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STRATEGI PENANGGULANGAN PRAKTEK RENTENIR Afvan Aquino; Idel Waldelmi; Wita Dwika Listihana
Jurnal Daya Saing Vol 5 No 2 (2019)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v5i2.371

Abstract

Penelitian ini dilakukan dalam upaya untuk menganalisis dan mengidentifikasi factor eksternal dan internal pedagang dan strategi dalam penanggulangan praktek rentenir di pasar syariah ulul albab siak hulu Kampar. penelitian ini menggunakan metode kualitatif, Dilakukan dalam situasi yang wajar (natural setting) dengan Metode kualitatif. Hasil penelitian menunjukkan bahwasannya penerapan Strategi agresif pada penanggulan praktek rentenir pada pedagang pasar syariah ulul albab dapat dilakukan dengan menggunakan strategi SO yakni dengan memanfaatkan kekuatan yang dimiliki yakni pasar syariah itu sendiri untuk menangkap peluang yang ada dan menggunakan Penerapan si stem syariah dipasar syariah untuk mendukung agar penerapan praktek rentenir itu sendiri bisa di akhiri dan segera untuk membentuk/mendirikan lembaga keuangan syariah/ yakni BMT (Baitul mall wa tan will) /koperasi syariah.
PKM Pasar Syariah Ulul Albab Idel Waldelmi; Wita dwika Listihana; Afvan Aquino
J-Dinamika : Jurnal Pengabdian Masyarakat Vol 5 No 2 (2020): Desember
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/j-dinamika.v5i2.1492

Abstract

Lembaga keuangan syariah / BMT adalah lembaga usaha yang berusaha memberi manfaat dan bukan lembaga sosial. Permasalahan yang dihadapi pedagang dalam mengakses modal dari lembaga keuangan yang diakui oleh pedagang memang sulit dan rumit. Oleh karena itu alternatif yang dimanfaatkan Padagang adalah jasa pelapas bagi para rentenir. Dari hasil pelayanan yang telah dilakukan, pedagang mulai menyadari modal yang diperolehnya, oleh karena itu upaya yang dilakukan tidak lain adalah mendirikan lembaga keuangan syariah / BMT di lingkungan pasar syariah maupun dari jasa yang dilakukan pada ulul. Pasar syariah albab bersama mitra penyuluhan hal ini kepada para pelaku usaha yaitu para pedagang di pasar sangat membantu para pedagang untuk mengenal dan memahami untuk dapat mengamalkan pentingnya lembaga keuangan syariah / BMT yang sesuai dengan syariah dan keberadaannya. adanya kepercayaan yang tinggi dari para pedagang / pelaku usaha untuk segera mewujudkan keinginan para pelaku usaha / pedagang untuk dapat mendirikan lembaga keuangan syariah / BMT di lingkungan pasar syariah. Pada intinya lembaga keuangan syariah akan memberikan kesempatan kepada pelaku usaha / perdagangan untuk ikut serta dalam berdagang untuk mendirikan lembaga keuangan syariah / BMT, penggunaan dan akses BMT oleh para pedagang tentunya akan sangat membantu bagi para pelaku usaha pedagang.
THE INFLUENCE OF NEEDS AND TRUST FACTORS ON INDEBTED BEHAVIOUR AT ABDURRAB'S ISLAMIC BAITUL MAAL WAT TAMWIL idel waldelmi; Afvan Aquino
Inovbiz: Jurnal Inovasi Bisnis Vol 9, No 1 (2021)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v9i1.1779

Abstract

Based on the results of the research that has been carried out, it is found that the Trust Factor is the main basis of a sharia financial institution and this can be seen from the data that the level of trust of members of the BMT / Islamic Islamic Cooperative Abdurrab is very high in this financial institution. BMT Members Applying for financing / debt / borrowing is not for the lifestyle of BMT Syariah members, where the purpose of BMTIA members to borrow / borrow is none other than to meet the needs needed for daily needs. Factor needs that arise from BMT members, namely the need to feel safer, according to sharia, halal and reassuring, this is the reason why people prefer to join sharia financial institutions / BMTs and for additional business capital needs. Based on the results of multiple linear regression, previously the data were tested for validity, reliability and normality test in information processing that the magnitude of the influence of the need factor and the trust factor on BMT. The research was carried out at BMT Islam Abdurrab, to members of the BMT. The method used in this research is quantitative
MUZAKKI TRUST ANALYSIS ABOUT AMIL ZAKAT Souvya Fithrie; idel waldelmi; Afvan Aquino
Inovbiz: Jurnal Inovasi Bisnis Vol 9, No 2 (2021)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v9i2.2021

Abstract

This study discusses Muzakki Trust Analysis Against Amil Zakat in University of Lancang Kuning. This research uses survey method on muzakki that exist in Unilak environment, using questioner, interview and analyzed with descriptive technique, Based on field data proves that the level of trust muzakki to amil zakat which is pointed by the yellow University of lancang kuning with an average of 3.6. Followed by several high item items among others muzaki believe in amil appointed in managing upz with score 3.7 and also muzakkii assess officer obedient in running religion. And the cause of zakat muzakki UPZ Unilak institutions that factor officers, services, distribution of zakat funds and Lack of level of socialization of the zakat management unit to muzakki.
Analysis Of Sharia Financial Literature Post Merger Of Sharia Commercial Bank Pekanbaru Souvya Fithrie; Idel Waldelmi; Afvan Aquino
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 1 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v14i1.9792

Abstract

Islamic financial literacy in Islamic financial institutions in the city of Pekanbaru, from the data revealed that the level of Islamic financial literacy of Indonesian Islamic bank customers, can be stated in good condition and high interest in using Islamic financial services, this is stated in the results of the study with an average the average level of Islamic financial literacy is in the good category (3.8). The data reveals that from Sharia financial literacy on knowledge, trust and skills, it reveals that the data reveals the level of public trust is also classified as good/high. This research was conducted on customers of Indonesian Islamic banks in Pekanbaru city. The type of this research is qualitative research.Keywords: Islamic Financial Literacy 
MEMBER'S PERCEPTION OF MARGIN AT BMT ISLAM ABDURAB Wita Dwika Listihana; Idel Waldelmi; Afvan Aquino
Inovbiz: Jurnal Inovasi Bisnis Vol 10, No 1 (2022)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/inovbiz.v10i1.2284

Abstract

The perception of BMT members on the application of margin data reveals that the level of perception of members shows an average result (3.75) which in this case is in the category of good/agree to the application of the margin that has been applied by BMT Islam Abdurab, meaning that the perception of members on the application of the margin itself by BMT on members must be further increased and the temperature is the same as the margin itself and the data also reveals that the average level of the margin application factor on BMT with a score of (3.88) the data obtained is in the good/agree category, but in terms of This is a factor that influences the application of margin by BMT to members, which must be improved in terms of the three indicators, namely attitude, situational and target. This research was carried out at BMT Islam Abdurab and the population and sample were members of the BMT. This research uses descriptive qualitative method..Keywords:  Perception, Margin, BMT