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All Journal Oeconomicus Journal of Economics
Maziyah Mazza Basya
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Economics, Econometrics & Finance Environmental Science Social Sciences

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Strategi Pengembangan Fintech Syariah Dengan Pendekatan Business Model Canvas di Indonesia Maziyah Mazza Basya; Rafi Setya Iqbal Pratama; Muhammad Iqbal Surya Pratikto
OECONOMICUS Journal of Economics Vol. 4 No. 2 (2020): (Juni) edisi 8
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2020.4.2.180-196

Abstract

Penelitian ini bertujuan untuk menjelaskan strategi pengembangan Fintech syariah dalam menghadapi persaingan bisnis dengan kompetitor lain. Peneliatian ini menggunakan metode kualitatif dengan pendekatan Business Model Canvas (BMC) yang membahas teori atau mencari referensi yang relevan dengan topik yang di angkat. Peneliti ini menemukan bahwa dalam mengembangkan perusahaan fintech syariah di era disruptif saat ini, harus mempunyai model bisnis yang akan menjadi pondasi dasar dalam menjalankan bisnis berbasis teknologi. Model bisnis tersebut adalah model bisnis kanvas yang memiliki sembilan bagian bangunan, diantaranya: key partnership, key resources, key activities, value proposition, customer segment, customer relationship, channels, cost structure, revenue stream. Namun dalam syariah menambah satu bagian bangunan yaitu syariah compliance. Berdasarkan dari pengelohaan atas pembagian bangunan meemberikan hasil atas strategi pengembangan fintech syariah.
Analisis Kesehatan Laporan Keuangan pada PT Bank Muamalat Indonesia Tbk dengan Menggunakan Metode Camel Tahun 2015–2019 Muhammad Iqbal Surya Pratikto; Clarissa Belinda Fabrela; Maziyah Mazza Basya
OECONOMICUS Journal of Economics Vol. 5 No. 2 (2021): (Juni) edisi 10
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.5.2.75-85

Abstract

The purpose of this study is to determine the level of health at PT Bank Muamalat Indonesia Tbk using the CAMEL method (Capital, Asset Quality, Management, Earning, and Liquidity) for the 2015-2019 period. The results of research on the health of PT Bank Muamalat Indonesia Tbk in 2015-2019 show that the ratio of CAR, NPF, and NI is considered good, while the ratio of PDN and FDR is considered quite good. However, the ROA, ROE, and BOPO ratios are considered less good because all the results of the ratios are included in the unhealthy category.
Dampak Implementasi Program Smart Kampung di Kabupaten Banyuwangi Abdul Hakim; Betty Silfia Ayu Utami; Maziyah Mazza Basya
OECONOMICUS Journal of Economics Vol. 6 No. 2 (2022): (Juni) edisi 12
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2022.6.2.128-139

Abstract

This study aims to analyze the impact of the implementation of the "Smart Kampung" program on economic aspects and public services in Banyuwangi. Smart kampung provides space for government work programs in all fields in an integrated and integrated manner between one government agency and other governments.The impact of the smart village program on the economic aspect in the 10 villages that became the smart village pilot project in Banyuwangi district is different. The village government is required to support the implementation of the smart village program so that the smart village program has a positive impact on the economy of its village residents, namely by producing innovative programs by encouraging productive economic activities, creative economic activities.
Co-Authors Abdul Hakim Betty Silfia Ayu Utami Clarissa Belinda Fabrela Muhammad Iqbal Surya Pratikto Rafi Setya Iqbal Pratama