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All Journal Jurnal Akuntansi Journal of Management and Islamic Finance Semanggi: Jurnal Pengabdian kepada Masyarakat
Hening Pratika Nila Hapsari
Universitas Selamat Sri
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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THE EFFECTIVENESS OF DISTRIBUTION OF SUBSIDIZED SHARIA MORTGAGE OF BANK BTN SHARIAH FOR COMMUNITIES WITH LOW INCOME: A CASE STUDY IN KENDAL REGENCY Hening Pratika Nila Hapsari; Mahfud Nugroho
Journal of Management and Islamic Finance Vol. 1 No. 1 (2021): Journal of Management and Islamic Finance
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.787 KB) | DOI: 10.22515/jmif.v1i1.3541

Abstract

This study intends to examine the procedures and mechanisms for disbursing subsidized sharia mortgage, as well as the effectiveness of subsidized mortgage distribution at BTN shariah in providing decent housing for low-income people. This study was conducted in BTN Shariah of Kendal Branch. This study used quantitative research by distributing questionnaires to 90 respondents determined through the Slovin method. To investigate the effectiveness of the distribution of subsidized mortgages, the Artificial Neuron Network (ANN) was used. The results showed that the procedures and mechanisms for disbursement of the subsidized mortgage at BTN Shariah of Kendal Branch were following the Standard Operating Procedures (SOP) that had been established by BTN Shariah. However, there was a mismatch between the Regulation of the Minister of The Ministry of Public Works and Housing No. 48/PRT/M/2015 Article 20 paragraph (7) concerning the disbursement of subsidized funds. The results of the questionnaire shower 50.5% of customers chose “uncertain” on the indicator of “timeliness of subsidies disbursement” since they thought that the timing of the funds was uncertain. This statement is not in line with the regulation of the Minister for Public Works and Human Settlements that the disbursement is no later than two working days after the documents are received. Meanwhile, based on the results of calculations using the ANN, the distribution of subsidized mortgages has been effective by 0.877 or 87.7%.
DETERMINAN KINERJA KEUANGAN PADA PEMERINTAH KABUPATEN/KOTA DI PROVINSI JAWA TENGAH TAHUN 2015-2019 Dwi Astarani Aslindar; Hening Pratika Nila Hapsari
JURNAL AKUNTANSI Vol 11, No 1 (2022): JURNAL AKUNTANSI
Publisher : STIE Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37932/ja.v11i1.398

Abstract

Penelitian ini bertujuan untuk menguji pengaruh pendapatan asli daerah, dana alokasi umum dan dana alokasi khusus terhadap kinerja keuangan pemerintah Kabupaten/Kota di Provinsi Jawa Tengah Tahun 2015-2019. Sampel yang digunakan sebanyak 35 Kabupaten/Kota di Jawa Tengah. Pemilihan sampel  menggunakan teknik sampling jenuh. Data yang digunakan sebanyak 155 data. Data dianalisis menggunakan regresi linear berganda. Hasil analisis data menunjukkan bahwa pendapatan asli daerah secara partial tidak berpengaruh terhadap kinerja keuangan pemerintah daerah. Sedangkan dana alokasi umum dan dana alokasi khusus masing-masing secara partial berpengaruh terhadap kinerja keuangan pemerintah daerah. Hasil analisis data lainnya menunjukkan bahwa pendapatan asli daerah, dana alokasi umum dan dana alokasi khusus secara simultan berpengaruh terhadap kinerja keuangan pemerintah daerah.This study aims to examine the effect of local revenue, general allocation funds and special allocation funds on the financial performance of district/city governments in Central Java Province in 2015-2019. The sample used was 35 districts/cities in Central Java. Sample selection using saturated sampling technique. The data used are 155 data. Data were analyzed using multiple linear regression. The results of data analysis show that local revenue partially does not affect the financial performance of local governments. Meanwhile, the general allocation fund and the special allocation fund each have a partial effect on the financial performance of local governments. The results of other data analysis show that local revenue, general allocation funds and special allocation funds simultaneously affect the financial performance of local governments
PELATIHAN MANAJEMEN PEMBENTUKAN DAN PENGELOLAAN BADAN USAHA MILIK DESA: Pembentukan, Pengelolaan, Masyarakat Desa, Badan Usaha Milik Desa, Kepentingan Siti Abdillah Nurhidayah; Hening Pratika Nila Hapsari
SEMANGGI : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 01 (2022): April 2022
Publisher : LPPM Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (147.157 KB) | DOI: 10.38156/sjpm.v1i01.7

Abstract

Badan usaha milik desa merupakan lembaga ekonomi yang ada ditingkat desa yang berfungsi untuk mengelola potensi desa dan mensejahterakan masyarakat desa yang dikelola oleh pemerintah desa bersama dengan masyarakat di sekitar desa tersebut. Dalam hal ini pembentukan badan usaha milik desa dilakukan berdasarkan aspirasi dari masyarakat dan pemerintah desa melalui musyawarah desa. Dalam mendorong kepatuhan dalam pelaksanaan kebijakan, pemerintah desa mengadakan evaluasi dan juga adanya laporan pertanggung jawaban. Oleh sebab itu, peran dan juga respon pemerintah desa berpengaruh dalam pelaksanaan kebijakan badan usaha milik desa.
Co-Authors Dwi Astarani Aslindar Mahfud Nugroho Siti Abdillah Nurhidayah