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DAMPAK PINJAMAN ONLINE BAGI MASYARAKAT Darmi Wati; Triyana Syahfitri
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 2 No. 3 (2021): Volume 2 Nomor 3 Tahun 2021
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v2i3.2950

Abstract

 abstrak Layanan pinjam meminjam uang berbasis teknologi informasi sendiri diatur dalam Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 Tahun 2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi. Pinjaman online adalah Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi adalah penyelenggaraan layanan jasa keuangan untuk mempertemukan pemberi pinjaman dengan penerima pinjaman dalam rangka melakukan perjanjian pinjam meminjam dalam mata uang rupiah secara langsung melalui sistem elektronik dengan menggunakan jaringan internet. Teknologi informasi dalam ranah ekonomi terutama terkait pinjaman online yang dilaksanakan oleh platform fintech peer to peer lending, selain memberikan dampak positif akan tetapi dalam pelaksanaanya juga terdapat permasalahan wanprestasi yang dilakukan oleh pihak debitur, yang mengakibatkan perselisihan pada saat penagihan bermasalah hingga penyalahgunaan data pribadi nasabah.Kata kunci : Pinjaman online, dampak pinjaman online.
PERLINDUNGAN KONSUMEN TERHADAP PENGGUNAAN KOSMETIK YANG TIDAK TERDAFTAR PADA BPOM Triyana Syahfitri
JURNAL HUKUM DAS SOLLEN Vol 2 No 1 (2018): Jurnal Hukum Das Sollen
Publisher : Fakultas Hukum Universitas Islam Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/das-sollen.v1i4.339

Abstract

Consumer Protection Act Article 4 letter a which states that consumers have the right to comfort, security and safety in consuming goods and / services, so that goods circulated in the market must go through an Official Independent Institution formed by the Government which functions to oversee the circulation of each drug product, food and beverages circulating in Indonesia, namely the Food and Drug Supervisory Agency (BPOM). The BPOM Code is given as a guarantee that the goods consumed are healthy or harmless if consumed. Products that have been coded BPOM means that consumers use products that have safe quality and do not endanger health. But in reality there are still many markets on the product that are without the BPOM code, for example products in the form of female cosmetics.
Tinjauan Yuridis Jual Beli Menurut Hukum Perdata” Triyana Syahfitri; wandi
JURNAL HUKUM DAS SOLLEN Vol 2 No 2 (2018): Jurnal Hukum Das Sollen
Publisher : Fakultas Hukum Universitas Islam Indragiri

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Abstract

Manusia untuk memenuhi kebutuhan hidupnya, selalu berinteraksi dengan manusia lainnya, salah satunya melakukan kegiatan jual beli. Peristiwa jual beli merupakan bagian dari Hukum Perdata yang apabila terjadi suatu perkara merupakan hal yang dapat dituntut atau diajukan tuntutannya di depan pengadilan. Jual beli termasuk dalam kelompok perjanjian bernama, artinya undang-undang telah memberikan nama tersendiri dan memberikan pengaturan secara khusus terhadap perjanjian ini. Pengaturan perjanjian bernama dapat diatur dalam Kitab Undang-undang Hukum Perdata maupun Kitab Undang-undang Hukum Dagang. Perjanjian jual beli diatur dalam pasal 1457-1540 Kitab Undang-Undang Hukum Perdata. Menurut pasal 1457 Kitab Undang-Undang Hukum Perdata, jual beli adalah suatu persetujuan yang mengikat pihak penjual berjanji menyerahkan sesuatu barang / benda, dan pihak lain yang bertindak sebagai pembeli mengikat diri berjanji untuk membayar harga. Kata kunci: Tinjauan, Yuridis, Jual Beli
PEMANFAATAN AIR KELAPA UNTUK PEMBUATAN KECAP TERHADAP PENINGKATAN PEREKONOMIAN MASYARAKAT DESA MUMPA PASCA COVID-19 Triyana Syahfitri; Sarah Nurul Susanti; Muhammad Fajriansyah; Fitra Suhardian; Alda Juliana
Selodang Mayang: Jurnal Ilmiah Badan Perencanaan Pembangunan Daerah Kabupaten Indragiri Hilir Vol 8 No 3 (2022): JURNAL SELODANG MAYANG
Publisher : Badan Perencanaan Pembangunan Daerah Kabupaten Indragiri Hilir Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47521/selodangmayang.v8i3.267

Abstract

Mumpa village is a village as a coconut producer. In order to increase the economy of the people in Mumpa Village, after the occurrence of Covid-19, it is best if the coconuts can be processed into finished ingredients or products in the form of soy sauce made from coconut water.Soy sauce is a kitchen spice or flavor enhancer in food. Coconut water contains nutrients, protein, fat, carbohydrates, calcium, phosphorus, iron, ascorbic acid, and others. In everyday life, not many people use coconut water to the fullest. There is still a lot of coconut water that residents throw away in vain as waste. Although some residents already use coconut water to make a number of processed products, including: vinegar, coconut water drinks (canned), nata de coco, and shortening. In this study, we tried to research soy sauce products made from coconut water as raw material, given the many nutrients contained in coconut water, so we felt it was important to reprocess them into household products, which in the future the soy sauce could be used as a home industry, in an effort to increase community income, especially in Mumpa Village, such as household businesses or Micro, Small and Medium Enterprises. Due to the declining economic condition of the community after the Covid 19 pandemic, it has had a huge impact on the people's economy, making a product that can be marketed is a solution for the people's economy. Desa mumpa merupakan desa sebagai penghasil kelapa. Agar meningkatnya perekonomian masyarakat di desa mumpa, pasca terjadinya covid-19, maka sebaiknya kelapa tersebut dapat diolah menjadi bahan jadi atau produk berupa kecap terbuat dari air kelapa. Kecap merupakan bumbu dapur atau penyedap rasa pada makanan. Air kelapa mengandung gizi, protein, lemak, karbohidrat, kalsium, phospor, besi, asam askorbat, dan lain-lain. Dalam kehidupan sehari-hari, masyarakat belum banyak yang memanfaatkan air kelapa secara maksimal. Masih banyak air kelapa yang dibuang penduduk secara sia-sia sebagai limbah. Walaupun sebagian penduduk sudah memanfaatkan air kelapa menjadi beberapa macam produk olahan, antara lain: cuka manis (vinegar), minuman air kelapa (kalengan), nata de coco, dan bahan pengembang roti (shortening). Dalam penelitian ini, kami mencoba meneliti mengenai produk kecap yang terbuat dari bahan baku air kelapa, mengingat banyaknya gizi yang terkandung diair kelapa, sehingga merasa penting untuk diolah kembali menjadi produk rumah tangga, yang nantinya Kecap tersebut dapat dijadikan industri rumah tangga, dalam upaya meningkatkan penghasilan masyarakat khususnya di desa mumpa seperti usaha rumah tangga atau Usaha Mikro Kecil dan Menengah. Karena kondisi perekonomian masyarakat yang menurun pasca pandemi Covid 19, sangat bedampak terhadap perekonomian masyarakat.
Perencanaan Pemerintah Dalam Peningkatan Produksi Dan Harga Kelapa Sawit Petani Di Desa Mumpa Pasca Pandemi Covid 19 Triyana Syahfitri; Mila Audina; Raymond Ferynaldo; Nurbaiti Nurbaiti; Ina Wati
Jurnal Penelitian Dan Pengkajian Ilmiah Sosial Budaya Vol 2 No 2 (2023): Jurnal Penelitian Dan Pengkajian Ilmiah Sosial Budaya - JPPISB
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jppisb.v2i1.726

Abstract

The development of oil palm plantations has an important meaning to increase regional and national economic growth in terms of; creating added value, investment growth, output contributing to foreign exchange and even oil palm plantation activities have had positive or beneficial external influences on the surrounding area. The problem faced in this research is how the government plans to increase the production and price of farmer's palm oil in Mumpa Village after the Covid-19 pandemic and what are the inhibiting factors and supporting factors for government planning to increase the production and price of farmer's palm oil in Mumpa village after the Covid pandemic -19. The method used in this study is a qualitative method in which researchers conduct observations, interviews and discussions directly in Mumpa Village while carrying out Thematic KKN. From the results of the discussion, palm oil is a national strategic commodity because it has a long utilization chain so that there are many benefits that can be taken, including replacing the role of petroleum which is a non-renewable resource as fuel and produces various derivative products. which can be utilized which resulted in an increase in the processing industry for palm oil derivative products. The large number of these industries will result in a lot of employment and generate an increase in foreign exchange for the country so that the economy in Indonesia increases.
KEBIJAKAN PEMERINTAH DESA TELUK JIRA DALAM RANGKA MENINGKATKAN PRODUKSI PERTANIAN KELAPA PASCA COVID 19 Triyana Syahfitri; Rapika Ristama; Nuraini; Muhammad Irfan; Zainal Mutakin
JURNAL RISET INDRAGIRI Vol 2 No 1 (2023): Maret
Publisher : Lembaga Marwah Rakyat

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Abstract

Government policy in making efforts to empower coconut farmers must still be a major concern, because most of the people's livelihoods in Teluk Jira Village are coconut farmers. The government must provide an empowerment program that benefits coconut farmers. Because without a clear program, until now the coconut processing carried out by the community is still the same as before, namely processed into smoked copra with an unstable selling price so that people's income is still low. Therefore the role of the government is urgently needed in making efforts to empower coconut farmers, such as financial assistance programs, socialization, as well as training and understanding of processed coconut products that can be sold at relatively balanced prices so as to be able to make the community independent in managing and developing agricultural businesses coconut, so that people's income increases and the fulfillment of all the necessities of life.
PEMANFAATAN KELAPA BUANGAN SEBAGAI ALTERNATIF USAHA PENGOLAHAN KOPRA ASALAN GUNA MENINGKATKAN PEREKONOMIAN KELURAHAN SUNGAI SALAK KECAMATAN TEMPULING Triyana Syahfitri; Annisa Alwahidah; Khairul Khairul; Nurhayati Nurhayati; Rahma Fadila
Selodang Mayang: Jurnal Ilmiah Badan Perencanaan Pembangunan Daerah Kabupaten Indragiri Hilir Vol 9 No 1 (2023): JURNAL SELODANG MAYANG
Publisher : Badan Perencanaan Pembangunan Daerah Kabupaten Indragiri Hilir Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47521/selodangmayang.v9i1.297

Abstract

The livelihoods of the people in Sungai Salak sub-district are mostly as farmers. The large number of coconut products in the salak river, makes many discarded coconuts/coconuts that are not feasible. However, these coconuts can actually be processed into random copra/white copra, but many people still don't understand how to process white copra, and many people don't dare to make white copra because there is no certainty about the selling price of white copra. Another factor is that copra does not reach white copra moisture content at 5% but in the range of 10-15%, this is also the influence of environmental factors and work systems, as well as the influence of temperature and the drying process which has an impact on the selling price of white copra itself. several determining factors supporting the success of processing white copra itself are in the work system, environment, and other factors. Temperature and drying process are also other factors in obtaining export standard white copra. If this is implemented by farmers, there will be no more wasted coconuts, and this can also improve the economy of the people in Sungai Salak Village. Mata pencaharian masyarakat di kelurahan sungai salak, sebagian besar adalah sebagai petani. Banyaknya hasil kelapa di sungai salak, membuat banyaknya kelapa buangan/kelapa yang tidak layak. Namun kelapa tersebut sebenarnya masih bisa di olah menjadi kelapa kopra asalan/kopra putih, namun masih banyak belum memahami cara pengolahan kopra putih, dan banyak masyarakat tidak berani membuat kopra putih karena tidak adanya kepastian harga jual kopra putih. Faktor lainnya kopra tidak mencapai kadar air kopra putih di angka 5 % tetapi di kisaran 10-15 %, ini juga menjadi pengaruh dari faktor lingkungan dan sistem kerja, dan juga pengaruh suhu dan proses pengeringan hingga berdampak pada harga jual kopra putih itu sendiri. beberapa faktor penentu penunjang keberhasilan pengolahan kopra putih sendiri berada di sistem kerja, lingkungan, dan faktor lainnya. Suhu dan proses pengeringan juga menjadi faktor lainnya untuk mendapatkan kopra putih yang berstandar ekspor. Apabila hal tersebut diterapkan oleh petani, maka tidak ada lagi kelapa yang terbuang, dan hal tersebut juga dapat meningkatkan perekonomian masyarakat di kelurahan sungai salak.
GOVERNMENT POLICIES IN MANAGING UNEMPLOYMENT AS A FORM OF COMMUNITY ECONOMIC RECOVERY POST COVID-19 Triyana Syahfitri
KARYA ABDI Vol 4 No 1 (2023): Article
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Islam Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/karyaabdi.v4i1.2475

Abstract

The focus of this study is to find a picture related to the government’s efforts to overcome the problem of unemployment. The method of writing this study uses library research. The results of the study show that: government efforts to overcome unemployment can be done through several forms, namely (1) the availability of accurate information related to employment; (2) the implementation of job training; (3) supervision related to improving the quality of education and entrepreneurship; (4) increasing socialization related to information literacy based on social inclusion. The suggestion that can be given by the writer is that the Government needs to be serious in overcoming the problem of unemployment by preparing policies, strategies and concrete steps to overcome the problem of unemployment. The government should collaborate with companies, educational institutions and / or training institutions in creating jobs so as to reduce unemployment in.
PERLINDUNGAN HUKUM TERHADAP KARYA SENI BATIK YANG BELUM TERDAFTAR MENURUT UNDANG-UNDANG NOMOR 28 TAHUN 2014 TENTANG HAK CIPTA Inggrit Fernandes; Triyana Syahfitri
JURNAL HUKUM DAS SOLLEN Vol 1 No 1 (2017): Jurnal Hukum Das Sollen
Publisher : Fakultas Hukum Universitas Islam Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/das-sollen.v1i1.423

Abstract

Karya seni batik merupakan salah satu khazanah warisan budaya bangsa. Karya seni batik saat ini mengalami perkembangan yang sangat pesat. Banyaknya minat dan permintaan pasar terhadap karya seni ini mengakibatkan karya seni batik menjadi salah satu komoditi dalam negeri dan luar negeri. Sehingga, jika karya seni batik ini tidak dilindungi maka dikemudian hari dapat dipastikan akan muncul konflik baru dalam ranah hukum kekayaan intelektual. Undang-undang No 28 Tahun 2014 tentang Hak cipta telah mengakomodir karya seni batik sebagai salah satu ciptaan yang dilindungi oleh hukum. Sehingga karya seni ini selain sebagai warisan budaya bangsa juga mempunyai nilai ekonomis bagi si penciptanya. Lalu bagaimana perlindungan hukum terhadap karya seni batik yaang tidak didaftarkan? Apakah ini juga dapat dilindungi? Sementara didalam hak kekayaan intelektual pendaftaran adalah sebuah keharusan sehingga memiliki kekuatan hukum terhadap karya yang dihasilkan