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All Journal Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Islamic Circle Jurnal El-Thawalib Yurisprudentia: Jurnal Hukum Ekonomi Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Indonesian Journal of Thousand Literacies

Nursania Dasopang

Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Author-ID : 3395734

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POLA KEGIATAN PEREKONOMIAN Nursania Dasopang
Islamic Circle Vol. 1 No. 2 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

The pattern of economic activity is a form of economic activity whichdoes by people or even a country to improve the quality of the economy from time to time and is carried out continuously. This pattern will always be monitored in terms of strengths and weaknesses which will use it to be a reference to design a better pattern of economic activity. The pattern of economic activity will cover many vital topics such as money, trade and specialties that can be carried out at the economic level of the family to the state. Therefore, each pattern of economic activity will be different depending on the actors of economic activity themselves. Especially for the country, this pattern of economic activity will be highly visible from the monetary policy undertaken. How is the financial management system, revenue flow circulation, and market mechanisms regulated by the government. Therefore, the country will continue to carry out monetary reforms to create a pattern of good economic activity for mutual prosperity.

Jual Beli Kosmetik Bekas Dikalangan Mahasiswa Yunita Ramlah Sari Siregar; Nursania Dasopang
Jurnal El-Thawalib Vol 3, No 2 (2022)
Publisher : IAIN Padangsidimpuan

Muamalah is God's rule that regulates human relations with humans in meeting needs either by exchanging goods or something useful. In muamalah, buying and selling is the most important activity, such as buying and selling used cosmetics. Used cosmetics are traded by students at the Padangsidimpuan State Islamic Institute. Used cosmetics come from personal property and some items that are deposited for resale. Used cosmetics are offered with several details such as price and product conditions.The main problem in this study is how the practice of buying and selling used cosmetics among students of the Padangsidimpuan State Islamic Institute and how the fiqh muamalah review of the practice of buying and selling used cosmetics.This research uses the field research method (field research). Data collection techniques used in this study were observation, interviews and documentation. Data analysis was carried out using the text method which was sourced from the research subject, namely the sources of sellers and buyers of used cosmetics.The results showed that the practice of buying and selling used cosmetics among students of the Padangsidimpuan State Islamic Institute did not provide clear information about the product, used cosmetics were sold without product packaging boxes, and the unbalanced content of cosmetics with the prices of used cosmetics. The review of muamalah fiqh in the practice of selling used cosmetics carried out by students violates the basic principles of muamalah, namely the object being traded is not clear because it is speculative or vague, it is forbidden to be traded because used cosmetic products sold do not yet have BPOM notification and Halal label. This buying and selling should be done on the basis of attracting benefits and rejecting harm. In practice, buyers do not feel the benefits of buying used cosmetics because the contents of the cosmetics have been widely used before and the cleanliness and safety of the products are not guaranteed so that buyers get negative effects from using products such as acne, irritation, and reddened skin. For sellers, this activity is caused by the desire to sell used cosmetics to get money back and there are also those who are no longer suitable for using these cosmetic products.

TINJAUAN HUKUM PEMISAHAN (SPIN OFF) UNIT USAHA SYARIAH MENJADI PERUSAHAAN ASURANSI SYARIAH (FULL FLEDGE) Nursania Dasopang
Yurisprudentia: Jurnal Hukum Ekonomi Vol 5, No 1 (2019)
Publisher : Institut agama islam negeri Padangsidimpuan

Islamic insurance versus conventional insurance has fundamental differences. Although Islamic insurance starts from one unit of a conventional company as its parent. As a separate unit, sharia offers products that are certainly different from conventional insurance and based on sharia provisions. Where to avoid the practice of gharar, maisir, and usury. For this reason, it is necessary to separate the sharia insurance business unit into a Sharia Insurance Company (Full Flegde). With the aim of increasing insurance growth more rapidly. Spin-off prospects of Sharia Insurance Companies include: Insurance development is considered to be more competitive, improve the quality of trust and image, improve the quality of trust and image, increase productivity and efficiency, improve capital structure, provide benefits to policyholders and shareholders, support public trust in Islamic insurance.

BMT SEBAGAI LEMBAGA KEUANGAN SYARIAH NURSANIA DASOPANG
Islamic Circle Vol. 3 No. 2 (2022): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v3i2.1138

BMT merupakan lembaga keuangan syari’ah non-bank, yang dalam fungsi dan perannya juga melakukukan aktivitas bank. BMT menjadi solusi bagi rakyat kecil yang mengalami hambatan psikologis dalam berinteraksi dengan Bank, untuk meningkatkan kualitas usaha ekonomi demi mewujudkan kesejahteraan hidup. Di satu sisi BMT membantu masyarakat miskin untuk memperoleh hak sosialnya sebagai kaum duafa melalui dana konsumtif, dan di sisi lain secara produktif memberi fasilitas bisnis melalui produk-produk yang tersedia, berupa pembiayaaan dan simpanan.Melihat prinsip-prinsip dan karakter BMT, lembaga ini mestinya ditumbuhkembangkan untuk dapat menjangkau masyaakat kecil seluas-luasnya. BMT dapat menjadi lembaga andalan yang berada di garda terdepan untuk meningkatkan kesejahteraan hidup berdasarkan prinsipprinsip syari’ah. Oleh karena itu dibutuhkan perhatian dan pengaturan yang jelas terhadap lembaga ini agar dapat mengoptimalkan fungsinya secara ril di masyarakat.

PELAKSANAAN AKAD MUSYARAKAH DI BANK SYARIAH : STUDI DI BANK SYARIAH MANDIRI CABANG PADANG Nursania Dasopang
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 8 No. 2 (2022): Jurnal Alwatzikhoebillah: Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v8i2.1848

Kehadiran bank Syariah merupakan representasi dari kebutuhan masyarakat Muslim di bidang keuangan yang selalu mengacu pada upaya peningkatan kesejahteraan umat manusia secara keseluruhan. Oleh karena itu, sistem perbankan Syariah harus selalu disesuaikan dengan konsep yang secara konsisten tertuang dalam konsep manfaat dimana tujuan Syariat itu sendiri adalah untuk kesejahteraan umat manusia. Kesepakatan Musyarakah yang terjadi antara Bank Syariah Mandiri Cabang Padang dengan nasabah Ismail Fahmi Siregar dan istrinya Nisma Batubara dapat dikatakan telah sesuai dengan prinsip syariah. Perjanjian tersebut termasuk dalam kategori ibadah dan tidak memuat hal-hal yang dilarang. Para pihak mendapatkan hak dan memenuhi kewajibannya secara berimbang, meskipun terdapat klausul yang memberikan kewenangan kepada Bank yang berdasarkan kondisi keuangan makro, perubahan peraturan pemerintah atau perubahan kebijakan internal bank, atas kebijakan bank sendiri, bank berhak memutuskan pembiayaan. Nasabah berada pada posisi yang seimbang dengan Bank, dimana nasabah memahami sepenuhnya seluruh isi kontrak sebelum penandatanganan. Hal ini juga terkait dengan latar belakang nasabah sebagai pelaku usaha yang memiliki pengalaman bertransaksi dengan Bank.

ASPEK HUKUM PENGATURAN DAN PENGAWASAN PERBANKAN SYARIAH OLEH OTORITAS JASA KEUANGAN Nur Sania Dasopang
Indonesian Journal of Thousand Literacies Vol. 1 No. 1 (2023): Indonesian Journal of Thousand Literacies
Publisher : Nindikayla Institute

The financial services authority is an institution established under lawa No. 21 of 2011. This institution was established to carry out integrated supervision of the financial services industry. Juridically according to the provisions of article no. 1 of the OJK Law is an independen institution and free from interfence from other parties thatr has the function, duties, powers, supervision, examination, and supervision as referred to in this law. As the function of OJK its to supervise the implementation of the products Islamic banking and other Islamic financial institutions, then what are the main vision and mission of the establishment of the OJK and the results of OJK

MANAGEMEN KEUANGAN INTERNASIONAL DALAM PERUSAHAAN MULTINASIONAL Nur Sania Dasopang
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah (JIEMAS) Vol. 2 No. 1 (2022): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v2i1.26

The purpose of this research is to know financial management International in multinational companies. This research is library research, where the theoretical sources are from books and journals as well as data and information from various other secondary data analyzed to answer the problems studied. Research result found that international financial management within the company multinational is a company's activities including analysis and activities control over financial activities related to how to obtain funds, use funds, and manage assets accordingly with company goals and objectives

FENOMENA BOROH DI PADANGSIDIMPUAN DALAM PERSPEKTIF FIQH MUAMALAH Nur Sania Dasopang
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah (JIEMAS) Vol. 2 No. 1 (2022): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v2i1.27

The phenomenon that occurs in the people of North Sumatra, especially the Padangsidimpuan area is the practice of "Boroh" where people make loans by providing land/personal belongings as collateral where the collateralized land/goods are fully controlled by the creditor until the debt is paid off. The large number of people doing this practice is not without reason, because the "Boroh" practice is the most real solution to solving one's economic problems without having to borrow from a bank at interest, and also having to provide collateral for assets to get loan approval at a bank. The purpose of this study is to see how the influence of the Islamic stock market on investment and economic growth in Indonesia.The purpose of this research is to find out the Fiqh Muamalah perspective on Boroh practices that are entrenched in the Padangsidimpuan community and to classify Boroh transactions.This type of research is descriptive qualitative. In this study, the case studied is the phenomenon of boroh transactions that occur in the people of the city of Padangsidimpuan, North Sumatra. In this research, the approach used is Case Study and Document Study. Fiqh Muamalah views Boroh transactions as transactions that are prohibited in Islam. The Boroh transaction that occurred in the Padangsidimpuan community has its own position in lending and borrowing because it does not have a clear maturity contract.

Co-Authors Yunita Ramlah Sari Siregar

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