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All Journal Owner : Riset dan Jurnal Akuntansi Social, Humanities, and Educational Studies (SHEs): Conference Series Enrichment : Journal of Management
Suryanto Sosrowidigdo
Universitas Bina Sarana Informatika
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Pengaruh Return On Assets(ROA) Dan return On Equity(ROE) terhadap Kinerja Kesehatan Capital Adequacy Ratio(CAR) Pada Bank BTPN harun Al Rasyid Al Rasyid; Suryanto Sosrowidigdo
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 1 (2022): Artikel Volume 6 Nomor 1 Januari 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i1.634

Abstract

Banking is currently being demanded to be able to increase its profitability because profitability is the net end result of various management policies and decisions. This ratio describes the level of effectiveness in managing banking assets if the profit generated by the bank is high it will also have an impact on own capital which can improve the health of the bank related to the Capital Adequacy Ratio (CAR). The research method used is multiple linear regression analysis method. The type of research used is quantitative research. Source of data is secondary data. The data collection technique is a documentation technique. Data processing using SPSS 16. Data analysis used included descriptive test, classical assumption test, multiple linear regression test, hypothesis test, and coefficient of determination test. Hypothesis testing using t test shows that: 1) Return on Assets (ROA) has a positive and significant effect on the Capital Adequacy Ratio (CAR); 2) Return On Equity (ROE) does not have a positive effect on the Capital Adequacy Ratio (CAR); and 3) the F test is known that simultaneously Return On Assets (ROA), Return On Equity (ROE) have a significant positive effect on the Capital Adequacy Ratio (CAR). Then the coefficient of determination (R2) is 0.172 or 17.2%. This means that the contribution of Return On Assets (ROA), Return On Equity (ROE) to Bank BTPN's Capital Adequacy Ratio (CAR) is 84.1%, while the remaining 15.9% is explained by other variables.
The Effect of Quality of Service and Price on Customer Satisfaction at RM Mang Kabayan Suryanto Sosrowidigdo
Enrichment : Journal of Management Vol. 12 No. 3 (2022): August: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.598 KB) | DOI: 10.35335/enrichment.v12i3.621

Abstract

To meet the needs of people's lives, today's service companies are becoming increasingly diverse. A service business is a business that works for the happiness of the customer. Service companies such as RM Mang Kabayan are well-known examples of service businesses. This study aims to determine and assess the impact of service quality and price on customer satisfaction. Participants in this study were customers of the RM Mang Kabayan Bintaro branch. This study uses quantitative approaches such as interviews, questionnaires, and documentation. Primary data was obtained through the distribution of a short survey using the Slovin method and a sample of 150 respondents. Multiple linear regression was used in this study. The findings reveal that service quality and price affect customer satisfaction with the RM Mang Kabayan Bintaro branch services. Each element has a beneficial and significant influence on customer satisfaction with the RM Mang Kabayan Bintaro branch service.
Analysis of BUKU III bank soundness during the covid-19 pandemic using RGEC method Suryanto Sosrowidigdo
Enrichment : Journal of Management Vol. 12 No. 5 (2022): December: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v12i5.910

Abstract

The Banking industry plays an important role in the economic field. Banks helps circulating money from and to the people. However, because of the COVID-19 Pandemic, the ability of Banks to maintain a stable economy has been tested vigorously. This study aims to find whether BUKU III Banks experienced a difference in their financial performance. This study set up several criteria for its samples and the Banks that meets that criteria are OCBC NISP, BTPN, Permata, Maybank, BTN, Mayapada, Mega, BJB, and Bukopin. This study uses RGEC Method which consists of four indicators, Risk Profile which is proxied by NPL, Good Corporate Governance, Earning, which is proxied by ROE, and Capital which is proxied by CAR. On top of RGEC Analysis, Difference Test was also used to determine whether there was a significant difference in BUKU III Banks’ financial performance. This study uses SPSS 25 to process data. The data used in this research is a secondary data obtained from financial statements on the IDX and respective Banks’ website. The result of this research shows that Risk Profile, proxied by NPL ratio, did not experienced a significant difference in performance. Good Corporate Governance also did not experience a significant difference in performance. Earning, proxied by ROE, did not showed a significant difference in performance. Lastly, Capital, proxied by CAR, showed significant difference in performance.
Dampak Positif dan Negatif Penggunaan Uang Elektronik di Dunia Pendidikan Suryanto Sosrowidigdo
Social, Humanities, and Educational Studies (SHES): Conference Series Vol 6, No 4 (2023): Social, Humanities, and Educational Studies (SHEs): Conference Series
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/shes.v6i4.81143

Abstract

This research aims to explore the use of electronic money in the world of education, as well as its positive and negative impacts. This research is a literature study from various studies discussing the use of electronic money in education. Data was retrieved via Google Scholar on the Publish or Perish (PoP) software. The search was carried out using the keywords "education" and the title "electronic money," and from 2019 to 2023, sourced from national journals. The 14 pieces of literature were then analyzed qualitatively, including the stages of codification, thematic grouping, and interpretation with the help of NVivo software, widely used in qualitative research. Based on a study of 14 pieces of literature, electronic money in the educational realm can be divided into two levels: the school and the tertiary. Digital money at each level certainly has goals, focus, and similar priorities, such as use for paying tuition fees or UKT. Based on the results of the study, there are also advantages and disadvantages of using electronic money. The advantages are ease of use and monitoring of transactions, while the disadvantages are security, consumptive factors, and decreased interaction. Furthermore, some disadvantages of using electronic money are security, waste, and decreased interaction.
Co-Authors harun Al Rasyid Al Rasyid