Article Per Year (5 Year)
p-Index From 2019 - 2024
0.23
P-Index
This Author published in this journals
All Journal Journal of Business & Banking
Rr. Iramani
ID Scopus 57202376359, STIE Perbanas Surabaya
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh literasi keuangan, financial capital, kebijakan pemerintah terhadap kinerja usaha pada usaha kecil dan menengah di Jawa Timur Dyah Regita Pramestiningrum; Rr. Iramani
Journal of Business & Banking Vol 9, No 2 (2019): November 2019 - April 2020
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v9i2.1750

Abstract

SMEs contribute greatly to economic growth in Indonesia, SMEs are able to produce GDP up to 59.08% (Bank Indonesia dan LPPI, 2015). The purpose of this study to determine the effect of financial literacy of SME managers, financial capital of SME and government policies on SME’s business performance. Total samples in this study are 177 SMEs. The sample data of this study are primary data in the metropolitan cluster in East Java which includes Surabaya, Gresik, Sidoarjo and Mojokerto. The results of this study indicate that the ability of SMEs managers about debt literacy has significantly and negative effect to business performance, the ability of SMEs managers about book keeping literacy and budgeting literacy have significantly and positive effect to business perfomance. Financial capital has significantly and positive effect to business performance and government policy in SMEs metropolitan cluster has no affect on the SMEs business performance.
Co-Authors Dyah Regita Pramestiningrum