isbah Ufira
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KARAKTERISTIK INDUSTRI KECIL MENENGAH PADA USAHA ROTI DI KOTA PEKANBARU Pandiangan Dinko; Ekwarso Hendro; isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This study aims to determine: (1) The origin of the factors of production of the bread industry in Pekanbaru which includes capital, raw materials, and labor. (2) How to market the results of the bread industry in the city of Pekanbaru. (3) Map of the distribution of the bread industry in the city of Pekanbaru. This study uses a quantitative descriptive method with a sample of 5 bread business units in Pekanbaru. Data collection techniques using Observation, Interview and Documentation. The results showed that: (1) The origin of capital production factors came from own capital, the bread industry's raw materials came from cooperation with distributors of raw materials that exist outside the city of Pekanbaru, the workers in the Pekanbaru industry came from inside and outside the city of Pekanbaru. (2) Marketing in all bread industries in Pekanbaru is still within the scope of Riau Province. (3) Based on the map of the distribution of Small and Medium Enterprises in the bread business in the city of Pekanbaru, this bread industry is spread in 12 districts in Pekanbaru. The sub-districts with the most industrial locations are Payung Sekaki sub-districts and Senapelan subdistricts, each of which has 7 bread industry locations.Keywords: small and medium industries, bread businesses, industrial characteristics
ANALISIS EFEKTIVITAS DAN PEMANFAATAN DANA DESA DI KECAMATAN BATANG GANSAL KABUPATEN INDRAGIRI HULU Imayyah Witri; Hamidi Wahyu; Isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research aims to determine the effectiveness of village funds and utilization of village funds in Batang Gansal District, Indragiri Hulu Regency in 2015-2018. In collecting this research data using techniques with documentation, literature study and interviews. The analytical method used in this research is descriptive method with quantitative approach. Where descriptive describes the effectiveness and use of village funds. While quantitative by calculating the growth of village funds per one year with the aim to find out the effectiveness of village funds per one year. The results showed that the use of village funds in Batang Gansal Subdistrict in general was already good because the realization of the budget approached the target budget set, meaning that the use of village funds in general could be said in accordance with the objectives. The effectiveness of village funds in Batang Gansal District, Indragiri Hulu in 2015-2018 was declared effective in terms of percentage results of more than 90%. The Village Fund is allocated for village development, that is physical development and community empowerment. Utilization of village funds in Batang Gansal District based on data obtained from the village office, the use of village funds in 2015- 2018 is used for village development activities, especially physical development and village funds are used for community empowerment.Keywords: Effectiveness, Village Fund
ANALISIS PENGARUH BI RATE, JUMLAH UANG BEREDAR (M2) DAN KURS TERHADAP INVESTASI LANGSUNG DI INDONESIA TAHUN 2000-2019 Arta Pande; Syapsan Syapsan; Isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 8, No 1 (2021): (Januari - Juni)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This study aims to analyze influence of the BI Rate, the Money Supply (M2) and Exchange Rate have on Direct Investment in Indonesia. This study uses independent variables consisting of the BI Rate, Money Supply (M2) and Exchange Rates, with the dependent variable being direct investment. The data used in this study are annual data from 2000-2019. The analytical method used is descriptive quantitative and analyzed in the long and short term with an error correction model (ecm) which is processed using E-Views version 11. The test results show that the short-term Money Supply (M2) has a significant positive effect on Direct Investment in Indonesia. Meanwhile, the exchange rate in the long term and short term has a significant positive effect on direct investment in Indonesia. In addition, the value obtained from adjusted R ^ 2 is 90.95% in the long term and 74.72% in the short term.Keywords:BI Rate, Money Supply, Exchange Rate and Direct Investment
STRATEGI PENGEMBANGAN INDUSTRI KREATIF CAFE & RESTO DI KOTA PEKANBARU Affandi Ahmad; Harahap Azwar; Isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 7, No 2 (2020): (Juli - Desember 2020)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This study aims to analyze the right development strategy to be applied to the creative cafe & restaurant industry in Pekanbaru City. The population and sample used in this study were 72 cafes & restaurants. The analytical tool method used in this research is descriptive method and SWOT analysis in order to find out the constraints faced by the cafe & restaurant industry and provide appropriate alternative strategies for the cafe & restaurant industry in Pekanbaru. The results showed that the analytical methods used were EFAS matrix, IFAS matrix, and IE matrix. Based on the analysis of the external and internal environment of the cafe & restaurant industry in the city of Pekanbaru is in a position of growth where the strategy of concentration through horizontal integration. This means that the strategy adopted is more defensive, which is to avoid losing sales and losing profits so an SO strategy needs to be applied. In implementing the SO strategy, the cafe & restaurant industry in Pekanbaru City needs to prioritize the application of strategies to expand markets and improve product quality supported by technological developments, strategies to utilize strategic cafe & restaurant locations to make it easier for people to recognize products and be easily visited by the community, strategies utilize cheap prices and add menu variants to increase industrial activities so that the products offered are more varied and attract many visitors.Keywords: Cafe & Resto Industry, SWOT Analysis, IE Matrix
ANALISIS KOMPARASI EFISIENSI BANK UMUM KONVENSIONAL (BUK) DAN BANK UMUM SYARIAH (BUS) DI INDONESIA Margolang Irhas Muhammad; Widayatsari Any; Isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 8, No 2 (2021): (Juli - Desember)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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The purpose of this study was to analyze the difference in efficiency values between Conventional Commercial Banks and Islamic Commercial Banks. Banking efficiency is measured by calculating the ratio between output and input. Input variables include total assets and third party funds, and output variables include financing and interest income. This study uses a non-parametric approach to calculate the number of inputs used by banks to produce different outputs using the Data Envelopment Analysis (DEA) method. The technical efficiency score using DEA is in the form of a percentage, if the efficiency value reaches 100% then the bank has achieved efficiency. To test the hypothesis in this study using the Independent Sample Test analysis. The samples used are Conventional Commercial Banks and Islamic Commercial Banks in the BUKU I-III category for the period 2015 to 2020. From the results of DEA analysis using DEA-CRS data processing in BUKU I and BUKU III, it is found that there are differences in efficiency values where Conventional Commercial Banks are more efficient. While in BUKU II there is no difference in efficiency values. Furthermore, from the analysis of hypothesis testing using SPSS 24.0 in the BUKU I-III category, it was found that there was an insignificant difference between the efficiency values of Conventional Commercial Banks and Islamic Commercial Banks.Keywords : analysis, Exchange rate, interest rates, financial, and stock price
ANALISIS HUBUNGAN PERTUMBUHAN EKONOMI DAN KONSUMSI RUMAH TANGGA PROVINSI RIAU TAHUN 2000-2019 DENGAN ANALISIS VECM Angelina Morisya; Widayatsari Any; Isbah Ufira
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 8, No 1 (2021): (Januari - Juni)
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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The purpose of this study was to analyze the relationship between economic growth and household consumption in Riau Province with VECM analysis. The data used in this research is secondary data which is time series. The analytical method used in this research is the Vector Error Correction Model. The results showed that economic growth had a significant negative effect on household consumption in the long and short term and household consumption had a significant positive effect on household consumption in the short term. The results of the impulse response test showed that the shock of economic growth caused household consumption to increase at the beginning of the period, then decreased in the middle of the period, and increased at the end of the period. Then, the household consumption shock causes economic growth to decline at the beginning of the period, then increases in the middle of the period, and decreases at the end of the period. The results of the variance decomposition show that the contribution of economic growth to changes in household consumption by the end of the period is 57.44%. This condition indicates that economic growth has an effect on household consumption. Meanwhile, household consumption contributed 27.02% to changes in economic growth until the end of the period. The results of the Granger causality test showed that there was a one-way relationship, namely that economic growth had an effect on household consumption. The results of the Johansen cointegration test indicate a long-term relationship between variablesKeyword: economic growth, household consumption, impulse response, variance decomposition, Granger causality, Johansen test, VECM