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ANALISIS RASIO PROFITABILITAS PADA PT. BANK MUAMALAT TBK.TAHUN PERIODE 2015-2019 Firdaus Firdaus; Saifullah Saifullah; Nurul Huda; Idad Firhan
Jurnal Proaksi Vol 8 No 1 (2021): Januari - Juni
Publisher : Fakultas Ekonomi, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v8i1.1675

Abstract

Bank Muamalat Indonesia sebagai pionir bank syariah yang ada di Indonesia. Eksistensi Bank Muamalat kian kuat ketika mampu melewati badai krisis moneter di tahun 1997. Namun 5 tahun terakhir, Bank Muamalat mengalami permasalahan permasalahan profitabilitas yang ditandai dengan laba bersih turun signifikan terutama di 2 tahun terakhir. Penelitian ini bertujuan untuk menilai dan menganalisis Rasio Profitabilitas berupa Return On Assets, Return On Equity, Net Profit Margin, Gross Profit Margin di PT. Bank Muamalat Indonesia, Tbk tahun 2015- 2019. Jenis Penelitian ini adalah penelitian kuantitatif deskriptif. Berdasarkan hasil analisis dan pembahasan, kinerja keuangan di PT. Bank Muamalat, Tbk diukur dengan menggunakan Return On Assets (ROA), Return On Equity (ROE), Net Profit Margin (NPM), Gross Profit Margin (GPM), menunjukan kondisi keuangan yang sangat kurang baik. Hal ini dilihat berdasarkan perhitungan rata- rata Return On Equity, Net Profit Margin, Gross Profit Margin selama 5 tahun yang masih berada jauh dibawah standar penilaian cukup dari Bank Indonesia. Hal ini menunjukkan bahwa PT. Bank Muamalat, Tbk belum mampu mengelola modal dan meningkatkan pembiayaan untuk menghasilkan laba perusahaan dan menekan biaya operasional yang dimiliki secara efektif dan efisien. Keywords: Profitabilitas, ROA, ROE, NPM, GPM.
Hubungan Risk Profile Dengan Kinerja Keuangan Bank Panin Dubai Syariah 2016-2020 Firdaus Firdaus; Imam Fakhruddin; Jamiah Jamiah; Fitri Saphira; Sahyu Safhira; Saifullah Saifullah
Al-bank: Journal of Islamic Banking and Finance Vol 2, No 1 (2022): January - June 2022
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5453

Abstract

This research was conducted to examine the correlate of Risk Profile (Non Performing Financing (NPF) and Financing Deposite Ratio (FDR) to Return on Asset (ROA).This research uses quantitatif method. The population of this research is the financial report Panin Dubai Syariah bank period 2016 through 2020. Sensus sampling method were used as samples determining, whre all the population is sampled. Analysis method with correlation pearson. The result of the research is Non Performing Financing/NPF has negative correlated and significant with Return on Asset (ROA) and Financing Deposite Ratio (FDR) has negative correlated and significant with Return on Asset (ROA). The implication of this research is that the poor NPF and FDR of Panin Dubai Syariah Bank have an impact on the company's ability to generate profits. High NPF and FDR lead to a decrease in ROA. For this reason, Panin Dubai Syariah Bank needs to maintain NPF and FDR in accordance with the minimum standards set by Bank Indonesia
ANALISIS KEMANDIRIAN DAN EFEKTIVITAS KEUANGAN DAERAH KABUPATEN BENGKALIS Firdaus Firdaus
Bertuah: Journal of Sharia and Islamic Economics Vol 1, No 2 (2020)
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to examine the financial performance of the district Bengkalis by  the area financial independence ratio in the 2014-2018 budget period and the area financial effectiveness ratio in the 2014-2018 budget period. This research is a descriptive study and the data is secondary data obtained from Bengkalis. The data analysis technique used is the ratio analysis technique to measure the financial performance of goverment. The study show that 1) The area financial independency ratio on average  at 6.36%-9.64% with a very low category 2).The effectiveness ratio on average at 59.31%-90.02%, overall with a tendency not effective. Implications for institution life are policy makers need to continue and increase the Locally Generated Revenue with maximizing the potential of the area. Keywords: Financial Performance, Independence Tatio, The Ratio of Effectiveness
HUBUNGAN STRUKTUR AKTIVA DAN STRUKTUR FINANSIAL DENGAN KINERJA KEUANGAN PT. GARUDA INDONESIA (PERSERO) TBK. PERIODE 2016-2020 DITINJAU DARI PERSPEKTIF SYARIAH Imam Fakhruddin; Rosyidatul Mabruroh; Firdaus Firdaus
Manajemen Keuangan Syariah Vol. 2 No. 2 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (618.643 KB) | DOI: 10.30631/makesya.v2i2.1351

Abstract

The purpose of this study was to determine the relationship between asset structure and financial structure with financial performance as seen from the financial performance of PT. Garuda Indonesia. This type of research is associative research, namely research that connects two or more variables. The data used is secondary data in the form of financial statements of PT. Garuda Indonesia for the 2016-2020 period. The research method used is the Pearson correlation analysis method and hypothesis testing is done by testing the significance. The results showed that the asset structure and financial structure had a negative and significant relationship with the financial performance of PT. Garuda Indonesia. Based on these results obtained the value of the correlation coefficient (r) asset structure with the financial performance of PT. Garuda Indonesia is -0.957 indicating that the asset structure has a negative relationship (not direct) and has a high (r) correlation (-0.957 close to -1) with financial performance. And the financial structure with financial performance is at the value of PT. Garuda Indonesia is -0.257 indicating that the financial structure has a negative relationship (not direct) and has a high (r) correlation (-0.257 close to -1) with financial performance.
ANALISIS KOMPARATIF KINERJA KEUANGAN BANK SYARIAH DI KAWASAN ASIA TENGGARA Firdaus Firdaus; Risman Hambali; Alvi Ziani
Inspirasi Ekonomi : Jurnal Ekonomi Manajemen Vol 5 No 3 (2023): IE : Inspirasi Ekonomi
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/ie.v5i3.5184

Abstract

This research is motivated by the large gap in terms of assets, Islamic banks in Southeast Asia are still far behind when compared to the Middle East region. Meanwhile, the development of Islamic banking in Southeast Asia has not spread evenly and thoroughly. This study analyzes the comparison of the financial performance of Islamic banks in the Southeast Asian region in terms of the NPF, FDR, ROA, ROE and CAR ratios for the 2016-2020 period. The sample of this study consists of three Islamic banks in three countries (Indonesia, Malaysia and Brunei Darussalam) that publish their financial statements. The Kolmogorov-Smirnov/Shapiro-Wilk test was used to test the normality of the data. Meanwhile, ANOVA and Kruskal-Wallis tests were used for hypothesis testing. The results of this study show that there are significant differences in the financial performance of Islamic banks in Indonesia, Malaysia and Brunei Darussalam as measured by the NPF, FDR, ROA, ROE and CAR ratios for the 2016-2020 period.
Pengaruh Religiusitas, Pengetahuan Zakat dan Pendapatan Terhadap Kesadaran Berzakat Perkebunan Sawit Firdaus Firdaus; Saifullah -; Sri Ika Mulia; Muhamad Muzamil
Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v8i2.1761

Abstract

This research is motivated by the large potential of oil palm plantations which is not in line with the community in paying zakat on oil palm plantations which is still low. The purpose of this study was to determine and analyze how the partial influence of religiosity, zakat knowledge and income on awareness of zakat on oil palm plantations in Bantan District. This research uses a quantitative approach with the help of SPSS 26.0. The results showed that partially religiosity and zakat knowledge had a positive and significant effect on zakat awareness of oil palm plantations in Bantan District while income had no effect on zakat awareness. This is due to the low income level of oil palm farmers. This is because most of the respondents' income cannot be categorized as large. This can be seen from the amount of palm oil productivity which is still low. Most oil palm farmers have land under 1 hectare and with a low level of productivity. So that the income they get is only able to meet the daily needs of their families.
Sosialisasi Dan Edukasi Publik Pasar Modal Di SMA Negeri 5 Bengkalis Provinsi Riau Imam Fakhruddin; Firdaus Firdaus; Lena Mardiany; Nur Alisa
Jurnal Pengabdian UntukMu NegeRI Vol 8 No 1 (2024): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v8i1.6575

Abstract

The current problem is that many schools do not provide financial knowledge to their students. Students must learn about early investment in accordance with technological and scientific developments. Therefore, many students do not understand investment and capital markets, so they do not have the enthusiasm to save for the future. The aim of this program is to improve the knowledge of students about investment in the capital market and reduce the impact of low interest in investing in capital markets. Furthermore, the purpose of this dedication is to provide education and training on investment in a capital market to students of SMA Negeri 5 Bengkalis.