Article Per Year (5 Year)
p-Index From 2019 - 2024
0
P-Index
This Author published in this journals
All Journal E-Jurnal Manajemen Universitas Udayana
Desi Miadalyni
Unknown Affiliation
Decision Sciences, Operations Research & Management

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH LOAN TO DEPOSIT RATIO, LOAN TO ASSET RATIO, CAPITAL ADEQUACY RATIO DAN KUALITAS AKTIVA PRODUKTIF TERHADAP PROFITABILITAS PADA PT BANK PEMBANGUNAN DAERAH BALI KANTOR PUSAT DENPASAR Desi Miadalyni; Sayu Kt Sutrisna Dewi
E-Jurnal Manajemen Vol 2 No 12 (2013)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.145 KB)

Abstract

ABSTRACT Resulted in the rapid development of banking stiff competition among fellow banks or other financial institutions. Therefore, the banking industry is required to have a business that is economical, effective, and efficient. One of the elements that are all concerned to know whether an efficient and banking institutions can be seen from the level of health, where its application can be seen on the profitability of each bank. This study examined the effect of variable loan-to-deposit ratio (LDR), loan-to-asset ratio (LAR), capital adequacy ratio (CAR), and the quality of earning assets (KAP) simultaneously and partially on profitability. This research was conducted at PT. Regional Development Bank Headquarters Denpasar Bali 2007-2011. Observations made ??in the next 5 years so getting 60 observations. To solve the problem used multiple linear regression using SPSS 17.0 for Windows. F test results indicate that the loan-to-deposit ratio, loan-to-asset ratio, capital adequacy ratio, asset quality and simultaneously significant effect on profitability in PT Bank Pembangunan Daerah Bali Denpasar Headquarters. T-test results showed that the loan-to-deposit ratio and a significant positive effect on profitability, loan to assets, capital adequacy ratio and asset quality and significant negative effect on profitability. Key: LDR, LAR, CAR, KAP effect on profitability.
Co-Authors Sayu Ketut Sutrisna Dewi