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Nuning Nurna Dewi
Fakultas Ekonomi Universitas Ma’arif Hasyim Latif Sidoarjo
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENGARUH KREDIT, INOVASI, DAN MANAJEMEN USAHA TERHADAP KINERJA KEUANGAN KOPERASI SIMPAN PINJAM Nuning Nurna Dewi
Jurnal Bisnis dan Manajemen (Journal of Business and Management) Vol 17, No 2 (2017)
Publisher : Magister Manajemen Fakultas Ekonomi dan Bisnis UNS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jbm.v17i2.17178

Abstract

This study aims to examine and analyze the effect of credit, innovation, and business management on the financial performance of savings and loan cooperatives in 8 districts in East Java. Technique of data retrieval is done by interview and kuisoner. In addition to interviews, researchers also used the financial statements of savings and credit cooperatives in 2005-2008 to determine the value of ROI (Return On Investment) on each saving and loan cooperatives. Data analysis technique in this research is done by technical analysis of inferential data. The results showed that the amount of credit, cost of innovation, and business management have a significant effect on ROI.
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