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All Journal Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Nusantara Hasana Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Zaenudin Mansyur
Universitas Islam Negeri Mataram
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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PANDANGAN TUAN GURU TENTANG ANAK SEBAGAI MAHK?M `ALAIH DALAM AKAD MUAMALAH KONTEMPORER DI KOTA MATARAM Zaenudin Mansyur
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 7 No. 01 (2015): Juni
Publisher : Universitas Islam Negeri Mataram

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Abstract

Kesenjangan pendapat jumhur fuqaha mengenai status anak sebagai mahkum ‘alaih dapat membuka pintu ijtihad bagi para ulama untuk memberikan statmen yang relevan agar umat tidak menjadi resah. Termasuk Tuan Guru di Kota Mataram yang hidup di tengah membeludaknya praktik bisnis dengan menggunakan alat teknologi yang mendukung transaksi muamalah kontemporer. Hal ini menjadi tugas berat mereka untuk ambil bagian dalam menyelesaikan persoalan ini. Meskipun mayoritas Tuan Guru itu lazim menyelesaikan persoalan hukum dengan berpatokan pada stetmen ulama mazhab dahulu. Bahkan sebagian besar dari mereka sangat tekstual dalam menetapkan persoalan keagamaan apalagi persoalan fiqhiyah lazim bertaklid terhadap mazhab yang dikumandangkan oleh Imam Syafi`'I, Hanafi, Hanbali, dan Maliki. Tetapi perkembangan pemikiran Tuan Guru seperti sampel yang telah disebutkan di atas menjadi sangat tidak wajar bahkan terjadi kesenjangan berat terhadap ketetapan usia 18 sampai 19 tahun dengan realitas nyata. Tulisan ini akan mencoba mengkaji dan menganalisis sekaligus tentang sejauh mana pandangan Tuan Guru tentang anak sebagai mahk?m `alaih dalam transaksi muamalah kontemporer di Kota Mataram.
PERSEPSI APARATUR SIPIL NEGARA TERHADAP PENGGUNAAN JASA BANK SYARIAH (STUDI PEGAWAI KANTOR KEMENTERIAN AGAMA KABUPATEN LOMBOK TIMUR) Imamuddin Imamuddin; Musawar Musawar; Zaenudin Mansyur
Nusantara Hasana Journal Vol. 1 No. 5 (2021): Nusantara Hasana Journal, October 2021
Publisher : Nusantara Hasana Berdikari

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Abstract

This study generally aimed to determine the perception of the State Civil Apparatus on the use of Islamic banking services at the Office of the Ministry of Religion of East Lombok Regency. This research was a field researchwith qualitative approach. The source of data was the State Civil Apparatus at the Office of the Ministry of Religion, East Lombok Regency. Data collection was done using observation, interview and documentation techniques. Furthermore, data processing and analysis techniques were carried out through four stages, such as data reduction, data display, conclusion drawing and verification and validity of the data. The study unveiled thatthe State Civil Apparatus perceived the use of Islamic banking services in terms of knowledge and attitudes due to the services provided by the banks and administrative costs which were cheaper. In addition, employees knew that Islamic banks are free of usury, and there are contracts and a profit-sharing system as they are not detrimental and burdened the parties. The perception factor of the State Civil Apparatus in using Islamic banking services cannot be separated from the organizational culture where the employees work. In particular, the State Civil Apparatus used conventional bank services because of the decision of the authoritiestoequalize the accounts for receiving the salaries. The results of the study indicated that the State Civil Apparatus of the Ministry of Religion of the East Lombok Regency remained used the services of conventional banks more than the Islamic banks.
Strategi Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas pada BMT- Al Hidayah Kabupaten Lombok Timur Ainul Arofah; Zaenudin Mansyur; Zulpawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1925

Abstract

The background of this research is the determination of working capital in relation between the liquidity trade off and profitability, the capital determination which is not appropriate will have an impact on the liquidity level causing BMT being unproductive, and it also impacts on profitability. This research aimed to determine the working capital management strategy in maintaining liquidity and profitability levels and how the impact of the strategy which has been implemented.This research was descriptive qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios. The results of the research showed that the working capital management strategy and policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category, while the ROI calcultion is in the fairly good category.
Peran Dewan Pengawas Syariah Terhadap Perkembangan Bisnis Koperasi Syariah di SMA Negeri 4 Praya Kabupaten Lombok Tengah Tahun 2021/2022 Muhamad Zaini; Zaenudin Mansyur; Baiq Ratna Mulhimmah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2206

Abstract

The Sharia Cooperative at State Senior High School 4 Praya has recorded remarkable profit increases for three consecutive years. In 2020, they achieved a profit of IDR 90,045,658, which then saw rapid growth in 2021, reaching IDR 109,491,289, marking a growth of IDR 19,445,631. Not stopping there, the year 2022 was an even more impressive achievement with profits reaching IDR 164,032,600, indicating strong performance and the ability to maintain significant growth momentum. This study indicates that the factors influencing the business development of the Sharia Cooperative at State Senior High School 4 Praya include: a) Member Participation, b) Management Professionalism, c) External Factors. In the context of the cooperative's success at State Senior High School 4 Praya, it is heavily influenced by the complex interaction between member participation, management professionalism, and external factors. The role of the Sharia Supervisory Board in enhancing the business development of the Sharia Cooperative at State Senior High School 4 Praya includes: a) Supervisor, b) Advisor, c) Marketer, d) Supporter, e) Player. In the context of supervision and control, the Sharia Supervisory Board not only monitors but also provides guidance and support to ensure that the Sharia Cooperative can achieve its goals by adhering to Sharia principles, enhancing business development, and providing benefits to its members. The success of the Sharia Supervisory Board in its roles significantly contributes to the growth and sustainability of the Sharia Cooperative at State Senior High School 4 Praya.
Co-Authors Ainul Arofah Baiq Ratna Mulhimmah Imamuddin Imamuddin Muhamad Zaini Musawar Musawar Zulpawati