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All Journal J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Ihtiyath : Jurnal Manajemen Keuangan Syariah Lentera:Indonesian Journal of Multidisciplinary Islamic Studies
Iskandar Budiman
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Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH RASIO KEUANGAN TERHADAP PEMBIAYAAN MURABAHAH DI BANK PEMBIAYAAN RAKYAT SYARIAH ADECO LANGSA TAHUN 2013-2016 Yupin Kirana Siagian; Iskandar Budiman; Early Ridho Kismawadi
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 1 No 1 (2017): Vol 1 No 1 September 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v1i1.678

Abstract

The independent variables in this study are deposits and financial ratios ofsharia banks which consist of NPF and FDR ratios. This study aims todetermine and analyze the effect of DPK, NPF and FDR on Murabahahfinancing in the SRB. This study used secondary data, which is the form ofpublished Financial Statements of banks obtained from the website of BankIndonesia. The bank's financial report used is quarterly financial report atAdeco Langsa Syariah Adequacy Bank. The data were then analysed by usingthe classical assumption method using multiple linear regression analysis,determination coefficient, F test or simultaneous test and t test or partial test.Hypothesis in this research is DPK, and financial ratio of NPF and ROE bankpartially has significant effect to Murabahah financing, while simultaneouslyfrom the three variables have a significant effect on the provision of financing.The method used in this study is multiple regressions. The results of this studyindicated that DPK and FDR variables have no significant effect on murabahahfinancing, while NPF affects.
EPISTIMOLOGI ILMU EKONOMI ISLAM ANALISIS PERSPEKTIF FILSAFAT ILMU Iskandar Budiman
Lentera: Indonesian Journal of Multidisciplinary Islamic Studies Vol 1 No 2 (2019): Vol 1 No 2 (2019): Vol 1 No 2 Tahun 2019
Publisher : Program Pascasarjana IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/lentera.v1i2.2106

Abstract

Tulisan ini focus pada epistimilogi ilmu ekonomi Islam yang ditelaah dengan menjadikan filsafat ilmu sebagai pisau analisis. Dari kajian didapatkan ilmu ekonomi sepatutnya ditelaah dengan menggunakan filsafat ilmu. Filsafat ilmu sebagai sebuah proses pengelaborasian tentang karakteristik disiplin ilmiah (scientific discipline ) dan bagaimana cara memperolehnya (epistimic), menjadi hal yang sangat mungkin sekali untuk dijadikan referensi dasar sebagai pengembangan ekonomi Islam
PEMBANGUNAN EKONOMI KELUARGA PERSPEKTIF ISLAM (STUDI ANALISIS KELUARGA NELAyAN KOTA LHOKSEUMAwE) febi febi; Iskandar Budiman
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 1 (2016)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/v4i1.1235

Abstract

AbstractThe main problem discussed here is The Domestic Responsibility of Economic Development in Islam, focusing on economic growth analisis of fisherman community in Lhokseumawe. The objective of this discussion is to illustrate the whole things related to right and obligation of husband and wife in the household, particularly the fisherman’s family. This is a qualitative-explorative study. The primary source of data in this study was found from participant observation, questionnaires, and from interview, while the secondary data was collected through document analysis as well as library research which were related to economic growth issues of fisherman’s community. The analysis of data was done through interpretation of proposition which was based on the opinion of Islamic Law Expert (Fuqaha) or Islamic scholars. The result of research shows that Islam recommends that the position of man and women or husband and wife have the same right and obligation based on Islamic Shari’ah. According to Quranic values and Islamic point of view, the position of husband and wife are the same in term of right and obligation in surviving family and educating children, in associating with the community, and also the same right before the law. In case of family economic development, especially for lower scale family as it is experienced by the fisherman’s family in Lhokseumawe, the involvement of wife in working to survive the family is significantly influenced for increasing family income. The efforts of women or wifes to earn for living are very limited because most of the fisherman’s community think that the main responsibility or obligation of earning money to survive the family is burdened exclusively on husband as the head of family. It is necessary to inform and enlighten comprehensively that Islamic Shari’ah has recommended the same right and obligation between husband and wife forimproving welfare of their family.Keywords: Domestic Responsibility, fisherman’s family, economic development
Co-Authors Early Ridho Kismawadi febi febi Yupin Kirana Siagian