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GREEN ECONOMY OF WASTE BANK IN THE PERSPECTIVE OF MAQASHID SHARIA IN SURABAYA Muhammad Hamdan Ali Masduqie; Syarifudin Syarifudin; Ana Toni Roby Candra Yudha
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 5 (2021): September-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20215pp593-606

ABSTRAKLingkungan hidup merupakan tempat tinggal semua makhluk hidup yang harus dijaga dan dilestarikan. Kurangnya kepedulian masyarakat dalam melestarikan alam dapat menyebabkan pencemaran lingkungan dan banyaknya sampah berserakan. Hadirnya bank sampah menjadi salah satu upaya guna mewujudkan lingkungan yang bersih, asri dan sehat. Dalam sistem operasionalnya, bank sampah menerapkan nilai-nilai pada maqashid syariah yang kemudian diwujudkan melalui green economy pada bank sampah. Tujuan dari studi ini adalah untuk menganalisa nilai maqashid syariah sekaligus green economy yang terkandung pada Bank Sampah Induk Surabaya. Penelitian ini menggunakan metode kualitatif deskriptif dengan strategi studi kasus guna memberikan gambaran detail terkait sistem operasional pada Bank Sampah Induk Surabaya. Hasil penelitian ini menunjukkan adanya penerapan nilai maqashid syariah pada sistem operasional Bank Sampah Induk Surabaya melalui ketetapan, pengadaan kegiatan, dan peraturan yang ditetapkan serta mewujudkan 10 prinsip pada konsep green economy yang sekaligus mendukung tiga program pada Sustainable Development Goals (SDGs). Bersesuaian dengan ulasan sebelumnya mulai dari tujuan, metode penelitian dan hasil maka saran yang relevan dengan studi adalah perlu perhatian khusus bagi pengelolaan Bank Sampah Induk Surabaya agar penerapan nilai maqashid syariahnya lebih dioptimalkan sehingga mampu memberikan manfaat lebih banyak bagi masyarakat selain aspek ekonomi.Kata Kunci: Bank Sampah, Maqashid Syariah, Green Economy, Sustainable Development Goals (SDGs). ABSTRACTThe living environment is a home for all living things that should be protected and preserved. Lack of environmental awareness can cause environmental pollution and waste problems. The presence of waste banks becomes an attempt to create a clean, beautiful, and healthy environment. In its operational system, waste banks apply the values of maqashid sharia that is called green economy. The purpose of this study was to analyze the values of maqashid sharia and green economy which were applied by the Central Waste Bank of Surabaya. This study used a descriptive qualitative method with a case study strategy to provide a detailed description of the operating system at the Central Waste Bank of Surabaya. The results showed that the application of maqashid sharia values in the Central Waste Bank of Surabaya was applied through stipulations, procurement activities, and established regulations as well as realizing 10 principles in the green economy program concepts which also supported three programs in the Sustainable Development Goals (SDGs). According to the findings of this study, the relevant suggestion is that the management of the Central Waste Bank of Surabaya requires special attention so that the application of maqashid sharia values can be optimal. The optimization of maqashid sharia values will benefit the community, not limited to the economic aspect.Keywords: Waste Bank, Maqashid Sharia, Green Economy, Sustainable Development Goals (SDGs).REFERENCESAlfarisyi, A. T., & Fauzi, R. M. Q. (2020). Peran pemberdayaan bank sampah dalam Islam (Studi kasus pada bank sampah induk Surabaya). Jurnal Ekonomi Syariah Teori dan Terapan, 6(3), 541. https://doi.org/10.20473/vol6iss20193pp541-554Antasari, D. W. (2020). Implementasi green economy terhadap pembangunan berkelanjutan di kota Kediri. Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo, 5(2), 80–88. https://doi.org/10.35906/jep01.v5i2.402Arifah, S. R., & Zaki, I. (2020). 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Jurnal Ekonomi Syariah Teori dan Terapan, 7(9), 1804. https://doi.org/10.20473/vol7iss20209pp1804-1817Syarifudin, Sidarta, A. L., & Firdiansyah, F. A. (2021). Sharia investment literation by sharia insurance agents on unit-linked products. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 4(1), 105–122. https://doi.org/10.31538/iijse.v4i1.1377Wibowo, Y. G., & Izzuddin, A. (2021). Integrasi pengolahan sampah metode 3r dengan bank sampah di SMA. Jurnal Pengabdian Masyarakat Manage, 2(1), 19–23.Widyaningsih, N., Tjiptoherijanto, P., Widanarko, S., & Seda, F. S. (2015). Linkage model between sustainable consumption and household waste management. Procedia Environmental Sciences, 28(SustaiN 2014), 195–203. https://doi.org/10.1016/j.proenv.2015.07.026Wijayanti, D. R., & Suryani, S. (2015). Waste bank as community-based environmental governance: A lesson learned from Surabaya. 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MANAJEMEN RISIKO ASURANSI SYARIAH: DASAR HUKUM, TAHAPAN DAN URGENSINYA Muhammad Hamdan Ali Masduqie; Istiqom Shinta Hardiyanti; Afri Suhairi Panjaitan
Yurisprudentia: Jurnal Hukum Ekonomi Vol 9, No 1 (2023)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v9i1.6846

Asuransi Syariah secara syariah memiliki makna tolong-menolong. Secara umum asuransi syariah atau yang sering disebut dengan at’ta’min, takaful dan tazamun adalah usaha saling melindungi dan tolong-menolong antara sejumlah orang atau pihak melalui investasi dalam bentuk asset dan atau dana tabarru’ yang memberikan pola pengembalian untuk menghadapi risiko tertentu melalui akad yang sesuai dengan Syariah. Penelitian ini menggunakan jenis penelitian Library Research dengan mengumpulkan data sekunder dari buku, jurnal, internet maupun data pendukung yang digunakan untuk mengumpulkan informasi yang berhubungan dengan manajemen risiko pada asuransi syariah. Hasil penelitian yang didapatkan yaitu Manajemen risiko untuk menghadapi permasalahan dalam asuransi Syariah tidak dapat dihindari. Risiko mengacu pada ketidakpastian suatu peristiwa dan hasil di masa depan. Risiko didefinisikan sebagai sesuatu yang dapat menciptakan rintangan dalam pencapaian tujuan organisasi, karena faktor internal dan eksternal, tergantung dari tipe risiko yang ada dalam situasi tertentu. Dalam penyusunan manajemen risiko pada asuransi Syariah harus sesuai dengan ketentuan OJK. Kata Kunci: Manajemen Risiko, Dasar Hukum dan Asuransi Syariah.

ANALISIS EFISIENSI INFRASTRUKTUR TRANSPORTASI LIGHT RAIL TRANSIT (LRT) DALAM MENGATASI KEMACETAN KOTA PALEMBANG Nuril Hidayah; Muhammad Hamdan Ali Masduqie
Juornal of Economics and Policy Studies Vol 3 No 2 (2022)
Publisher : UIN Sayyid Ali Rahmatullah

Palembang city congestion occurs as a result of road capacity in Palembang City which is not balanced with the number of vehicles. In addition, flooding at several points also has an impact on traffic jams. As the population increases, city congestion is expected to get worse. Therefore, the government is looking for ways to reduce traffic congestion by developing a public transportation system that aims to shift the use of private cars to public transportation. Transportation is a very important need in supporting people's daily lives. In addition to the mission of reducing the number of road congestion, the government is also working on a level of efficiency in the implementation of the transportation so that the public's attractiveness in switching to public transportation becomes greater so that readers can understand In terms of accessibility, what are the priority variables in implementing light rail transit and how much efficient implementation of light rail transit to reduce congestion in the city of Palembang This journal uses a research approach in the descriptive qualitative category, data collection techniques through observation or observation, but the observations made by researchers are included in the indirect category. This is because these observations through the media of articles, news and journals related to the implementation of land use in Indonesia and using secondary data sources LRT is a means in the form of infrastructure built by the government in collaboration especially with parties from the regional government to achieve two goals. The main goal is to reduce the number of congestion that exists on the basis of high efficiency and both goals are considered to have been realized in the implementation of the infrastructure. Indeed not all cities have these infrastructure facilities, state leaders are trying to evenly distribute assification in all existing cities, currently the areas that have been equipped with light rail are in the cities of Palembang and Jakarta, as well as other areas that fall into the category or term. Jabodebek. The priority variables in the accessibility point of the transportation implementation are the availability of wide access roads in or out of the station, the existence of parking facilities that are endeavored to be adequate to make the public or vehicle users feel comfortable and safe, the proximity of the station to the center of activity within the scope of commercial facilities such as offices, with shopping centers such as malls, close to housing or community settlements (citizens), the ease of access to public transportation to go to the station, close to the main road or highway, one of the goals of the asification is expected to be a medium for parse the number of traffic jams on the existing roads. The community considers the asification to be in the efficient category because the tariffs charged are in the cheap (economical) category, but it is different from the government as the subject of the assification, they consider that for light rail transit asiffication requires a large amount of funds, of course it does not require With few funds, tens of trillions of funds have been disbursed for the assification of the LRT, which was contributed by the government itself, companies on behalf of state-owned railways and received injections or injections of funds from investors and loan funds, it can be concluded that the implementation of this infrastructure is considered quite efficient and can make the congestion rate shrink slowly

Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo Muhammad Al Faruq; Muhammad Hamdan Ali Masduqie; Umi Julaihah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3905

Kesejahteraan ekonomi masyarakat di Indonesia dapat dibilang masih sangat rendah. Menurut Badan Pusat Statistik (BPS), data rata-rata rumah tangga miskin di Indonesia mencapai 4,74 orang. Dan di provinsi Jawa Timur, data rata-rata rumah tangga miskin berada di posisi urutan pertama mencapai 4,181 juta orang. Sedangkan mayoritas penduduk di Indonesia adalah beragama Islam. Badan Amil Zakat Nasional (BAZNAS) memberikan perkiraan jika di Indonesia, potensi dari Zakat, Infak, Sedekah dan Wakaf (ZISWAF) telah mencapai lebih dari 500 triliun rupiah. Bahkan kurun waktu 5 tahun ke depan diharapkan dapat memperoleh jumlah ZISWAF sebesar 50-60 triliun rupiah melalui kerjasama dengan Bank Syariah Indonesia (BSI). Tujuan dari penelitian ini adalah untuk menjawab rumusan masalah yakni bagaimana peranan LAZISNU Sidoarjo dalam meningkatkan kesejahteraan ekonomi masyarakat di Kabupaten Sidoajo. Metode penelitian yang digunakan pada penelitian ini yakni pendekatan kualitatif. Teknik pengumpulan data pada penelitian ini didapatkan melalui observasi, wawancara dan dokumentasi. Observasi dilakukan untuk mengetahui gambaran umum dan situasi atau kondisi lapangan pada lembaga filantropi tersebut. Wawancara dilakukan dengan teknik triangulasi sumber untuk memperoleh keabsahan data melalui pengurus LAZISNU Sidoarjo dan mustahik atau penerima bantuan dari program penyaluran Zakat, Infaq dan Shadaqah (ZIS) yang telah diterapkan. Pada penelitian ini, teknik analisis data didapatkan melalui reduksi data, penyajian data serta verifikasi data. Dalam penelitian ini, memiliki hasil yaitu dengan adanya program bantuan yang bersifat konsumtif maupun produktif, mustahik merasa sangat senang dan bahagia. Sebab dari dana maupun modal yang didapatkan tersebut mampu membantu mustahik dalam memenuhi kebutuhan hidup dan pengembangan usaha yang akan dan telah berlangsung selama itu. Keberhasilan tersebut juga tak terlepas dari mekanisme pengelolaan ZIS yang telah diimplementasikan oleh LAZISNU Sidoarjo meliputi perencanaan, pengorganisasian, pelaksanaan dan pengawasan. Sehingga Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo telah berjalan secara efektif dan efisien. Kata kunci: Peranan, LAZISNU, Zakat Infaq Shadaqah (ZIS), Kesejahteraan Ekonomi

Strategi Pengembangan Literasi Keuangan Syariah Dalam Meningkatkan Jumlah Nasabah BPRS Lantabur Tebuireng Cabang Surabaya Muhammad Nur Ayatullah; Zainuddin Akbar Bahrun; Muhammad Hamdan Ali Masduqie; Istiqom Shinta Hardiyanti; Afri Suhairi Panjaitan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1054

The purpose of developing Islamic financial literacy for BPRS Lantabur Tebuireng Surabaya Branch begins with the adjustment of the Financial Services Authority regulations related to routine reporting of Islamic financial literacy in each bank, including BPRS. Furthermore, in order to provide knowledge or self-introduction to the people of the City of Surabaya who are still used to Conventional Banks. On the other hand, the target for 2022 is to get customers, namely using the Bank's Business Plan (RBB), starting from the target of financing, funding, and profit. Therefore, BPRS Lantabur Tebuireng Surabaya Branch is looking for customers whose needs are adjusted to meet the criteria categorized by the bank. In addition to providing financial literacy to prospective new customers, BPRS Lantabur Tebuireng Surabaya Branch also provides Islamic financial literacy to existing customers directly. Thisresearch uses a qualitative method with a case study approach that examines the Strategy for Developing Islamic Financial Literacy in Attracting Customers of BPRS Lantabur Tebuireng Surabaya Branch. The results of this study can be explained that in order to carry out Islamic financial literacy in attracting customers, evaluations continue to be carried out, one example is the removal of the brochure sharing method because it is considered ineffective. The new method is to create events, collaborate with institutions, hold certain moments such as milad Lantabur and Milad BPRS in Indonesia country as well as the reference.

Peranan LAZISNU Sidoarjo dalam Meningkatkan Kesejahteraan Ekonomi Masyarakat di Kabupaten Sidoarjo Muhammad Al Faruq; Muhammad Hamdan Ali Masduqie; Umi Julaihah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1056

The economic welfare of the people in Indonesia is arguably still very low. According to the Central Statistics Agency (BPS), the average data for poor households in Indonesia is 4.74 people. And in the province of East Java, the average data for poor households is in first place reaching 4.181 million people. While the majority of the population in Indonesia is Muslim. The National Zakat Amil Agency (BAZNAS) estimates that the potential for Zakat, Infaq, Alms and Waqf (ZISWAF) in Indonesia reaches more than 500 trillion rupiah. In fact, in the next 5 years it is expected to collect a total of ZISWAF reaching 50-60 trillion rupiah through collaboration with Bank Syariah Indonesia (BSI). The purpose of this study is to find out how the role of LAZISNU Sidoarjo is in improving the economic welfare of the people in Sidoajo Regency. This research method uses a qualitative approach. Data collection techniques in this study were obtained through observation, interviews and documentation. Observations were made to find out the general description and situation or conditions in the field at the philanthropic institution. Interviews were conducted using source triangulation techniques to obtain data validity through LAZISNU Sidoarjo administrators and mustahik or recipients of assistance from the Zakat, Infaq and Shadaqah (ZIS) distribution program that had been carried out. The data analysis technique in this study was through data reduction, data presentation and data verification. The results of this study indicate that with a consumptive and productive assistance program, mustahik feel very happy and happy. Because the funds and capital obtained are able to help mustahik in meeting the necessities of life and business development that will and has been going on for that long. This success is also inseparable from the ZIS management mechanism that has been implemented by LAZISNU Sidoarjo including planning, organizing, implementing and supervising. So that the role of LAZISNU Sidoarjo in Improving the Economic Welfare of the Community in Sidoarjo Regency has been running effectively and efficiently.

Peran Cash Waqfh Linked Sukuk (CWLS ) Dalam Optimalisasi Pemulihan Ekonomi Nasional Di Masa pandemi Ashif Jauhar Winarto; Achmad Fageh; Muhammad Hamdan Ali Masduqie
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 8 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v8i2.4762

Abstract : This study aims to determine the role of Cash Waqf Linked Sukuk (CWLS) in optimizing the National Economic Recovery (PEN) during the Pandemic Period in Indonesia. The research method used in the research related to the role of Cash Waqf Linked Sukuk (CWLS) uses library research, this method is useful for collecting data, and the data can be from journals, web, news, and articles. other. This method does not involve interviews to collect data. This research was carried out as an effort to create a model that is expected to be able to provide various solutions or alternatives for the implementation of productive waqf namely Cash Waqf Linked Sukuk (CWLS). The results of the research obtained in this study are that many Indonesian people are helped by the existence of waqf funds which are reused so that they become productive waqf. This shows the presence of Cash Waqf Linked Sukuk (CWLS) which can be a solution to realize the National Economic Recovery (PEN) in the Pandemic Period. Keywords: Waqf, Sukuk, Cash Waqf Linked Sukuk (CWLS), National Economic Recovery (PEN). Abstrak : Penelitian yang dilakukan bertujuan untuk mengetahui peran Cash Waqf Linked Sukuk (CWLS) dalam mengoptimalkan Pemulihan Ekonomi Nasional (PEN) di Masa Pandemi di Negara Indonesia. Metode penelitian yang digunakan dalam penelitian yang dilakukan terkait peran Cash Waqf Linked Sukuk (CWLS) ini menggunakan Studi kepustakaan (library research), metode ini berguna untuk mengumpulkan data-data, dan data-data tersebut bisa dari jurnal, web, pemberitaan, dan artikel lainnya. Maka dalam metode ini tidak melibatkan kegiatan wawancara untuk mengumpulkan data. Penelitian ini dilaksanakan sebagai upaya menciptakan suatu model yang diharapkan mampu menyediakan berbagai solusi atau alternatif bagi pelaksanaan wakaf produktif yaitu Cash Waqf Linked Sukuk (CWLS). Hasil penelitian yang didapatkan dalam penelitian ini yaitu, banyak Masyarakat Indonesia ini yang terbantu dengan adanya dana wakaf yang dimanfaatkan kembali sehingga menjadi wakaf yang produktif. Hal ini menunjukkan hadirnya Cash Waqf Linked Sukuk (CWLS) dapat menjadi solusi untuk mewujudkan Pemulihan Ekonomi Nasional (PEN) di Masa Pandemi. Kata Kunci: Wakaf, Sukuk, Cash Waqf Linked Sukuk (CWLS), Pemulihan Ekonomi Nasional (PEN).

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