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Analisis Studi Kelayakan Bisnis pada Pengembangan UMKM Usaha Tahu dan Tempe di Desa Pondok Jeruk Ditinjau  dari Aspek Produksi, Aspek Pemasaran dan Aspek Keuangan Vira Yuniar; Cantika Florentina Br Bangun,; Sri Wulandari Bugis; Suhairi Suhartini
Transformasi Manageria:   Journal of Islamic Education Management Vol 2 No 2 (2022): Transformasi Manageria: Journal of Islamic Education Management
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (962.384 KB) | DOI: 10.47467/manageria.v2i2.929

Abstract

This study aims to determine the exact nature of the business and tempeh in Ponsok Jeruk Village, whether it is correct or not. Analysis of aspects of the use of analysis of non-financial aspects of production and marketing aspects. While the analytical tools used for the financial aspect use Payback Period (PP), Net Present Value (NPV), Internal Rate of Return (IRR), and Profitability Index (PI), to determine whether a business is feasible or not. The results showed that the tofu and tempeh business in Pondok Jerik village from the production aspect was feasible, because the business location was strategic and easily accessible to consumers, the technology used was modern, the production process was easy. The aspect of proper marketing, with high quality products, because of imported raw materials, affordable prices, so that all circles of society can ensure, wide enough distribution, and promotions that the owner is enough to give consumers aware of the products they sell. And the results of the analysis from the financial aspect show that the Tofu and Tempe business is feasible to run with a project age of 10 years at a discount rate of 10%. Analysis) Criteria produce Payback Period (PP for 8 months 7 weeks, Net Present Value (NPV) is Rp.137,689,134, Profability Index (PI) is 1.14% and Internal Rate of Return (IRR) is 32%. Keywords: Business Feasibility Study. Production Aspect; Marketing Aspect; Financial aspect.
Perbandingan Implementasi Prinsip Good Corporate Governance pada Bank Konvensional dan Bank Syariah Cantika Florentina Br Bangun; Nadya Ervina Saragih; Vira Yuniar; Juliana Nasution
MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (787.24 KB) | DOI: 10.56709/mesman.v2i2.83

Abstract

In principle, the relationship between the bank and its customers are saving money in the bank based on the relationship of trust, so that each bank is required to have to continue to maintain the level of health. Solutions that can be taken by the banks, both conventional banks and Islamic banks, to maintain the existence and level of health is with the implementation of the principles of good corporate governance. Therefore, it is interesting to examine the comparison of implementation of the principles of good corporate govenance in conventional banks and Islamic banks. The method used in this study is a normative legal research. This research use approach legislation. The results showed that in essence, the implementation of the principles of good corporate governance in conventional banks and Islamic banks are the ‘same’, because it refers to the “Code of Good Corporate Govenance Indonesian Banking” issued by the National Committee on Governance (NGG). The fundamental difference lies in Islamic principles used by Islamic bans. In addition to guided and supervised by the Financial Services Authority as conventional banks, Islamic banks are also supervised by the National Sharia Board MUI and Sharia Supervisory Board who served in each Islamic bank. Keywords: The Principles of Good Corporate Governance