Fika Azmi
Program Studi Akuntansi, STIE Bank BPD Jateng

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Faktor-Faktor yang Mempengaruhi Non Performing Loan pada Perbankan di Indonesia Albertha Daisy Arya Palupi; Fika Azmi
Journal of Economics and Business Vol 1, No 2 (2019): November
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.048 KB) | DOI: 10.47729/indicators.v1i2.35

Abstract

This study aims to examine the internal and external factors that influence Non-Performing Loans in banks in Indonesia. Internal factors consist of Loan to Deposit Ratio, Operating Expenses for Operating Income, Prime Lending Rate. Meanwhile external factors consist of inflation and exchange rates. The sample in this study is Bank Umum Swasta Nasional Devisa listed on the Indonesia Stock Exchange. The sampling technique uses purposive sampling method. Data samples obtained were 84 data from 21 Bank Umum Swasta Nasional Devisa. Analysis of research data using multiple linear regression processed using the SPSS 22 program. The results showed that the variables of internal factors, namely Loan to Deposit Ratio, Operating Expenses on Operating Income and Loans Base Interest Rate affect the Non Performing Loan. While the external factor variables namely inflation and the exchange rate do not affect the Non Performing Loan.