduction of factor analysis processing. These three factors namely are unpreparedness to compete, lack of motivation, and limited funding.Suggestions for the government as the managing party of Pasar Ikan Hias Gunungsari Surabaya are holding meetings as a mean of discussion and hearing, encouraging entrepreneurial soul of the vendors, and improving the performance of the Building Society. It is suggested for Moslem vendors to join Moeslem entrepreneur community. Further research may focus on these factors influences toward other variables, such as the supporting factor that influences business growth. Moreover, further studies may also enlarge the scope of the research.

Valuasi Ekonomi Dan Dampak Lingkungan Akibat Industri Pengolahan Marmer Di Desa Besole Kabupaten Tulungagung Di Tinjau Dari ESDAL Perspektif Islam Silfi Indririyani; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 8 (2016): Agustus-2016
Publisher : Universitas Airlangga

The existence of the marble processing industry in Tulungagung Besole village has an impact both economic and environmental impact.This study calculating the economic valuation of the marble industry tod eterminethefeasibility of the industry when seenin the economic and environmental impact generated by natural resource economics review Islamic perspective. Use of ESDAL Islamic perspective is intended to determine how the rules of Islam in governing the use and maintenance of nature, and to know if the marble business in the village Besole have run the rule.Results of the study found that the marble processing industry economically feasible. However, theprocessing of marble that have a negativeimpact on the environment and society, like a air pollution, pollution caused by solid waste, and also a form of energy that is noise pollution

Implementasi Islamic Corporate Social Responsibility PT. Semen Indonesia Dini Alfiani Maisya; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 9 (2016): September-2016
Publisher : Universitas Airlangga

Corporate Social Responsibility (CSR) policy is a company duty in the form of awareness toward environment, considering they grow and develop in the midst of society which may cause externality due to their production. Corporate Social Responsibility (CSR) is a company commitment to contribute in the sustainable economic development with regard to social responsibility and emphasize to the stability of economic, social, and environment aspects.The result of this research shows that PT. Semen Indonesia has implemented Corporate Social Responsibility Policies in environment sector and conform to Islam economic provision. From some indicators, PT. Semen Indonesia has implemented Corporate Social Responsibility (CSR) with equitable and benefit principle, but from charity and mandate indicators, PT Semen Indonesia has not fully comply in term of implementation.

Dampak Pengelolaan Limbah RSI Jemursari Surabaya Terhadap Eksternalitas Ditinjau Dari ESDAL Islam Arisma Sari; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 10 (2016): Oktober-2016
Publisher : Universitas Airlangga

This study aims to identify and explain the impact of waste management in Jemursari Islamic Hospital of Surabaya to externalities in terms of economic resources and the environment in the Islamic perspective. This study used a qualitative approach with case study strategy. The data collection was conducted using interviews and direct observation to the object of research.The results showed a positive impact on the management of waste Islamic Hospital Jemursari Surabaya to eskternalitas shown not to appear strong odors from waste management and the environment in hospital becomes cleaner. The results of the analysis of benefits and costs calculation in 2010 to 2015 shows the NPV> 0 and BCR> 1%, means that the value of the benefit is greater than the costs incurred, and waste management projects feasible.

Konservasi Sumberdaya Alam Tambang Marmer Dalam Tinjauan Perspektif Islam (Studi Kasus PT. Industri Marmer Indonesia Tulungagung Kecamatan Besuki) Maya Zulfa Maslihatin; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 11 (2016): November-2016
Publisher : Universitas Airlangga

Conservation is a way of management which is done by men in using natural resources so that it can provide benefit and maintain the potentials to meet the needs and aspirations of the future generations. This research aims to find out the marble mine natural resources conservation in PT.Industri Marmer Indonesia Tulungagung within Islam's point of view. This research uses qualitative approach. Data collection is done by using interviews and direct observations towards the research object. Data checking is done by using triangulation byinvolving observations, interviews and documentions.The results show that the economic conservation implementation of natural resources of marble mine in Islam's point of view has been implemented and done by PT. Industri Marmer Indonesia Tulungagung and also there are positive impacts towards the community in the form of factory waste management.

Peran Pertanian Urban Pada Kesejahteraan Petani Muslim Pada Empat Kelompok Tani Di Surabaya Ditinjau Dari Perspektif Islam Trisna Setia Permana; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 12 (2016): Desember-2016
Publisher : Universitas Airlangga

This study aimed to describe the role of urban farming in the welfare of the Muslim farmers in four farmer groups in Surabaya from the perspective of Islam. This study used descriptive qualitative approach with case study strategy. The data authenticity technique using construct validity tactics with multiple sources of evidence. The analysis technique using pattern matching logic. The results showed the positive role of urban farming in the material welfare, namely: the creation of job opportunities and self-employment, the creation of small businesses in the agricultural sector and the informal sector, and increase the income of the four members of farmer groups; whereas the non-material welfare, namely: produce farmed commodities and processed products that is classified as halal, income which does not contain usury, implementing the principles of honesty and fairness principles in marketing, as well as undertake community development activities such as counseling and training.

Sistem Upah Minimum Kabupaten Dalam Perspekti Islam (Studi Kasus Pada Upah Minimum Kabupaten Sidoarjo) Rachmad FirmanSyah; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Islam does not allow wages under the minimum level based on the basic needs of groups of workers; nor let their wage increases that exceed a certain level determined based on his contribution to production. Employers need workers to run its business to remain in existence, while workers need the work to make ends meet. Islam tries to create a fair balance between the two, both in terms of remuneration and protection of the interests of workers and employers. There are three parameters in Islam as basis in determining the appropriate wage system of sharia, namely Justice, Feasibility and Virtue. The state has important roles in giving attention to the workers in earning sufficient wages to sustain a level of decent living and not allow wages under the minimum levels.

Kesejahteraan Karyawan Perspektif Maqashid Syariah Pada Pusat Penelitian Kopi dan Kakao Rohma Vihana Enggardini; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

The purpose of this study is to determine the economic impact in improving the welfare of employees Coffee and Cocoa Research Center Indonesia when viewed through the perspective of maqashid sharia. The method used is a qualitative approach, a strategy case studies and descriptive analysis techniques are collecting data through interviews and observations of informants. Informants are employees working at the Coffee and Cocoa Research Center Indonesia amounting to nine people. The Results from this study is economic impact and fulfillment of welfare for employees at the Coffee and Cocoa Research Center still ranks necessities. Five indicators used in this study is maqashid syariah can be met by almost all employees. The economic impact can be seen, among others, the changes experienced by the employee, the changes are seen from the increased monthly income,expenditure control, insufficient subsistence, and increasing assets and preparation for future family prepared before retirement arrives.

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