Nurasyiah, Aas
Universitas Pendidikan Indonesia

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Society Intention in Distribution of Zakat, Infaq and Shadaqah (ZIS) through the Use of Crowdfunding Platform Gina Destrianti Karmanto; A. Jajang W. Mahri; Aas Nurasyiah
Falah: Jurnal Ekonomi Syariah Vol. 6 No. 1 (2021): FEBRUARY 2021
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v6i1.15133

Abstract

One of the strategy of collecting zakat, infaq, and shodaqoh (ZIS) fund is through digital collection. However, the community's intention to distribute zakat, infaq and shodaqoh through the crowdfunding platform have increased. The purpose of this study is to discover the Technology Acceptance Model (TAM) and trust theory by analyzing what factors influence the intention of the Indonesian people to channel zakat, infaq and shodaqoh through the use of a crowdfunding platform. The population in this study are people who have used digital payment platforms with a sample of population 385 respondents. This study uses data analysis techniques with the Patrial Least Squares-Structural Equation Modeling (PLS-SEM) method. The results found that society intention in distribution of zakat, infaq and shadaqah (ZIS) through the use of crowdfunding platform afected by perceived ease of use, perceived usefulness and trust. This research is expected to provide benefits about policies to increase behavioral intention to distribute zakat, infaq and Shodaqoh through the use of crowdfunding platforms.
Analisis Faktor Risk Profile, Good Corporate Governance, Earnings, dan Capital terhadap Profitabilitas pada Bank Syariah Bukopin Periode 2011-2019 Rizkia Ramadhani; Aas Nurasyiah; Suci Aprilliani Utami
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 2 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (500.045 KB) | DOI: 10.47467/alkharaj.v3i2.338

Abstract

In 2019, Bank Syariah Bukopin obtained the lowest profitability value which is proxied by Return On Assets. Therefore, the bank needs to improve its health condition so that the bank can make a profit or profit as expected. This study aims to determine the effect of bank soundness on the level of profitability (ROA) of Bank Syariah Bukopin in 2011-2019. The research method used in this research is quantitative descriptive method with multiple linear regression analysis techniques. The population in this study is Bank Syariah Bukopin and the sample used in this study is Bank Syariah Bukopin in 2011-2019. The dependent variable in this study is profitability (ROA), while the independent variables in this study are the level of financing risk (NPF), the level of liquidity risk (FDR), the level of cost efficiency (BOPO), and the level of capital adequacy (CAR). The results showed that NPF, FDR, BOPO, and CAR had a significant simultaneous effect on profitability (ROA). As for partially, NPF has a negative and insignificant effect on ROA, BOPO has a significant negative effect on ROA, while CAR and FDR have no significant effect on ROA. The implication of this research is that banks need to maintain health conditions by preventing problematic financing, reducing operational costs, and using capital effectively and efficiently so that banks can obtain profitability as expected.
AN EMPIRICAL STUDY OF ISLAMIC MICROFINANCE PERFORMANCE FOR POOR FAMILY: MAQASHID AL-SHARIA PERSPECTIVE Aas Nurasyiah
AFEBI Islamic Finance and Economic Review Vol 3, No 01 (2018)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.895 KB) | DOI: 10.47312/aifer.v3i01.253

Abstract

This research motivated by Islamic Microfinance performance measurement which still adopting on the performance measurement of microfinance in general that limited to the measurement of material. Therefore, efforts urgently needed to introduce more holistic measurement in assessing the performance of Islamic Microfinance based on tawheed principle. Thus, this study aims to measure the performance of Islamic Microfinance institutions based on Maqashid Al-Sharia. This research method uses quantitative approach with descriptive quantitative research design, which measures variables based on certain indicators. The location of the research is KOPMU-DT as one of the Islamic Microfinance institutions located in Bandung. The population of the study was the members KOPMU-DT wide-spread, among thousand people, but the withdrawal sample technique uses non-probability sampling with a sample of 100 members, based on the criteria that have been determined. Based on the research result, generally the members of KOPMU-DT increased living standards of the family economy and the performance of running micro-businesses. In Maqashid Al-Sharia perspective, the members experience a change in the principles of Ad-Din Al-Aql, A-nafs, An-Nasl and Al-Maal. However, among five principles, Al-Aql increases lower than other principles. In the future, to improve the performance of Islamic Microfinance, especially in KOPMU-DT, needs technical effort / business of accompaniment improvement to develop entrepreneurship from members. In addition, needs to give appreciation to the consistent members and disciplined in order to refund to add its financing to stimulate the operating business, without losing spiritual accompaniment to strengthen the achievement of Maqashid Al-Sharia of the empowerment members of Islamic Microfinance institution.Keywords: Islamic Microfinance, Maqashid Al-Sharia, Performance
Views on the Utilization of Non-Halal Assets Firmansyah Firmansyah; Aas Nurasyiah; Suci Aprilliani Utami; Ripan Hermawan; Muhammad Kamal Muzakki; Romi Hardiansyah
Review of Islamic Economics and Finance Vol 5, No 1 (2022): Review of Islamic Economics and Finance : June 2022
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v5i1.44837

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Purpose – This paper aims not to legalize the practice of unlawful muamalah transactions, but the real purpose is what to do if someone has already made unlawful transactions and generates wealth from the practice of unlawful muamalah transactions, what is the solution to repentance in Islam, so as not to repeat muamalah transactions illegal in the future.Methodology - This paper uses a qualitative method in the form of library research. Literature study is a technique of collecting data by examining books, literatures, articles and research reports that have to do with the problem being solved. Thus, this study will limit its activities only to library collection materials without conducting field researchFindings - The conclusion of this paper is that if the illicit assets resulting from transactions that are not mutually pleased and the whereabouts of the transaction partners are known, it must be returned or their consent is requested, while if the whereabouts of the transaction partners are not known, the assets are donated to the poor on behalf of the owner of the goods/money legitimate.Keywords: Non-Halal Assets, Muamalah Haram, Utilization of Non-Halal Assets, Repentance
The Effect of Productive Zakat, Business Experience, and Mentoring on Farmers’ Revenues (Survey on Lumbung Desa Program by Sinergi Foundation in Cibaeud Village, Cigalontang District, Tasikmalaya Regency) Irfaany Fauziyah Taufiq; Kusnendi .; Aas Nurasyiah
International Journal of Zakat Vol 3 No 3 (2018)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (701.073 KB) | DOI: 10.37706/ijaz.v3i3.95

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This study aims to determine the effect of productive zakat, business experience and mentoring on the income of farmers participating in the Lumbung Desa-Sinergi Foundation program in Cibaeud Village, Cigalontang District, Tasikmalaya Regency. The research method used is an explanatory survey with a questionnaire as the data collection tool. The sampling technique is saturated sampling twith 68 respondents. Linear regression analysis is used as the data analysis technique. The results show that productive zakat and business experience have a positive and significant effect on farmers' income, while the assistance has a positive but not significant effect.
Determinant Efficiency Analysis of The National Zakat Board (BAZNAS) Regency/City in West Java Firmansyah Firmansyah; Aas Nurasyiah; Rida Rosida
Review of Islamic Economics and Finance (RIEF) Vol 3, No 1 (2020): Review of Islamic Economics and Finance (RIEF) June 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v3i1.25979

Abstract

This research is intended to determine the factors that influence the efficiency of The National Zakat Board Regency/City in West Java and improve the efficiency level of The National Zakat Board Regency / City in West Java. This research uses Statistical Test Non-Parametric Method Two-Stage Data Envelopment Analysis (DEA) using the production approach and Tobit regression model. Generally, the efficiency level of The National Zakat Board in West Java is relatively good because it achieves a full efficiency value of six National Zakat Board, besides that most of The National Zakat Board in West Java reaches the point of efficiency above average. The factors that cause these inefficiencies are generally less optimal distribution. In the Tobit regression model, from used six variables is the number of employees and Amil, the number of Zakat collector units, the number of payment systems offered, the number of meetings per year, the operational costs, and the total assets, there are only two Variebel values Significant effect on the efficiency of The National Zakat Board, the variable number of meetings and total asset value.
Analysis Of Human Development With The Islamic Human Development Index (IHDI) In West Java Province In 2014-2018 Iim - Koyimah; A Jajang W Mahri; Aas Nurasyiah
Review of Islamic Economics and Finance (RIEF) Vol 3, No 2 (2020): Review of Islamic Economics and Finance (RIEF) December 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v3i2.29381

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This paper aims to reveal how the impact of inflation on zakah can reduce the actual value of zakah collected, study the fiqh about zakah distribution, and apply zakah fund reserves funds not distributed entirely. The method used is qualitative with the form of library research (library research). This paper concludes that inflation impacts zakah acceptance; the amount of zakah collected is reduced. The management of zakah by the state in some scholars’ reviews turns out to have a more significant positive impact than if zakah is distributed individually by muzaki. The rule regarding zakah funds reserves, in distributing zakah during the time of the Prophet ﷺ is never to delay the distribution of zakah, the zakah received is then distributed to the asnaf, so that the nature of zakah distribution during the time of the Prophet ﷺ is immediately and distributed without remainder.
Efficiency Institution Baitul Maal Tamwill in The Westdistrict Bandung Annisa Nur Hakim; A Jajang W Mahri; Aas Nurasyiah
Review of Islamic Economics and Finance (RIEF) Vol 1, No 1 (2018): Review of Islamic Economics and Finance (RIEF) June 2018
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.56 KB) | DOI: 10.17509/rief.v1i1.23743

Abstract

Abstract.     Baitul Maal Wat Tamwil has experienced development in recent years. However, based on BMT performance data in West Bandung regency is less optimal. It is known that there are one efficient BMTs in West Bandung Regency and three BMTs that are inefficient. The cause of BMT's less optimal performance is inefficiency in operational activities. This study aims to determine the level of efficiency of BMT in the West Bandung 2011-2017 period and find out the causes of inefficiency. This study uses secondary data from four BMTs in West Bandung District, which are sampled. The research method used is the descriptive method with Data Envelopment Analysis (DEA) analysis technique to measure the level of efficiency of a company. Input variables used are operating expenses, total assets, and TPF. Furthermore, the output variables used are SHU, income, and financing. Based on the results of research conducted, the conditions of the BMT in the West Bandung Regency have not been perfectly efficient. Three BMTs have experienced inefficiencies, including BMT Dana Ukhuwah, BMT Mustama, and BMT Rabbani. Keywords.          Efficiency, Baitul Maal Wat Tamwil, Data Envelopment Analysis
The Impact of Inflation on Zakah Firmansyah Firmansyah; Aas Nurasyiah; Muhammad Kamal Muzakki; Romi Hardiansyah
Review of Islamic Economics and Finance Vol 4, No 1 (2021): Review of Islamic Economics and Finance (RIEF) June 2021
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v4i1.34783

Abstract

AbstractPurpose - This paper aims to reveal how the impact of inflation on zakah can reduce the actual value of zakah collected, study the fiqh about zakah distribution, and apply zakah fund reserves funds not distributed entirely.Methodology - The method used is qualitative with the form of library research (library research). This paper concludes that inflation impacts zakah acceptance; that is, the amount of zakah collected is reduced. The management of zakah by the state in some of the scholars’ reviews turns out to have a more significant positive impact than if zakah is distributed individually by muzaki.Findings - The rule regarding zakah funds reserves, in distributing zakah during the time of the Prophet ﷺ is never to delay the distribution of zakah, the zakah received is then distributed to the asnaf, so that the nature of zakah distribution during the time of the Prophet ﷺ is immediately and distributed without remainder.Keywords: Inflation, Zakah, Zakah Funds Reserves.
The Role of Islamic Philanthropy in the Orphans' Socio-Economic Development Based on Maqashid Sharia (Case Study in the Gerakan Infaq Beras Bandung) Kakah Mudrikah; A Jajang w Mahri; Aas Nurasyiah
Review of Islamic Economics and Finance (RIEF) Vol 3, No 2 (2020): Review of Islamic Economics and Finance (RIEF) December 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v3i2.30572

Abstract

This research departs from the many most vulnerable strata of society, one of which is children victims of neglect by their families and surrounding communities. Based on facts on the ground, in 2016, there were 5.3 million more children who were victims in the community. To protect the child, institutions such as an orphanage are needed to be a decent place to live, provide affection, and meet the basic needs of neglected children well. This research measure and describe the orphans socio-economic development using sharia maqashid principles. The objects taken in this study are orphans who live in orphanages in the Bandung Raya area (Bandung City, Bandung Regency, West Bandung Regency, and Cimahi City) who are receiving assistance from Islamic philanthropy distributed through the Gerakan Infaq Beras Bandung totaling 93 foster children. Through this Islamic philanthropy, it is also expected that the basic needs of orphans based on the principles of sharia maqashid can be met even better. The five dimensions of the principle of maqashid sharia, namely health services, access to education, religious practices, carrying out economic activities, and inclusion in social activities are operationally measured using the Maqashid Sharia Multidimensional Poverty Index (MSMPI). The research findings show that the socio-economic conditions of orphans in the health, education, religion and social variables get better towards a positive direction. In contrast, the socio-economic development of the economic variable gets a negative change. But in the aggregate, the orphans socio-economic development reflected in the MSMPI score gets a value of 3.54, which means that Islamic philanthropy plays a positive role in the orphans socio-economic development in the Bandung Raya area.