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Muhlis Muhlis
Universitas Muhammadiyah Makassar
Economics, Econometrics & Finance

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ETIKA DI TENGAH BISNIS YANG MENGGLOBAL & PANDANGAN-PANDANGAN AGAMA Muhlis Muhlis; Anas Anas
Ar-Ribh : Jurnal Ekonomi Islam Vol 4, No 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (790.955 KB) | DOI: 10.26618/jei.v4i2.6153

Abstract

Realizing business developments that are growing rapidly and becoming increasingly globalized, of course, it requires business signs in the form of the application of business ethics that are not only concerned with personal interests or a few people but also pay attention to the consequences as well as the public interest and the business environment. For this reason, the purpose of this paper is to find out whether business people around us use ethics in running their business, then how business people realize how important the role of ethics in carrying out an increasingly global business is. The research model used uses research literature through descriptions based on library sources. Based on the analysis used by business people, there are still many who do not and do not understand how important it is to use ethics, that they do not realize how important ethics are in doing business, especially today, with an increasingly globalized business. Business ethics should be realized to be applied to people who carry out business activities based on the Qur'an and Al Hadith, there is no reason to reject ethics in an increasingly globalized business world, even adherence to business ethics, in fact, is conducive to efforts to increase profits. entrepreneur or owner of capital. Likewise guarding and preventing crime both for business people and for consumers.
METODE RASIO SEBAGAI TOOL’S KINERJA KEUANGAN PT BANK SYARIAH MANDIRI Muhlis Muhlis
Ar-Ribh : Jurnal Ekonomi Islam Vol 4, No 1 (2021): April 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1027.842 KB) | DOI: 10.26618/jei.v4i1.5211

Abstract

A quality bank is able to meet its financial performance weight ratio, as a form of achievement within a certain period of time. This paper uses the financial ratio method with the financial statement data of PT Bank Syariah Mandiri. The purpose of this paper is to dissect financial statement items, look for relationships between components in financial statements so that the information can be used in making company decisions. The results of the paper show that the state of the performance of PT Bank Syariah Mandiri based on the 2014-2016 financial reports is in quite good condition. The financial ratios show, among others, the liquidity ratio of current assets (current ratio) shows a value of 7.75, which means that 1 rupiah of current debt is secured by Rp.7.75 rupiah of current assets, the previous year which was Rp.6.84 and Rp.6.80, -. Then the solvency ratio shows that the long-term liabilities are quite solvable. This situation can be seen from the Debt to Total Asset Ratio which is always below 50% from 2014-2016. The results of the profitability analysis also always experience developments from year to year.Keyword: Annualt Report, Ratio Analysis, Financial Peformance
STRATEGI MANAJEMEN RISIKO PEMANFAATAN TEKNOLOGI PADA LEMBAGA KEUANGAN SYARIAH ERA MILLENNIAL DAN COVID 19 Muhlis Muhlis
Ar-Ribh : Jurnal Ekonomi Islam Vol 3, No 2 (2020): Oktober 2020
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (771.445 KB) | DOI: 10.26618/jei.v3i2.4252

Abstract

Respond to the current situation, , financial institutions Islamic non-bank are developing technology-based service provision in order to maintain the company's stability in the current millennial era, people who tend to use technology. The purpose of this study was to determine the importance of implementing risk management strategies in service development through information technology in non-Islamic banking financial institutions. The methodology used is through a research library study. The results show that risk management strategies in the development of digital technology services are needed to fence and protect users and non-Islamic bank financial institutions, because the current risks are so complex, both financial and non-financial in the era of disruption and the state of the Covid 19 virus outbreak with users millennial society.
Co-Authors Anas Anas