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All Journal Jurnal Al-Qardh Journal of Industrial Engineering and Halal Industries Journal of Islamic Economic Scholar
Izra Berakon
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Industrial & Manufacturing Engineering Social Sciences

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E-PAYMENT: INOVASI LAYANAN PENGHIMPUNAN DAN REDISTRIBUSI WAKAF UANG BERBASIS ONLINE DALAM PERCEPATAN PEMBANGUNAN EKONOMI INDONESIA Izra Berakon; Agus Muhammad Irsad
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1322.147 KB) | DOI: 10.23971/jaq.v2i1.824

Abstract

Indonesia as a majorMuslim population country, has a large potential of cash waqf. Indonesian Waqf Board (BWI) predicted the potential of cash waqf in Indonesia is Rp 20 trillion, but had not followed by the effective collection method, so that potential has not been able to develop optimally. On the other hand, technology grown rapidly, followed by the numberof internet users in Indonesia. Based on the data of  the Association of Internet Service Providers Indonesia (APJII) shows that internet users in Indonesia by aged 20 years and plus, reached 119.2 million inhabitants. It allows the integration of  the effective system of collectingwaqf property. One of the effective collecting efforts done by the government is to establish a waqfbank which role as nadzir beside a liason between wakif with the waqf management institutions. The main duty ofwaqf management institution here is as nadzir who will manage cash waqfproductively and fostering the communityso as toempower the economy. However, the current establishment of waqf bank is still in the process of finalization, so there is no core principle in collecting waqf. Therefore, the purpose of this research is to offer an electronic application of collecting and redistributing cash waqf by the internet networking and the development of the digital era. It concept called e-payment.It choosen an e-payment as the concept, which wakif must fill the balance of waqf bank account from commercial bank accounts owned by wakif. Then wakif choose waqfallocation with options that have been provided by waqfbank.The research method usedis descriptive analysis and conjoint analysis. The final implication by the innovation of the e-payment application is that the existing ease of waqfcollection is expected to be effective and reach many people and able to increase the economy of Indonesian society. 
Innovation Tourism Information System to Support Post-Covid-19 Health Protocols and Halal Tour in The Special Area of Yogyakarta Trio Yonathan Tejakusuma; Arya Wirabhuana; Izra Berakon
Journal of Industrial Engineering and Halal Industries Vol. 4 No. 1 (2023): Journal of Industrial Engineering and Halal Industries (JIEHIS)
Publisher : Industrial Engineering Department, Faculty of Science and Engineering, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Yogyakarta is one of the regions in Indonesia whose tourism sector has been affected by the Covid-19 pandemic. All tourism actors, especially onAlmost none of the MSME and informal sectors can escape the economic downturn due to the Covid-19 pandemic. They lost their income because tourist visits dropped by almost 100 percent. This is very worrying because it is known that Yogyakarta is one of the cities which is a tourist destination in Indonesia. The reopening of tourism objects after Covid-19 has become a momentum and turning point in promoting and developing the potential for halal tourism in DIY. The establishment of DIY as one of the National Priority Halal Destinations by the Ministry of Tourism in 2018 prompted the DIY government to encourage tourism actors such as restaurants and hotels to take part in halal certification from the Indonesian Ulema Council to ensure and increase consumer confidence in the halal tourism services provided.In general, the problems that are the object of discussion and are resolved within the scope of this research include identifying indicators that must be considered in developing tourism in DIY so that it complies with the Covid-19 Health protocol and the concept of Halal Tourism. In addition, it will also determine the characteristics of the Tourism Information System needed by Stakeholders in order to be able to support the implementation of the Covid-19 Health Protocol in the "New Normal" era and the implementation of Halal Tourism as a promising option. And finally in this research will also provide a proposal for a prototype / Information System Innovation that can be used and replicated by stakeholders in the Tourism sector, especially in DI Keyword : ProtocolHealth, Covid-19 Pandemic, Halal Tourism, Tourism Information System
E-PAYMENT: INOVASI LAYANAN PENGHIMPUNAN DAN REDISTRIBUSI WAKAF UANG BERBASIS ONLINE DALAM PERCEPATAN PEMBANGUNAN EKONOMI INDONESIA Izra Berakon; Agus Muhammad Irsad
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jaq.v2i1.824

Abstract

Indonesia as a majorMuslim population country, has a large potential of cash waqf. Indonesian Waqf Board (BWI) predicted the potential of cash waqf in Indonesia is Rp 20 trillion, but had not followed by the effective collection method, so that potential has not been able to develop optimally. On the other hand, technology grown rapidly, followed by the numberof internet users in Indonesia. Based on the data of  the Association of Internet Service Providers Indonesia (APJII) shows that internet users in Indonesia by aged 20 years and plus, reached 119.2 million inhabitants. It allows the integration of  the effective system of collectingwaqf property. One of the effective collecting efforts done by the government is to establish a waqfbank which role as nadzir beside a liason between wakif with the waqf management institutions. The main duty ofwaqf management institution here is as nadzir who will manage cash waqfproductively and fostering the communityso as toempower the economy. However, the current establishment of waqf bank is still in the process of finalization, so there is no core principle in collecting waqf. Therefore, the purpose of this research is to offer an electronic application of collecting and redistributing cash waqf by the internet networking and the development of the digital era. It concept called e-payment.It choosen an e-payment as the concept, which wakif must fill the balance of waqf bank account from commercial bank accounts owned by wakif. Then wakif choose waqfallocation with options that have been provided by waqfbank.The research method usedis descriptive analysis and conjoint analysis. The final implication by the innovation of the e-payment application is that the existing ease of waqfcollection is expected to be effective and reach many people and able to increase the economy of Indonesian society. 
Evaluating Sharia Banking Financial Performance Before and After Initial Public Offering Using Risk Profile, Good Corporate Governance, Earning and Capital Dzikra Azzahra; Izra Berakon
Journal of Islamic Economic Scholar Vol. 2 No. 2 (2021)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2021.2.2.107-124

Abstract

Initial Public Offering is one of the steps that companies can take in order to obtain capital through the shares sold. Through the Islamic capital market, Islamic banking can increase its competitiveness and capital through the industry. The purpose of this study was to assess whether there were changes in the financial performance of Islamic banking before and after the IPO with the Risk Profile, Good Corporate Governance, Earning and Capital Methods (RGEC) approach which was further developed into financial ratios of NPF, FDR, ROA, ROE, and CAR. And to find out whether the decision of Islamic banking to conduct an IPO has been effectively carried out. This study uses the Wilcoxon test to see if the performance of Islamic banks that conducted an IPO in 2018 (Bank BTPN Syariah Tbk. and Bank BRI Syariah Tbk.) changed after conducting an initial public offering. The result is that the average FDR, CAR, and ROE ratios have a significant difference in the financial performance of Islamic banking before and after the IPO and there is no significant difference between the ROA and NP ratios.
Co-Authors Agus Muhammad Irsad Arya Wirabhuana Dzikra Azzahra Trio Yonathan Tejakusuma